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Generated 09-08-2026
Active BE 0562.978.892Private limited company

TIME IS LUCK

Schoonaardebaan (SCH) 57 ·9200 Dendermonde, Belgium· 11 yrs active
Sector: Wholesale trade (46190)
Conclusion Checked

The computed 12-month bankruptcy probability of TIME IS LUCK is 0.7% (low). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 11 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2014, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 25-08-2025 2025-00398966
31-08-2023 micro 24-04-2024 2024-00067858
31-08-2022 micro 31-03-2023 2023-00050543
31-08-2021 verkort 26-01-2022 2022-01800292
31-08-2020 verkort 22-01-2021 2021-01300476
31-08-2019 verkort 08-01-2020 2020-00400291
31-08-2018 verkort 08-01-2019 2019-00500319
31-08-2017 verkort 05-01-2018 2018-00200581
31-08-2016 verkort 20-12-2016 2016-70500155
31-08-2015 verkort 29-12-2015 2015-70500496
Legal Structure
NACE primary Wholesale trade(46190)
Legal form Private limited company(610)
Incorporation25-09-2014
StatusActive
Postal code9200
Establishment units 1 location
Time is luck
Dendermondsesteenweg 9, 9280 LebbekeActiviteiten van verzekeringsagenten en -makelaars
since 20142.235.198.417
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42019A0099/00G000 Flanders 452 m² 1 · 263 m² 10.0 m · 2 fl.
42011B0216/00R000 Flanders 88 m² 1 · 88 m² 10.8 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
24-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
04-01-2024
State Gazette act Registered-office change
Steven Vandersnickt
2023
31-03-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
26-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
22-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
08-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
08-01-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
05-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2016
20-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2015
29-12-2015
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
Address history · 1
04-01-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
04-01-2024 Registered office moved Registered-office change·Steven Vandersnickt
Notary: Steven Vandersnickt · ZeleFirm: Notaris Steven Vandersnickt, notarisvennootschap
Technical details 
{
  "events": [
    {
      "kind": "zetel_clause_amendment_no_move",
      "seat_type": "siege_social",
      "new_address": null,
      "old_address": {
        "raw": "9280 Lebbeke, Dendermondsesteenweg 9",
        "city": "Lebbeke",
        "region": "vlaams_gewest",
        "street": "Dendermondsesteenweg",
        "country": "BE",
        "postcode": "9280",
        "box_number": null,
        "street_number": "9",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": null,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": null,
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    }
  ],
  "notary": {
    "name": "Steven Vandersnickt",
    "firm_city": null,
    "firm_name": "Notaris Steven Vandersnickt, notarisvennootschap",
    "office_city": "Zele",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-01-04",
    "filing_date": "2024-01-02",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-12-18",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0562.978.892",
    "name_full": "Time is luck",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "uitgifte van de akte",
    "co\u00F6rdinering van de statuten"
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190
Primary activity highlighted.
Names & trade names
Legal nameNL TIME IS LUCK
Registered office
Schoonaardebaan (SCH) 57
9200 Dendermonde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative