Tim De Clercq
ActiveTim De Clercq has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €109k and a net result of €44k. Equity is growing by ~67.1% per year across the filed fiscal years. Its solvency ranks better than 78% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.1 against 3.42 in 2023; short-term debt: 18.3% and cash: 91.8% of total assets), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
32 d early
2023
3 d early
2022
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€109k▲ 67.4%
2023 · €65k
2022: €22k
2023: €65k
2022 → 2024
Total assets
€134k▲ 46.6%
2023 · €91k
2022: €33k
2023: €91k
2022 → 2024
Net result
€44k▲ 1.2%
2023 · €43k
2022: €7k
2023: €43k
2022 → 2024
Working capital
€100k▲ 59.2%
2023 · €63k
2022: €20k
2023: €63k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€22k-€65k▲ 200%€109k▲ 67.4%
Operating result€9k-€57k▲ 547%€57k▲ 1.1%
Net result€7k-€43k▲ 545%€44k▲ 1.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 1% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €134k
Fixed assets
€9k▲ 286%
Current assets
€124k▲ 40.2%
Equity and liabilities €134k
Equity
€109k▲ 67.4%
Debt
€24k▼ 5.8%
The debt ratio falls from 28.4% to 18.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▲
2023 · €57k
Cash flow
€46k▲
2023 · €44k
Solvency
81.7%▲
2023 · 71.6%
Current ratio
5.10▲
2023 · 3.42
Quick ratio
5.10▲
2023 · 3.42
Debt / equity
0.22▼
2023 · 0.40
ROE
40.3%▼
2023 · 66.7%
ROA
32.9%▼
2023 · 47.7%
Interest coverage
38.55▼
2023 · 47.91
Debt
€24k▼
2023 · €26k
Debt ≤ 1 year
€24k▼
2023 · €26k
Income taxes
€12k▼
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€91k€134k▲
Fixed assets21/28€2k€9k▲
Tangible fixed assets22/27€2k€9k▲
Plant, machinery and equipment23€1k€820▼
Furniture and vehicles24€1k€8k▲
Current assets29/58€89k€124k▲
Amounts receivable within one year40/41€460€869▲
Trade receivables40€460€864▲
Other amounts receivable41-€5
Cash at bank and in hand54/58€85k€123k▲
Deferred charges and accrued income490/1€3k€900▼
Equity and liabilities
Total equity and liabilities10/49€91k€134k▲
Equity10/15€65k€109k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€50k€94k▲
Amounts payable17/49€26k€24k▼
Amounts payable within one year42/48€26k€24k▼
Trade debts44€782€671▼
Suppliers440/4€782€671▼
Taxes, remuneration and social security45€24k€22k▼
Taxes450/3€24k€22k▼
Other amounts payable47/48€1k€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€364€2k▲
Other operating charges640/8€361€438▲
Gross operating margin9900€57k€59k▲
Operating profit (loss)9901€57k€57k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€56k€56k▲
Income taxes67/77€12k€12k▼
Profit (loss) for the period9904€43k€44k▲
Profit (loss) for the period to be appropriated9905€43k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€94k▲
Profit (loss) brought forward from the previous period14P€7k€50k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €44k ▲1.2%
Operating result €57k, net result €44k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲67.4%
3 profitable years in a row build equity to €109k.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Davidlaan 252630 AartselaarGround area
246 m²
Building footprint
78 m²
Volume, LiDAR
632 m³
Parcel 11001B0298/00T004, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tim De Clercq
since 20222.334.965.390
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0298/00T004 | Flanders | 246 m² | 1 · 78 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyTim De ClercqBE 0788.572.584
controls
Where this company holds controlthis company sits on their board1
10 locations
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,729 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.