TICACONSULT
ActiveSummary
TICACONSULT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408,189 and a net result of €874,454. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 1317 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency75▼-25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity tight (current ratio 1.3 against 4.04 in 2024; short-term debt: 34.9% and cash: 22.5% of total assets), and 49.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.1%
Return on assets
107.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
60 d early
2024
31 d early
2023
32 d early
2022
62 d early
2021
62 d early
2020
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#5 company by equity in Edegem, Accommodation and food service sector#7 company by total assets in Edegem, Accommodation and food service sector
Equity
€408,189▼ 30.1%
2024 · €583,735
Total assets
€814,855▲ 10.6%
2024 · €736,817
Net result
€874,454▲ 1.4%
2024 · €862,130
Working capital
€86,209▼ 70.4%
2024 · €291,100
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€743,477▲ 2,279%€1.3m▲ 79.2%€1.1m▼ 14.0%€1.2m▲ 1.4%€1.2m▲ 1.4%
Net result€566,685▲ 1,858%€987,829▲ 74.3%€848,884▼ 14.1%€862,130▲ 1.6%€874,454▲ 1.4%
Equity€5,774▼ 97.9%€452,426▲ 7,735%€884,840▲ 95.6%€583,735▼ 34.0%€408,189▼ 30.1%
Total assets€744,878▲ 54.0%€635,911▼ 14.6%€1.0m▲ 62.4%€736,817▼ 28.6%€814,855▲ 10.6%
Debt€739,104▲ 249%€183,484▼ 75.2%€147,783▼ 19.5%€153,083▲ 3.6%€406,666▲ 166%
Working capital-€312,348▼ 753%€146,107€595,458▲ 308%€291,100▼ 51.1%€86,209▼ 70.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2023 Equity +96%, Total assets +62% on 2022. Cause not known from the registers.
- 2022 Net result +74%, Equity +7,735% on 2021. Cause not known from the registers.
- 2021 Net result +1,858%, Equity -98%, Total assets +54% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €814,855
Fixed assets
€444,102 ▲ 26.9%
Current assets
€370,753 ▼ 4.1%
Equity and liabilities €814,855
Equity
€408,189 ▼ 30.1%
Debt
€406,666 ▲ 166%
Debt's share of the balance-sheet total rises from 20.8% to 49.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.2m▲
2024 · €1.2m
Cash flow
€926,812▲
2024 · €904,464
Current ratio
1.30▼
2024 · 4.04
Debt to equity
1.00▲
2024 · 0.26
ROE
214.2%▲
2024 · 147.7%
ROA
107.3%▼
2024 · 117.0%
Interest coverage
319.40▼
2024 · 507.54
Debt ≤ 1 year
€284,544▲
2024 · €95,672
Debt > 1 year
€122,122▲
2024 · €57,411
Income taxes
€299,723▲
2024 · €297,648
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,792 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,792 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €14,820 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36,046 | €40,469 | €40,876 | €42,334 | €52,358 | ▲ 23.7% |
| Other operating charges640/8 | €4,456 | €5,333 | €4,157 | €6,375 | €6,539 | ▲ 2.6% |
| Gross operating margin9900 | €783,979 | €1.4m | €1.2m | €1.2m | €1.2m | ▲ 2.2% |
| Operating profit (loss)9901 | €743,477 | €1.3m | €1.1m | €1.2m | €1.2m | ▲ 1.4% |
| Financial income75/76B | €0 | €2 | €90 | - | €11 | - |
| Recurring financial income75 | €0 | €2 | €90 | - | €11 | - |
| Financial charges65/66B | €2,155 | €1,903 | €1,772 | €2,373 | €3,852 | ▲ 62.3% |
| Recurring financial charges65 | €2,155 | €1,903 | €1,772 | €2,373 | €3,852 | ▲ 62.3% |
| Profit (loss) for the period before taxes9903 | €741,323 | €1.3m | €1.1m | €1.2m | €1.2m | ▲ 1.2% |
| Income taxes67/77 | €174,637 | €342,836 | €295,409 | €297,648 | €299,723 | ▲ 0.7% |
| Profit (loss) for the period9904 | €566,685 | €987,829 | €848,884 | €862,130 | €874,454 | ▲ 1.4% |
| Profit (loss) for the period to be appropriated9905 | €566,685 | €987,829 | €848,884 | €862,130 | €874,454 | ▲ 1.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €744,878 | €635,911 | €1.0m | €736,817 | €814,855 | ▲ 10.6% |
| Fixed assets21/28 | €407,144 | €384,984 | €357,511 | €350,045 | €444,102 | ▲ 26.9% |
| Tangible fixed assets22/27 | €397,144 | €374,984 | €347,511 | €340,045 | €434,102 | ▲ 27.7% |
| Land and buildings22 | €342,282 | €331,941 | €314,429 | €293,466 | €272,504 | ▼ 7.1% |
| Plant, machinery and equipment23 | €4,134 | €3,140 | €2,147 | €2,430 | €3,225 | ▲ 32.7% |
| Furniture and vehicles24 | €47,314 | €37,381 | €29,305 | €43,411 | €158,374 | ▲ 265% |
| Other tangible fixed assets26 | €3,414 | €2,522 | €1,630 | €738 | - | - |
| Financial fixed assets28 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Current assets29/58 | €337,735 | €250,926 | €675,112 | €386,772 | €370,753 | ▼ 4.1% |
| Amounts receivable within one year40/41 | €112,623 | €151,350 | €155,941 | €155,987 | €165,341 | ▲ 6.0% |
| Trade receivables40 | €111,753 | €151,350 | €155,941 | €149,149 | €165,064 | ▲ 10.7% |
