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TICO

Active Private limited companyfounded 1992active for 34 yearsSint-Paulusplaats 28, 2000 AntwerpKBO/BCE: BE 0447.939.862

Lifetime

19 annual accounts with figures on one time axis, 32 filings since 1993
peak €139,947 (2009)
€25,299▲ 13.2%
lowest -€381,483 (2016)
€10,122▼ 44.6%
peak €385,791 (2012)
€63,416▲ 19.0%
€43,800▲ 645%
peak 1.9 FTE (2013)
-not published
Board1 name since 2016
1 director
Documentsfilings and deeds
30-09-202631 days before the deadline
2026micro format
Gross margin from €22,353 to €25,299Result from €18,266 to €10,122Equity from €53,294 to €63,416Debts from €5,879 to €43,800Investments €87,938Cash from €31,511 to €15,978

Key points

from the 2026 annual accounts

Equity

€63,416 from €385,791 in 2012

Equity fell by 84% in 14 years.

Investments

€87,938 7.3 × depreciation
20222023202420252026

Green is investment, beige is depreciation.

Liquidity

0.69 was 7.90 in 2025

Short-term debts rose from €5,804 to €26,375.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 31,386 companies had the same profile as TICO has now. Each dot stands for 79 companies, two years later.

93.4%
were still trading
6.0%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,386 companies, not a prediction for TICO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0447939862
Purpose change · Amendment of the articles “De vennootschap heeft tot voorwerp:; Voor eigen rekening en voor rekening van derden decoratie en…” (deed in Dutch) · Director in office: · General meeting of 29-09-2020 · Gazette deed
Company renamed from DE KMO STRATEEG to Tico “Het verlenen van diensten die kaderen binnen een "Bed & Breakfast" - omgeving, meer bepaald het uitbaten van…” (deed in Dutch) · General meeting of 25-08-2016 · Gazette deed
Registered office moved from Schoten to Antwerp New registered office: Sint-Paulusplaats 28 bus 301, 2000 Antwerpen · Previous registered office: Schijnparklaan 16, 2900 Schoten · General meeting of 15-07-2016 · Gazette deed
All 47 events

Comparable companies

same main activity, similar in size and age
Company
TICO Antwerp €107,217 €25,299 59.1% -
KOBALD Koksijde €86,632 €28,105 -92.4% -
LE RELAIS DE CHARLINETTE Sombreffe €138,338 €24,601 75.9% -
HET SCHALUINTJE Tielt-Winge €136,504 €27,273 71.7% -
OBJET INSOLITE Watermael-Boitsfort €142,930 €34,580 53.7% -
Coté verger Herve €94,232 €33,175 88.4% -
TIMAAN Puurs-Sint-Amands €168,740 €29,433 -40.5% -

These companies have the same main activity as TICO: guest rooms (bed and breakfast) (NACE 55204). They are comparable in size and age: total assets between €86,600 and €169,000, founded between 1987 and 1999.

Official details

Source: KBO
Status
Active since 24-07-1992Normal situation
Activity
Guest rooms (bed and breakfast)NACE 55204and 3 others
Establishment unit
2.058.830.0472000 Antwerp, since 17-09-1992
Financial year end
31 March
Peppol
Reachable since 18-09-2026
Company details

Annual accounts to 31-03-2026

≈ €100,000estimated
€107,217▲ 81.2%
Filing
Filed on 30-09-2026, 31 days before the end of the filing period
Financials

Insights on TICO

TICO files the micro format. That format states no turnover. The gross margin fell from €67,045 in 2006 to €25,299 in 2026.

The balance sheet grew most from 2010 to 2012 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about TICO

What is the company number of TICO?
The company number of TICO is 0447.939.862. The VAT number is the same number with BE in front: BE 0447.939.862.
Where is TICO based?
The registered office is at Sint-Paulusplaats 28, 2000 Antwerp.Company details
What does TICO do?
According to the KBO register, the main activity is guest rooms (bed and breakfast) (NACE 55204).
What is the legal form of TICO?
TICO is a private limited company (BV).
When was TICO founded?
TICO was founded on 24-07-1992.
Is TICO still active?
Yes, TICO is an active enterprise in the KBO register.
What is the turnover of TICO?
The turnover in financial year 2026 is ≈ €100,000. This figure is estimated from the gross margin of €25,299 and 2,935 comparable companies of the same size. It probably lies between €61,000 and €180,000. It is a rough estimate.Financials
Is TICO profitable?
In financial year 2026, TICO made a profit of €10,122.
Where can I find the annual accounts of TICO?
TICO filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of TICO due?
TICO must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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