TILEO
ActiveTILEO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €53k and a net result of €86k. Equity is growing by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 100 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
65
/ 100
Healthy▼ -35 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency21▼-79
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 42.67 in 2025), and 89% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
11%
Return on assets
17.6%
Age of the figures
5 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 100 sector peers (2026).
NBB · sector comparisonPosition among 100 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 27-07-2026, 96 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
96 d early
2025
38 d early
2024
7 d early
2023
35 d early
2022
31 d early
2021
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€86k▼ 29.8%
2025 · €122k
2021: €72k
2022: €17k
2023: €107k
2024: €57k
2025: €122k
2021 → 2026
Working capital
€52k▼ 86.1%
2025 · €373k
2021: €30k
2022: €25k
2023: €188k
2024: €249k
2025: €373k
2021 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€91k-€198k▲ 117%€255k▲ 28.9%€378k▲ 47.9%€53k▼ 85.9%
Operating result€25k-€-6k€43k€48k▲ 12.3%€45k▼ 6.3%
Net result€17k-€107k▲ 530%€57k▼ 46.5%€122k▲ 114%€86k▼ 29.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 6% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €488k
Fixed assets
€5k▼ 36.3%
Current assets
€482k▲ 26.3%
Equity and liabilities €488k
Equity
€53k▼ 85.9%
Debt
€434k▲ 3,305%
The debt ratio rises from 3.3% to 89.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€48k▼
2025 · €51k
Cash flow
€89k▼
2025 · €125k
Solvency
11.0%▼
2025 · 96.7%
Current ratio
1.12▼
2025 · 42.67
Quick ratio
1.12▼
2025 · 42.67
Debt / equity
8.13▲
2025 · 0.03
ROE
160.7%▲
2025 · 32.4%
ROA
17.6%▼
2025 · 31.3%
Interest coverage
85.69▲
2025 · 63.20
Debt
€434k▲
2025 · €13k
Debt ≤ 1 year
€431k▲
2025 · €9k
Income taxes
€9k▼
2025 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€390k€488k▲
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Plant, machinery and equipment23€931€459▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€382k€482k▲
Amounts receivable within one year40/41€12k€19k▲
Trade receivables40€12k€19k▲
Other amounts receivable41€430€310▼
Current investments50/53€16k€17k▲
Cash at bank and in hand54/58€354k€446k▲
Deferred charges and accrued income490/1€210€687▲
Equity and liabilities
Total equity and liabilities10/49€390k€488k▲
Equity10/15€378k€53k▼
Contributions10/11€2k€2k=
Reserves13€375k€51k▼
Distributable reserves133€375k€51k▼
Profit (loss) carried forward14€555€420▼
Amounts payable17/49€13k€434k▲
Amounts payable within one year42/48€9k€431k▲
Trade debts44€2k€391▼
Suppliers440/4€2k€391▼
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Other amounts payable47/48€779€423k▲
Accrued charges and deferred income492/3€4k€4k▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€451€465▲
Gross operating margin9900€51k€48k▼
Operating profit (loss)9901€48k€45k▼
Financial income75/76B€85k€51k▼
Recurring financial income75€2k€255▼
Non-recurring financial income76B€83k€51k▼
Financial charges65/66B€806€559▼
Recurring financial charges65€806€559▼
Profit (loss) for the period before taxes9903€132k€95k▼
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€122k€86k▼
Profit (loss) for the period to be appropriated9905€122k€86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€123k€86k▼
Profit (loss) brought forward from the previous period14P€312€555▲
Transfer from equity791/2-€375k
Transfer to equity691/2€122k€51k▼
To other reserves6921€122k€51k▼
Profit to be distributed694/7-€410k
Return on contributions (dividend)694-€410k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2021net €122k ▲114%
Operating result €48k, net result €122k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 42.67
Current ratio from 17.47 to 42.67; short-term debt falls from €15k to €9k.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €200kEq €255k ▲28.9%
4 profitable years in a row build equity to €255k.
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Liquidity times 13current ratio 21.74
Current ratio from 1.70 to 21.74; short-term debt falls from €36k to €9k.
31-03
Financial
Equity above €150kEq €198k ▲117%
3 profitable years in a row build equity to €198k.
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-03
Financial
Weakest financial yearnet €17k ▼76.5%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
2021
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Héron · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Paradis 124217 Héron1 establishment unit
TILEO
since 20192.295.020.592
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 5,987 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2019
Fiscal year end31-03
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filings
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.