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DD & Associates

Active
Private limited companyfounded 199629 yrs activeVerversdijk 25, 8000 Brugge, BelgiumKBO/BCE: BE 0459.078.729
Summary

DD & Associates has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109,190 and a net result of -€38,543. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 55% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
DD & AssociatesActiveChecked score 72/100
Risk analysis ReportCompare

Overview

What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
2 sites
How big
€178,249total assets 2025
Equity
€109,190
Loss
-€38,543
Turnover not published (abridged schema)
Financially healthy?
72 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Who decides
Accounts filed 2 d late0 of 3 deeds read
Why 72- Loss of €38,543, the second in a row (FY 2025)- Liquidity: current ratio 0.36, cash €26, halved+ Size: total assets €178,249+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Place in the band from the probability alone: no sector peers known
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 86+5
equity 61.3% of total assets
Liquidity 35+3
short-term debt 34.3% · cash 0.0%
Profitability 50-16
return on assets -21.6%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,397 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▼ -2.0% vs 11-2024lowest value 01-2025: 0.3%▲ +72.4% vs 12-2024 02-2025: 0.2%▼ -13.6% vs 01-2025 03-2025: 0.2%▼ -1.9% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%▼ -0.5% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%▲ +0.5% vs 08-2025 10-2025: 0.2%▲ +8.5% vs 09-2025 11-2025: 0.2%▼ -6.5% vs 10-2025 12-2025: 0.2%▼ -1.9% vs 11-2025 01-2026: 0.3%▲ +39.3% vs 12-2025 02-2026: 0.5%▲ +68.0% vs 01-2026 03-2026: 0.6%▲ +29.1% vs 02-2026 04-2026: 0.6%● 0.0% vs 03-2026 05-2026: 0.6%● 0.0% vs 04-2026 06-2026: 0.6%● 0.0% vs 05-2026 07-2026: 0.6%▼ -0.5% vs 06-2026 08-2026: 0.6%● 0.0% vs 07-2026 09-2026: 0.6%▲ +0.6% vs 08-2026 10-2026: 0.7%▲ +5.9% vs 09-2026highest value
  • Loss of €38,543, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 0.36, cash €26, halved raises the probability
  • Size: total assets €178,249 lowers the probability for this profile
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.6 in 2024; short-term debt: 34.3% and cash: 0% of total assets), and 38.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €38,543, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.36, cash €26, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €178,249
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€38,543
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
2 d late
2024
8 d early
2023
6 d early
2022
2 d early
2021
on the day
2020
6 d early
2019
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€38,543
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 5% on net resultsector median €26,813 · 34,947 companies -€38,543 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€38,543 View
  • Active since 1996founded 24-10-1996 29 years View

By topic

Financials

Fiscal year
2025
Total assets
€178,249
Loss
-€38,543
Solvency
61.3%
Total assets▼ 32.5%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-01-2027
  1. 02-02-2026Annual accounts filed
  2. 30-06-2025Weakest financial year
  3. 23-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
24-10-1996
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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