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Chez Esmara & Philippe

Active
Private limited companyfounded 2015active for 11 yearsKleerkopersstraat 15-17, 1000 Brussel, BelgiumKBO/BCE: BE 0641.981.434
Summary

Chez Esmara & Philippe has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €539,661 and a net result of €206,017. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 60% of 887 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-10-2015 Normal situation
Registered office
61 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
Other holiday and short-stay accommodation NACE 55209and 4 others
Establishment units
2.247.296.295 1000 Brussel, since 01-11-2015
2.301.063.197 1000 Brussel, since 25-02-2019and 1 other
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Board and ownership

Board
  • Martins Pereira EsmeraDirector · since 27-12-2023
  • PETRIZOT PhilippeDirector · since 27-12-2023

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€481,305
▼ 8.9%
Turnover
≈ €940,000
estimated
Profit
€206,017
▼ 19.6%
Equity
€539,661
▲ 61.7%
Total assets
€1.4m
▲ 25.2%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 21 days after the deadline
Score breakdownraises riskLast filed accounts filed 21 days late; 2 of the last 3 accounts latelowers riskSize: 2.2 FTE, total assets €1.4mLiquidity: current ratio 1.68, cash €266,851Equity €539,661 (38.6% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of micro companies in accommodation (NACE 55)
Financial strength · tick: 2024
Strong
Solvency 64+9
equity 38.6% of total assets
Liquidity 67+8
short-term debt 21.6% · cash 19.1%
Profitability 87-10
return on assets 14.7%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,521 companies, NACE 55, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.4%▼ -0.1 percentage points vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 1.2%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.5%▼ -0.7 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.4%▼ -0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 0.4%▼ -0.5 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026lowest value
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.68 (1.37 in 2024), above the usual 1.5. Short-term debt is 21.6% and cash 19.1% of total assets. However, 61.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 62% of them on solvency, 81% on liquidity, 88% on profitability and 89% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 21 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: 2.2 FTE, total assets €1.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.68, cash €266,851
NBB · annual accounts
lowers risk · Equity €539,661 (38.6% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €539,661
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
59 days late
2023
31 days late
2022
29 days late
2021
104 days late
2020
102 days late
2019
87 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 62 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 88% of companies in accommodationsector median €6,853 · 887 companies €206,017 View
  • Positive: Equity rose in 2025from €333,644 to €539,661 ▲ 61.7% View
  • Positive: 5 profitable years in a rowprofit 2025: €206,017 5 years View

Recent changes

  1. · Gazette deed Appointments: PETRIZOT Philippe (administrateur non statutaire) and MARTINS PEREIRA Esmara (administrateur non statutaire)
  2. · Gazette deed Resignation: Dheibidi DIAS PEREIRA (director)
  3. · Gazette deed Incorporation
All 21 events

Comparable companies

These companies have the same main activity as Chez Esmara & Philippe: other holiday and short-stay accommodation (NACE 55209). They are comparable in size and age: total assets between €860,000 and €3.2m, founded between 1998 and 2016.

CompanyTotal assetsGross margin
Chez Esmara & Philippe Brussel€1.4m€0.5m
KO KOTTAGE Waterloo€1.2m€0.5m
LAPSCHUERE Kruisem€1.3m€0.2m
SWAPPERZ Jette€2.7m€0.3m
FLATS Schaarbeek€3.2m€0.6m
CERTILEASE Sint-Gillis (bij-Brussel)€1.9m€0.1m
HUYSHOEVE Knokke-Heist€0.9m€0.2m
Full comparison

Key facts about Chez Esmara & Philippe

What is the company number of Chez Esmara & Philippe?
The company number of Chez Esmara & Philippe is 0641.981.434. The VAT number is the same number with BE in front: BE 0641.981.434.
Where is Chez Esmara & Philippe based?
The registered office is at Kleerkopersstraat 15-17, 1000 Brussel.Company details
What does Chez Esmara & Philippe do?
According to the KBO register, the main activity is other holiday and short-stay accommodation (NACE 55209).
What is the legal form of Chez Esmara & Philippe?
The legal form of Chez Esmara & Philippe is Private limited company (BV).
When was Chez Esmara & Philippe founded?
Chez Esmara & Philippe was founded on 28-10-2015.
Is Chez Esmara & Philippe still active?
Yes, Chez Esmara & Philippe is an active enterprise in the KBO register.
How many employees does Chez Esmara & Philippe have?
Chez Esmara & Philippe had an average of 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Chez Esmara & Philippe?
The turnover in financial year 2025 is ≈ €940,000. This figure is estimated from the gross margin of €481,305 and 30 comparable companies (NACE 55). It probably lies between €730,000 and €1.2m.
Is Chez Esmara & Philippe profitable?
In financial year 2025, Chez Esmara & Philippe made a profit of €206,017.
Where can I find the annual accounts of Chez Esmara & Philippe?
Chez Esmara & Philippe filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Chez Esmara & Philippe due?
Chez Esmara & Philippe must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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