| Other amounts receivable41 | €870 | - | - | €6,838 | €277 | ▼ 95.9% |
| Cash at bank and in hand54/58 | €223,160 | €97,196 | €512,563 | €213,380 | €183,278 | ▼ 14.1% |
| Deferred charges and accrued income490/1 | €1,951 | €2,380 | €6,608 | €17,405 | €22,134 | ▲ 27.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €744,878 | €635,911 | €1.0m | €736,817 | €814,855 | ▲ 10.6% |
| Equity10/15 | €5,774 | €452,426 | €884,840 | €583,735 | €408,189 | ▼ 30.1% |
| Contributions10/11 | €300 | €300 | €300 | €300 | €300 | = |
| Reserves13 | €5,474 | €452,126 | €884,540 | €583,435 | €407,889 | ▼ 30.1% |
| Distributable reserves133 | €5,474 | €452,126 | €884,540 | €583,435 | €407,889 | ▼ 30.1% |
| Amounts payable17/49 | €739,104 | €183,484 | €147,783 | €153,083 | €406,666 | ▲ 166% |
| Amounts payable after more than one year17 | €89,021 | €78,664 | €68,129 | €57,411 | €122,122 | ▲ 113% |
| Financial debts170/4 | €89,021 | €78,664 | €68,129 | €57,411 | €122,122 | ▲ 113% |
| Amounts payable within one year42/48 | €650,083 | €104,820 | €79,654 | €95,672 | €284,544 | ▲ 197% |
| Current portion of amounts payable after more than one year42 | €10,181 | €10,357 | €10,536 | €10,718 | €41,190 | ▲ 284% |
| Financial debts43 | - | - | - | - | €1,644 | - |
| Credit institutions430/8 | - | - | - | - | €1,644 | - |
| Trade debts44 | €5,049 | €9,733 | €5,417 | €29,406 | €2,291 | ▼ 92.2% |
| Suppliers440/4 | €5,049 | €9,733 | €5,417 | €29,406 | €2,291 | ▼ 92.2% |
| Taxes, remuneration and social security45 | €19,896 | €34,346 | €32,189 | €24,499 | €182,593 | ▲ 645% |
| Taxes450/3 | €19,896 | €34,346 | €32,189 | €24,499 | €182,593 | ▲ 645% |
| Other amounts payable47/48 | €614,957 | €50,384 | €31,513 | €31,049 | €56,825 | ▲ 83.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €566,685 | €987,829 | €848,884 | €862,130 | €874,454 | ▲ 1.4% |
| + Depreciation and write-downs630 | €36,046 | €40,469 | €40,876 | €42,334 | €52,358 | ▲ 23.7% |
| Operating cash flow (approximation) | €602,731 | €1.0m | €889,760 | €904,464 | €926,812 | ▲ 2.5% |
| Investment in fixed assets (approximation) | - | -€18,309 | -€13,402 | -€34,869 | -€146,414 | ▼ 320% |
| Change in cash | - | -€125,964 | €415,367 | -€299,183 | -€30,102 | ▲ 89.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
Power of attorney · General meeting
Director appointment · Permanent representative
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 8.48
Current ratio from 2.39 to 8.48; short-term debt falls from €104,820 to €79,654.
31-12
Financial
Equity above €500,000Eq €884,840 ▲95.6%
4 profitable years in a row build equity to €884,840.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €987,829 ▲74.3%
Operating result €1.3m, net result €987,829, both a record.
31-12
Financial
Liquidity times 5current ratio 2.39
Current ratio from 0.52 to 2.39; short-term debt falls from €650,083 to €104,820.
31-12
Financial
Equity above €200,000Eq €452,426 ▲7,735%
3 profitable years in a row build equity to €452,426.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 2 establishment units since 2015
Ground area
1,360 m²
Building footprint
348 m²
Volume, LiDAR
2,098 m³
2 parcels, Flanders · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
ticamon
since 20152.246.623.037
ticamon
since 20162.257.220.286
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472C0370/00W000 | Flanders | 1,110 m² | 1 · 243 m² | 6.1 m · 1 fl. |
| 11804D1827/00C000 | Flanders | 250 m² | 1 · 105 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Connections & network
5 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
→
Fédération belge du Secteur Financier - Belgische Federatie van de Financiële Sector - Belgian Financial sector Federation
Shared director
→
INCENDIN
Shared director
→
ING BELGIQUE
Shared director
→
Show 1 more companies with a shared director
NN INSURANCE BELGIUM
Shared director
→
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 14,123 EUR awarded · 14,123 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 6,296 EUR | 6,296 EUR |
| 2024 | 1 | 7,500 EUR | 7,500 EUR |
| 2023 | 1 | 327 EUR | 327 EUR |
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Of 3,007 companies in sector 55203 we hold annual accounts for 693. 454 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-08-2015
Fiscal year end31-12
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
55204Guest rooms (bed and breakfast)
55209Other holiday and short-stay accommodation
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0636809156
Also
9925:BE0636809156
Registered
05-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.