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THURSDAYS

Active
Private limited companyfounded 200124 yrs activeMarktstraat 63, 1745 Opwijk, BelgiumKBO/BCE: BE 0476.371.354
Summary

THURSDAYS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,629 and a net result of €5,397. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 14676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Cafés and bars
NACE 56301NACE 55401
#7 company by total assets in Opwijk, Accommodation and food service sector1 site
Size
€184,268total assets 2025
Staff
1.7 FTE
Equity
€125,629
Profit
€5,397
Turnover not published (abridged schema)
Financial health
70 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts filed 31 d late0 of 3 deeds read
Why 70- Sector Food and beverage service activities (NACE 56)- Latest accounts 31 days late; 1 of the last 3 late- Size: total assets €184,268+ Founded in 2001Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 59% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 93+1
equity 68.2% of total assets
Liquidity 51+4
short-term debt 31.8% · cash 11.5%
Profitability 72-1
return on assets 2.9%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)
Last 6 months 05-2026: 0.5% 06-2026: 0.5%▼ -1.0% vs 05-2026lowest value 07-2026: 0.6%▲ +10.3% vs 06-2026 08-2026: 1.0%▲ +86.4% vs 07-2026highest value 09-2026: 0.7%▼ -34.5% vs 08-2026 10-2026: 0.7%● 0.0% vs 09-2026
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Founded in 2001 lowers the probability for this profile
  • Size: total assets €184,268 raises the probability for this profile
Credit up to €8,000 at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.52 in 2024; short-term debt: 31.8% and cash: 11.5% of total assets), and 31.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 82%, liquidity 53%, profitability 53%, growth against the median 49%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 2001
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €184,268
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d early
2023
on the day
2022
31 d early
2021
31 d early
2020
12 d early
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Company by total assets in Opwijk, Accommodation and…in the Checked rankings #7 View
  • Total assets 20256 fiscal years filed €184,268 View
  • Active since 2001founded 20-12-2001 24 years View

By topic

Financials

Fiscal year
2025
Total assets
€184,268
Profit
€5,397
Solvency
68.2%
Total assets▲ 3.4%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 03-07-2025Annual accounts filed
  3. 31-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
20-12-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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