Thyko
ActiveSummary
Thyko has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78,728 and a net result of €8,114. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability77▼-23
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 4.42 against 6.69 in 2023; short-term debt: 10.7% and cash: 26.6% of total assets), and 11.1% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
31 d late
2022
31 d late
2021
19 d late
2020
23 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€194,289
EBIT margin
19.4%
Net result
€8,114▼ 68.5%
2023 · €25,749
Working capital
€32,580▼ 21.6%
2023 · €41,566
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€194,289
Operating result€30,755▼ 30.7%€30,267▼ 1.6%€13,603▼ 55.1%€37,758▲ 178%€16,914▼ 55.2%
Net result€17,759within the sector's middle half▼ 42.2%€20,924within the sector's middle half▲ 17.8%€6,809within the sector's middle half▼ 67.5%€25,749within the sector's middle half▲ 278%€8,114within the sector's middle half▼ 68.5%
EBIT margin19.4%
Equity€55,320within the sector's middle half▲ 47.3%€76,244within the sector's middle half▲ 37.8%€88,394within the sector's middle half▲ 15.9%€90,613within the sector's middle half▲ 2.5%€78,728within the sector's middle half▼ 13.1%
Total assets€64,448below the sector's middle half▲ 35.2%€79,943within the sector's middle half▲ 24.0%€96,542within the sector's middle half▲ 20.8%€97,914within the sector's middle half▲ 1.4%€88,562within the sector's middle half▼ 9.6%
Debt€9,128▼ 9.6%€3,699▼ 59.5%€8,148▲ 120%€7,301▼ 10.4%€9,834▲ 34.7%
Working capital€36,714within the sector's middle half▲ 41.2%€35,398within the sector's middle half▼ 3.6%€40,164within the sector's middle half▲ 13.5%€41,566within the sector's middle half▲ 3.5%€32,580within the sector's middle half▼ 21.6%
Solvency85.8%above the sector's middle half▲ 7.0pp95.4%above the sector's middle half▲ 9.5pp91.6%above the sector's middle half▼ 3.8pp92.5%above the sector's middle half▲ 1.0pp88.9%above the sector's middle half▼ 3.6pp
Current ratio5.12above the sector's middle half▲ 1.5410.57above the sector's middle half▲ 5.455.93above the sector's middle half▼ 4.646.69above the sector's middle half▲ 0.764.42within the sector's middle half▼ 2.27
Return on assets (ROA)27.6%above the sector's middle half▼ 36.9pp26.2%within the sector's middle half▼ 1.4pp7.1%within the sector's middle half▼ 19.1pp26.3%within the sector's middle half▲ 19.2pp9.2%within the sector's middle half▼ 17.1pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 55% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €88,562
Fixed assets
€46,467 ▼ 5.3%
Current assets
€42,094 ▼ 13.9%
Equity and liabilities €88,562
Equity
€78,728 ▼ 13.1%
Debt
€9,834 ▲ 34.7%
Debt's share of the balance-sheet total rises from 7.5% to 11.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€24,973▼
2023 · €44,398
Cash flow
€16,173▼
2023 · €32,389
Debt to equity
0.12▲
2023 · 0.08
ROE
10.3%▼
2023 · 28.4%
Interest coverage
5.60▼
2023 · 11.67
Debt ≤ 1 year
€9,514▲
2023 · €7,301
Income taxes
€4,354▼
2023 · €8,205
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €194,289 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €149,022 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,316 | €5,854 | €6,038 | €6,640 | €8,059 | ▲ 21.4% |
| Other operating charges640/8 | - | €1,072 | €1,430 | €869 | €1,458 | ▲ 67.7% |
| Gross operating margin9900 | €35,461 | €37,193 | €21,071 | €45,267 | €26,430 | ▼ 41.6% |
| Operating profit (loss)9901 | €30,755 | €30,267 | €13,603 | €37,758 | €16,914 | ▼ 55.2% |
| Financial income75/76B | - | €32 | €231 | €2 | €11 | ▲ 457% |
| Recurring financial income75 | €42 | €32 | €231 | €2 | €11 | ▲ 457% |
| Financial charges65/66B | - | €2,950 | €2,965 | €3,806 | €4,456 | ▲ 17.1% |
| Recurring financial charges65 | €1,818 | €2,950 | €2,965 | €3,806 | €4,456 | ▲ 17.1% |
| Profit (loss) for the period before taxes9903 | €23,885 | €27,349 | €10,869 | €33,954 | €12,468 | ▼ 63.3% |
| Income taxes67/77 | €6,126 | €6,425 | €4,060 | €8,205 | €4,354 | ▼ 46.9% |
| Profit (loss) for the period9904 | €17,759 | €20,924 | €6,809 | €25,749 | €8,114 | ▼ 68.5% |
