L-CONSULT
ActiveL-CONSULT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €5k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-24
Solvency75▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 2.23 in 2024; short-term debt: 49.6% and cash: 31% of total assets), and 49.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.4%
Return on assets
5.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
30 d late
2022
7 d early
2021
41 d early
2020
25 d late
2019
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▼ 33.9%
2024 · €71k
2018: €26k
2019: €40k
2020: €58k
2021: €64k
2022: €50k
2023: €62k
2024: €71k
2018 → 2025
Total assets
€93k▼ 21.2%
2024 · €118k
2018: €66k
2019: €80k
2020: €111k
2021: €93k
2022: €98k
2023: €105k
2024: €118k
2018 → 2025
Net result
€5k▼ 83.5%
2024 · €29k
2018: €3k
2019: €14k
2020: €18k
2021: €6k
2022: €6k
2023: €12k
2024: €29k
2018 → 2025
Working capital
€41k▼ 28.7%
2024 · €57k
2018: €19k
2019: €33k
2020: €52k
2021: €56k
2022: €32k
2023: €44k
2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€50k▼ 22.0%€62k▲ 23.6%€71k▲ 14.9%€47k▼ 33.9%
Operating result€11k-€9k▼ 23.9%€17k▲ 105%€39k▲ 124%€8k▼ 78.7%
Net result€6k-€6k▲ 3.7%€12k▲ 96.7%€29k▲ 145%€5k▼ 83.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€6k▼ 57.7%
Current assets
€87k▼ 16.2%
Equity and liabilities €93k
Equity
€47k▼ 33.9%
Debt
€46k▼ 2.1%
The debt ratio rises from 40.0% to 49.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €50k
Cash flow
€13k▼
2024 · €40k
Solvency
50.4%▼
2024 · 60.0%
Current ratio
1.88▼
2024 · 2.23
Quick ratio
1.88▼
2024 · 2.23
Debt / equity
0.99▲
2024 · 0.67
ROE
10.1%▼
2024 · 40.6%
ROA
5.1%▼
2024 · 24.4%
Interest coverage
21.50▼
2024 · 77.85
Debt
€46k▼
2024 · €47k
Debt ≤ 1 year
€46k▼
2024 · €47k
Income taxes
€3k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€93k▼
Fixed assets21/28€14k€6k▼
Tangible fixed assets22/27€14k€6k▼
Furniture and vehicles24€14k€6k▼
Current assets29/58€104k€87k▼
Amounts receivable within one year40/41€58k€55k▼
Trade receivables40€41k€48k▲
Other amounts receivable41€17k€7k▼
Cash at bank and in hand54/58€45k€29k▼
Deferred charges and accrued income490/1€610€3k▲
Equity and liabilities
Total equity and liabilities10/49€118k€93k▼
Equity10/15€71k€47k▼
Contributions10/11€19k€19k=
Reserves13€53k€28k▼
Distributable reserves133€53k€28k▼
Amounts payable17/49€47k€46k▼
Amounts payable after more than one year17€577-
Financial debts170/4€577-
Amounts payable within one year42/48€47k€46k▼
Current portion of amounts payable after more than one year42€7k€577▼
Financial debts43€4k€4k▼
Credit institutions430/8€4k€4k▼
Trade debts44€27k€31k▲
Suppliers440/4€27k€31k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48-€1k
Accrued charges and deferred income492/3€16€3▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€300-
Other operating charges640/8€1k€810▼
Gross operating margin9900€51k€17k▼
Operating profit (loss)9901€39k€8k▼
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€642€771▲
Recurring financial charges65€642€771▲
Profit (loss) for the period before taxes9903€39k€8k▼
Income taxes67/77€10k€3k▼
Profit (loss) for the period9904€29k€5k▼
Profit (loss) for the period to be appropriated9905€29k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€5k▼
Transfer from equity791/2€20k€29k▲
Transfer to equity691/2€29k€5k▼
To other reserves6921€29k€5k▼
Profit to be distributed694/7€20k€29k▲
Return on contributions (dividend)694€20k€29k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €29k ▲145%
Operating result €39k, net result €29k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-le-Bouillet · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sauvenière 124530 Villers-le-BouilletGround area
168 m²
Building footprint
79 m²
Volume, LiDAR
457 m³
Parcel 61074B0213/00K000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L-CONSULT
since 20152.241.114.625
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61074B0213/00K000 | Wallonia | 168 m² | 1 · 79 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 15,264 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.