TIME TO GROW
TIME TO GROW is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €27k and a net result of €25k. Its solvency ranks better than 50% of 57 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €27k |
| Net result | €25k |
| Better than sector | 50% |
| Active | 0 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 49.8% | 49.8% | |
| Net result | €25k | €24k | |
| Equity | €27k | €50k | |
| Gross operating margin | €36k | €49k | |
| Total assets | €55k | €150k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €36k |
| Net profit | €25k |
| Cash flow | €27k |
| Staff costs | - |
| Income taxes | €9k |
| Dividends | - |
| Total assets | €55k |
| Equity | €27k |
| Debt | €27k |
| of which ≤ 1y | €27k |
| of which > 1y | - |
| Working capital | €15k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.54 |
| Quick ratio | 1.54 |
| Working capital ratio | 27.2% |
| Solvency | 49.8% |
| Debt / equity | 1.01 |
| Long-term debt ratio | - |
| Interest coverage | 3555.64 |
| Gross margin | - |
| Net margin | - |
| ROA | 46.2% |
| ROE | 92.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (21 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €55k |
| Fixed assets | 21/28 | €12k |
| Tangible fixed assets | 22/27 | €12k |
| Current assets | 29/58 | €42k |
| Amounts receivable within one year | 40/41 | €11k |
| Cash & bank | 54/58 | €31k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €55k |
| Equity | 10/15 | €27k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €25k |
| Amounts payable | 17/49 | €27k |
| Amounts payable within one year | 42/48 | €27k |
| Trade debts payable within one year | 44 | €435 |
| Income statement | ||
| Gross operating margin | 9900 | €36k |
| Operating result | 9901 | €34k |
| Financial income | 75 | €1 |
| Financial charges | 65 | €10 |
| Result before taxes | 9903 | €34k |
| Income taxes | 67/77 | €9k |
| Net result for the period | 9904 | €25k |
| Result to be appropriated | 9905 | €25k |
| NACE primary | Speur- en ontwikkelingswerk op het gebied van de maatschappij- en geesteswetenschappen(72200) |
| Legal form | Private limited company(610) |
| Incorporation | 01-09-2025 |
| Status | Active |
| Postal code | 1780 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0500/00G000 | Flanders | 91 m² | 1 · 91 m² | 10.9 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
03-09-2025 Incorporation of a new BV
Technical details
{
"notary": {
"name": "Alexis Heindryckx",
"firm_city": null,
"firm_name": null,
"office_city": "Anderlecht",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-09-03",
"filing_date": "2025-09-01",
"act_kind_objet": "Oprichting",
"is_private_deed": true
},
"decision": {
"body": "onderhandse_oprichting",
"act_date": "2025-09-01",
"unanimous": true
},
"founders": [
{
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"kind": "natural_person",
"person": {
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"name": "Sophie De Clerck",
"niss": null,
"address": "1780 Wemmel, Holland 30",
"nationality": null,
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},
"share_class": "A",
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"amount_paid_in_eur": 2000.0,
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"n_shares_subscribed": 100,
"amount_subscribed_eur": 2000.0,
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}
],
"voorwerp": {
"full_text": "De vennootschap heeft tot voorwerp, zowel in Belgi\u00EB als in het buitenland, voor eigen rekening of voor rekening van derden, of door deelname van dezen:\n- Het geven van coaching, trainingen, HR-advies, begeleiding en facilitering\n- Begeleiding van individuen en groepen\n- Organiseren van seminars, stages, retraites, teambuilding\n- Verkoop van digitaal en niet-digitaal welzijnsmateriaal\n- Uitgeven van digitale en niet-digitale documenten, opleiding, informatie, advies en begeleiding van personen\n- Verhuur van stageplaatsen in Belgi\u00EB of in het buitenland\nZij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp, rechtstreeks of onrechtstreeks, geheel of ten dele vergemakkelijken.\nZij kan belangen nemen door associatie, inbreng, fusie, financi\u00EBle tussenkomst of op gelijk welke andere wijze, in alle vennootschappen, verenigingen of ondernemingen met een identiek, gelijklopend of samenhangend voorwerp met het hare of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen.\nZij kan de functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen.",
"is_lucrative": true,
"short_summary": "Coaching, trainingen, HR-advies, begeleiding, seminars, stages, retraites, teambuilding, verkoop van welzijnsmateriaal, uitgifte van digitale en niet-digitale documenten, verhuur van stageplaatsen."
},
"governance": {
"organ_kind": "enige_bestuurder",
"n_directors_max": 1,
"n_directors_min": 1,
"representation_clause": "enige bestuurder alleen",
"co_signature_threshold_eur": null
},
"fiscal_year": {
"end_mm_dd": "12-31",
"start_mm_dd": "01-01",
"first_exercise_end_date": "2025-12-31",
"is_prolonged_first_exercise": false
},
"agm_schedule": {
"time": "16:00",
"month": 6,
"rule_text": "eerste vrijdag juni 16u00"
},
"founding_event": {
"n_shares_total": 100,
"n_share_classes": 1,
"bank_attestation": {
"date": "2025-08-28",
"bank_name": "KBC",
"amount_eur": 2000.0,
"iban_masked": "BE43 3632 6778 4001"
},
"amount_paid_in_eur": 2000.0,
"incorporation_date": "2025-09-01",
"amount_subscribed_eur": 2000.0,
"art_5_8_no_payment_due": false,
"pre_incorporation_activity_from_date": "2025-06-20"
},
"subject_company": {
"kbo": "1027.050.450",
"email": null,
"region": "vlaams_gewest",
"website": null,
"name_full": "TIME TO GROW",
"legal_form": "BV",
"name_abbreviated": null,
"zetel_address_raw": "1780 Wemmel, Holland 30",
"equity_account_type": "available"
},
"initial_directors": [
{
"kind": "natural_person",
"person": {
"name": "Sophie De Clerck",
"address": "1780 Wemmel, Holland 30"
},
"via_org": null,
"role_sub": "enige_bestuurder",
"mandate_until": {
"kind": "indefinite",
"value": null
},
"rep_person_name": null,
"additional_roles": [],
"bestuursverbod_checked": false,
"bestuursverbod_check_date": null,
"rep_prior_publication_ref": null
}
],
"co_filed_documents": [
"statuten",
"volmacht",
"bankattest"
],
"post_incorporation_mandates": [
{
"kind": "mandataire_ad_hoc",
"holder_org_kbo": null,
"holder_org_name": "Sophie De Clerck",
"with_substitution": false,
"holder_person_name": "Sophie De Clerck"
}
]
}| Legal nameNL | TIME TO GROW |