OBJET INSOLITE
ActiveSummary
OBJET INSOLITE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €71,660 and a net result of €30,675. Equity is growing by ~57.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 1856 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability91▼-5
Solvency67▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.31 against 0.3 in 2023; short-term debt: 55.8% and cash: 0.4% of total assets), and 58% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42%
Return on assets
18%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
29 d late
2021
30 d late
2020
6 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€71,660▲ 74.8%
2023 · €40,985
Total assets
€170,444▼ 0.9%
2023 · €171,958
Net result
€30,675▼ 16.7%
2023 · €36,829
Working capital
-€66,003▲ 14.5%
2023 · -€77,196
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€3,539€128,582€107,831▼ 16.1%€43,473▼ 59.7%€37,104▼ 14.6%
Net result-€8,145within the sector's middle half€124,832above the sector's middle half€104,113above the sector's middle half▼ 16.6%€36,829above the sector's middle half▼ 64.6%€30,675above the sector's middle half▼ 16.7%
Equity-€224,789below the sector's middle half▼ 3.8%-€99,958below the sector's middle half▲ 55.5%€4,156within the sector's middle half€40,985within the sector's middle half▲ 886%€71,660within the sector's middle half▲ 74.8%
Total assets€146,810within the sector's middle half▲ 15.0%€190,455within the sector's middle half▲ 29.7%€162,810within the sector's middle half▼ 14.5%€171,958within the sector's middle half▲ 5.6%€170,444within the sector's middle half▼ 0.9%
Debt€371,599▲ 7.9%€290,413▼ 21.8%€158,654▼ 45.4%€130,973▼ 17.4%€98,784▼ 24.6%
Working capital-€281,826below the sector's middle half▼ 12.8%-€157,662below the sector's middle half▲ 44.1%-€87,513within the sector's middle half▲ 44.5%-€77,196within the sector's middle half▲ 11.8%-€66,003within the sector's middle half▲ 14.5%
Solvency-153.1%below the sector's middle half▲ 16.6pp-52.5%below the sector's middle half▲ 100.6pp2.6%within the sector's middle half▲ 55.0pp23.8%within the sector's middle half▲ 21.3pp42.0%within the sector's middle half▲ 18.2pp
Current ratio0.05below the sector's middle half▲ 0.030.32within the sector's middle half▲ 0.270.27within the sector's middle half▼ 0.050.30within the sector's middle half▲ 0.020.31within the sector's middle half▲ 0.01
Return on assets (ROA)-5.5%within the sector's middle half▼ 14.8pp65.5%above the sector's middle half▲ 71.1pp63.9%above the sector's middle half▼ 1.6pp21.4%above the sector's middle half▼ 42.5pp18.0%above the sector's middle half▼ 3.4pp
above
within
below
the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €170,444
Fixed assets
€141,370 ▲ 1.2%
Current assets
€29,075 ▼ 10.0%
Equity and liabilities €170,444
Equity
€71,660 ▲ 74.8%
Debt
€98,784 ▼ 24.6%
Debt's share of the balance-sheet total falls from 76.2% to 58.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59,675▼
2023 · €62,807
Cash flow
€53,246▼
2023 · €56,164
Debt to equity
1.38▼
2023 · 3.20
ROE
42.8%▼
2023 · 89.9%
Interest coverage
18.59▼
2023 · 20.98
Debt ≤ 1 year
€95,077▼
2023 · €109,506
Debt > 1 year
€3,707▼
2023 · €21,467
Income taxes
€3,222▼
2023 · €3,662
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,673 | €17,899 | €16,466 | €19,334 | €22,571 | ▲ 16.7% |
| Other operating charges640/8 | - | €1,963 | €2,303 | €2,125 | €3,185 | ▲ 49.9% |
| Gross operating margin9900 | €15,524 | €148,444 | €126,600 | €64,932 | €62,860 | ▼ 3.2% |
| Operating profit (loss)9901 | -€3,539 | €128,582 | €107,831 | €43,473 | €37,104 | ▼ 14.6% |
| Financial income75/76B | - | €175 | €6 | €13 | €4 | ▼ 68.9% |
| Recurring financial income75 | €6 | €175 | €6 | €13 | €4 | ▼ 68.9% |
| Financial charges65/66B | - | €3,925 | €3,494 | €2,994 | €3,211 | ▲ 7.2% |
| Recurring financial charges65 | €4,612 | €3,925 | €3,494 | €2,994 | €3,211 | ▲ 7.2% |
| Profit (loss) for the period before taxes9903 | -€8,145 | €124,832 | €104,343 | €40,492 | €33,898 | ▼ 16.3% |
| Income taxes67/77 | - | - | €230 | €3,662 | €3,222 | ▼ 12.0% |
| Profit (loss) for the period9904 | -€8,145 | €124,832 | €104,113 | €36,829 | €30,675 | ▼ 16.7% |