| Profit (loss) for the period to be appropriated9905 | €17,759 | €20,924 | €6,809 | €25,749 | €8,114 | ▼ 68.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64,448 | €79,943 | €96,542 | €97,914 | €88,562 | ▼ 9.6% |
| Fixed assets21/28 | €18,819 | €40,846 | €48,230 | €49,047 | €46,467 | ▼ 5.3% |
| Tangible fixed assets22/27 | €18,819 | €40,846 | €48,230 | €49,047 | €46,467 | ▼ 5.3% |
| Land and buildings22 | - | €13,798 | €25,263 | €22,462 | €19,661 | ▼ 12.5% |
| Plant, machinery and equipment23 | - | €2,787 | €2,189 | €4,608 | €2,962 | ▼ 35.7% |
| Furniture and vehicles24 | - | €24,261 | €20,778 | €21,977 | €23,844 | ▲ 8.5% |
| Current assets29/58 | €45,629 | €39,097 | €48,312 | €48,867 | €42,094 | ▼ 13.9% |
| Amounts receivable within one year40/41 | €18,823 | €19,804 | €20,002 | €21,664 | €17,915 | ▼ 17.3% |
| Trade receivables40 | - | €15,701 | €12,164 | €14,460 | €9,029 | ▼ 37.6% |
| Other amounts receivable41 | - | €4,103 | €7,838 | €7,204 | €8,886 | ▲ 23.3% |
| Cash at bank and in hand54/58 | €26,373 | €9,967 | €22,547 | €22,964 | €23,595 | ▲ 2.7% |
| Deferred charges and accrued income490/1 | - | €9,326 | €5,763 | €4,239 | €585 | ▼ 86.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64,448 | €79,943 | €96,542 | €97,914 | €88,562 | ▼ 9.6% |
| Equity10/15 | €55,320 | €76,244 | €88,394 | €90,613 | €78,728 | ▼ 13.1% |
| Contributions10/11 | €6,200 | €6,200 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €6,200 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Uncalled capital101 | - | €12,400 | - | - | - | - |
| Reserves13 | €620 | €70,044 | €62,985 | €65,204 | €60,128 | ▼ 7.8% |
| Non-distributable reserves130/1 | - | €620 | €620 | €620 | €620 | = |
| Legal reserve130 | - | €620 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €620 | €620 | €620 | = |
| Distributable reserves133 | - | €69,424 | €62,365 | €64,584 | €59,508 | ▼ 7.9% |
| Profit (loss) carried forward14 | €48,500 | - | €6,809 | €6,809 | €0 | ▼ 100% |
| Amounts payable17/49 | €9,128 | €3,699 | €8,148 | €7,301 | €9,834 | ▲ 34.7% |
| Amounts payable within one year42/48 | €8,915 | €3,699 | €8,148 | €7,301 | €9,514 | ▲ 30.3% |
| Trade debts44 | €2,408 | €1,254 | €6,381 | €4,408 | €5,957 | ▲ 35.2% |
| Suppliers440/4 | - | €1,254 | €6,381 | €4,408 | €5,957 | ▲ 35.2% |
| Taxes, remuneration and social security45 | - | €2,445 | €1,767 | €2,893 | €3,557 | ▲ 22.9% |
| Taxes450/3 | - | €2,445 | €1,767 | €2,893 | €3,557 | ▲ 22.9% |
| Accrued charges and deferred income492/3 | - | - | - | - | €320 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,759 | €20,924 | €6,809 | €25,749 | €8,114 | ▼ 68.5% |
| + Depreciation and write-downs630 | €3,316 | €5,854 | €6,038 | €6,640 | €8,059 | ▲ 21.4% |
| Operating cash flow (approximation) | €21,075 | €26,778 | €12,847 | €32,389 | €16,173 | ▼ 50.1% |
| Investment in fixed assets (approximation) | - | -€27,881 | -€13,422 | -€7,457 | -€5,479 | ▲ 26.5% |
| Change in cash | - | -€16,406 | €12,580 | €417 | €631 | ▲ 51.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €6,809 ▼67.5%
Net result drops to €6,809, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 10.57
Current ratio from 5.12 to 10.57; short-term debt falls from €8,915 to €3,699.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €30,742 ▲9.6%
Operating result €44,380, net result €30,742, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2015
Ground area
2,802 m²
Building footprint
231 m²
Volume, LiDAR
3,200 m³
Parcel 71011I1391/00G000, Flanders · tallest building 20.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
THYKO
since 20152.248.814.049
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I1391/00G000 | Flanders | 2,802 m² | 1 · 231 m² | 20.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 15,589 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Contact
E-mail
koen.thys@thyko.be
Phone
0496/278160
E-invoicing
Reachable via Peppol
Peppol ID
0208:0644845013
Also
9925:BE0644845013
Registered
18-01-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.