TICA CONSULTING
ActiveSummary
The annual accounts of TICA CONSULTING for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €1k and a net result of €-2k. Equity is shrinking by ~25.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 17% of 17043 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency39▼-17
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.16 against 1.45 in 2024; short-term debt: 86% and cash: 61.6% of total assets), and 86% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14%
Return on assets
-20.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
on the day
2022
32 d late
2021
30 d late
2020
31 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 59.4%
2024 · €3k
2018: €13k
2019: €2k
2020: €7k
2021: €6k
2022: €6k
2023: €4k
2024: €3k
2018 → 2025
Total assets
€8k▼ 9.5%
2024 · €8k
2018: €19k
2019: €8k
2020: €13k
2021: €12k
2022: €12k
2023: €12k
2024: €8k
2018 → 2025
Net result
€-2k▼ 19.6%
2024 · €-1k
2018: €-9k
2019: €-11k
2020: €5k
2021: €-485
2022: €-143
2023: €-2k
2024: €-1k
2018 → 2025
Working capital
€1k▼ 59.4%
2024 · €3k
2018: €8k
2019: €2k
2020: €7k
2021: €6k
2022: €6k
2023: €4k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€6k▼ 2.2%€4k▼ 38.3%€3k▼ 33.2%€1k▼ 59.4%
Operating result€-464-€-119▲ 74.4%€-2k▼ 1,918%€-1k▲ 47.0%€-2k▼ 20.7%
Net result€-485-€-143▲ 70.5%€-2k▼ 1,596%€-1k▲ 46.7%€-2k▼ 19.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €8k
Equity
€1k ▼ 59.4%
Debt
€6k ▲ 13.2%
Debt's share of the balance-sheet total rises from 68.7% to 86.0%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.16▼
2024 · 1.45
Debt to equity
6.12▲
2024 · 2.20
ROE
-146.1%▼
2024 · -49.6%
ROA
-20.5%▼
2024 · -15.5%
Debt ≤ 1 year
€6k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8k€8k▼
Current assets29/58€8k€8k▼
Amounts receivable within one year40/41€3k€3k▲
Trade receivables40€2k€2k=
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€8k€8k▼
Equity10/15€3k€1k▼
Contributions10/11€41k€41k=
Reserves13€24k€24k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€-62k€-64k▼
Amounts payable17/49€6k€6k▲
Amounts payable within one year42/48€6k€6k▲
Trade debts44-€754
Suppliers440/4-€754
Other amounts payable47/48€6k€6k=
Income statement
Code20242025
Other operating charges640/8€62€62=
Gross operating margin9900€-1k€-1k▼
Operating profit (loss)9901€-1k€-2k▼
Financial income75/76B€6€14▲
Recurring financial income75€6€14▲
Financial charges65/66B€24€24▲
Recurring financial charges65€24€24▲
Profit (loss) for the period before taxes9903€-1k€-2k▼
Income taxes67/77€2-
Profit (loss) for the period9904€-1k€-2k▼
Profit (loss) for the period to be appropriated9905€-1k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€-64k▼
Profit (loss) brought forward from the previous period14P€-61k€-62k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudestationsstraat 213806 Sint-TruidenGround area
1,488 m²
Building footprint
210 m²
Volume, LiDAR
1,277 m³
Parcel 71058A0093/00X000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TICA CONSULTING
since 20082.169.067.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71058A0093/00X000 | Flanders | 1,488 m² | 1 · 210 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DSC
BE 0889.450.012
Mortsel · Eq €1,061
INDUSTRIAL NETWORK ENGINEERING
BE 0765.650.395
Engis · Eq €1,048
AVEM CONSULTING
BE 0770.663.416
Brussel · Eq €1,071
EMBI
BE 0722.924.667
Blégny · Eq €1,073
QWEEKLE
BE 0745.421.244
Genappe · Eq €1,074
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 1,916 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-02-2008
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
77310Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.