| Profit (loss) for the period to be appropriated9905 | -€8,145 | €124,832 | €104,113 | €36,829 | €30,675 | ▼ 16.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €146,810 | €190,455 | €162,810 | €171,958 | €170,444 | ▼ 0.9% |
| Fixed assets21/28 | €132,417 | €117,127 | €130,182 | €139,648 | €141,370 | ▲ 1.2% |
| Tangible fixed assets22/27 | €132,169 | €116,879 | €129,934 | €139,648 | €141,370 | ▲ 1.2% |
| Land and buildings22 | - | €106,806 | €109,818 | €120,998 | €127,875 | ▲ 5.7% |
| Furniture and vehicles24 | - | €10,073 | €20,115 | €18,650 | €13,495 | ▼ 27.6% |
| Financial fixed assets28 | €248 | €248 | €248 | - | - | - |
| Current assets29/58 | €14,393 | €73,328 | €32,628 | €32,309 | €29,075 | ▼ 10.0% |
| Amounts receivable within one year40/41 | €6,701 | €61,416 | €17,255 | €32,183 | €28,385 | ▼ 11.8% |
| Trade receivables40 | - | €61,416 | €10,011 | €20,978 | €21,791 | ▲ 3.9% |
| Other amounts receivable41 | - | - | €7,244 | €11,205 | €6,594 | ▼ 41.1% |
| Current investments50/53 | €1,244 | €1,244 | - | - | - | - |
| Cash at bank and in hand54/58 | €6,448 | €10,667 | €15,373 | €127 | €690 | ▲ 445% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €146,810 | €190,455 | €162,810 | €171,958 | €170,444 | ▼ 0.9% |
| Equity10/15 | -€224,789 | -€99,958 | €4,156 | €40,985 | €71,660 | ▲ 74.8% |
| Contributions10/11 | - | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €36,859 | €67,534 | ▲ 83.2% |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | - | - | - | €35,000 | €65,675 | ▲ 87.6% |
| Profit (loss) carried forward14 | -€232,846 | -€108,014 | -€3,901 | -€2,072 | -€2,071 | = |
| Amounts payable17/49 | €371,599 | €290,413 | €158,654 | €130,973 | €98,784 | ▼ 24.6% |
| Amounts payable after more than one year17 | €70,576 | €54,873 | €38,513 | €21,467 | €3,707 | ▼ 82.7% |
| Financial debts170/4 | - | €54,873 | €38,513 | €21,467 | €3,707 | ▼ 82.7% |
| Amounts payable within one year42/48 | €296,219 | €230,990 | €120,142 | €109,506 | €95,077 | ▼ 13.2% |
| Current portion of amounts payable after more than one year42 | - | €15,703 | €16,360 | €17,045 | €17,761 | ▲ 4.2% |
| Financial debts43 | - | - | - | €78 | €3,541 | ▲ 4,460% |
| Credit institutions430/8 | - | - | - | €78 | €3,541 | ▲ 4,460% |
| Trade debts44 | €11,055 | €109 | €2,478 | €40,828 | €33,820 | ▼ 17.2% |
| Suppliers440/4 | - | €109 | €2,478 | €40,828 | €33,820 | ▼ 17.2% |
| Taxes, remuneration and social security45 | - | €1,048 | €175 | €3,662 | €6,884 | ▲ 88.0% |
| Taxes450/3 | - | €1,048 | €175 | €3,662 | €6,884 | ▲ 88.0% |
| Other amounts payable47/48 | - | €214,130 | €101,128 | €47,892 | €33,071 | ▼ 30.9% |
| Accrued charges and deferred income492/3 | - | €4,550 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,145 | €124,832 | €104,113 | €36,829 | €30,675 | ▼ 16.7% |
| + Depreciation and write-downs630 | €16,673 | €17,899 | €16,466 | €19,334 | €22,571 | ▲ 16.7% |
| Operating cash flow (approximation) | €8,528 | €142,730 | €120,579 | €56,164 | €53,246 | ▼ 5.2% |
| Investment in fixed assets (approximation) | - | -€2,609 | -€29,520 | -€28,801 | -€24,292 | ▲ 15.7% |
| Change in cash | - | €4,219 | €4,706 | -€15,246 | €563 | ▲ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €124,832
Net result €124,832 after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Back to profitnet €11,764
Net result €11,764 after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 1991
Ground area
320 m²
Building footprint
133 m²
Volume, LiDAR
822 m³
Parcel 21017D0351/00W000, Brussels · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OBJET INSOLITE
since 19912.054.114.956
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0351/00W000 | Brussels | 320 m² | 1 · 133 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,854 companies in sector 55204 we hold annual accounts for 451. 352 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-05-1991
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
55204Guest rooms (bed and breakfast)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0444927518
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.