LORECA
ActiveLORECA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €11k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 13071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
69
/ 100
Healthy▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+21
Solvency77▲+10
Growth78=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.61 in 2024), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
5.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
59 d late
2023
29 d late
2022
30 d late
2021
31 d late
2020
27 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▲ 9.6%
2024 · €119k
2018: €32k
2019: €44k
2020: €68k
2021: €76k
2022: €100k
2023: €113k
2024: €119k
2018 → 2025
Total assets
€201k▼ 1.2%
2024 · €204k
2018: €285k
2019: €249k
2020: €262k
2021: €224k
2022: €218k
2023: €201k
2024: €204k
2018 → 2025
Net result
€11k▲ 105%
2024 · €6k
2018: €-4k
2019: €12k
2020: €24k
2021: €8k
2022: €24k
2023: €13k
2024: €6k
2018 → 2025
Working capital
€-1k▲ 94.1%
2024 · €-25k
2018: €-48k
2019: €-49k
2020: €-50k
2021: €-55k
2022: €-27k
2023: €-19k
2024: €-25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€100k▲ 32.0%€113k▲ 12.8%€119k▲ 4.9%€130k▲ 9.6%
Operating result€26k-€42k▲ 60.2%€30k▼ 30.1%€12k▼ 61.1%€22k▲ 92.7%
Net result€8k-€24k▲ 191%€13k▼ 47.3%€6k▼ 56.8%€11k▲ 105%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 93% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€156k▼ 5.3%
Current assets
€45k▲ 15.5%
Equity and liabilities €201k
Equity
€130k▲ 9.6%
Debt
€71k▼ 16.3%
The debt ratio falls from 41.8% to 35.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▲
2024 · €29k
Cash flow
€29k▲
2024 · €23k
Solvency
64.5%▲
2024 · 58.2%
Current ratio
0.97▲
2024 · 0.61
Quick ratio
0.92▲
2024 · 0.57
Debt / equity
0.55▼
2024 · 0.72
ROE
8.7%▲
2024 · 4.7%
ROA
5.6%▲
2024 · 2.7%
Interest coverage
9.07▲
2024 · 5.39
Debt
€71k▼
2024 · €85k
Debt ≤ 1 year
€47k▼
2024 · €64k
Debt > 1 year
€24k▲
2024 · €21k
Income taxes
€7k▲
2024 · €712
Staff costs
€42k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€201k▼
Fixed assets21/28€164k€156k▼
Tangible fixed assets22/27€164k€155k▼
Land and buildings22€82k€82k=
Plant, machinery and equipment23€65k€60k▼
Furniture and vehicles24€17k€13k▼
Financial fixed assets28€363€363=
Current assets29/58€39k€45k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€160€3k▲
Trade receivables40-€2k
Other amounts receivable41€160€377▲
Cash at bank and in hand54/58€34k€36k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€204k€201k▼
Equity10/15€119k€130k▲
Contributions10/11€20k€20k=
Reserves13€42k€47k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€6k€6k=
Distributable reserves133€34k€39k▲
Profit (loss) carried forward14€56k€63k▲
Amounts payable17/49€85k€71k▼
Amounts payable after more than one year17€21k€24k▲
Financial debts170/4€21k€24k▲
Amounts payable within one year42/48€64k€47k▼
Current portion of amounts payable after more than one year42€13k€12k▼
Trade debts44€11k€7k▼
Suppliers440/4€11k€7k▼
Taxes, remuneration and social security45€22k€14k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€13k€7k▼
Other amounts payable47/48€19k€14k▼
Income statement
Code20242025
Remuneration, social security and pensions62€37k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€68k€83k▲
Operating profit (loss)9901€12k€22k▲
Financial income75/76B€30€42▲
Recurring financial income75€30€42▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€6k€18k▲
Income taxes67/77€712€7k▲
Profit (loss) for the period9904€6k€11k▲
Profit (loss) for the period to be appropriated9905€6k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€68k▲
Profit (loss) brought forward from the previous period14P€56k€56k▲
Transfer to equity691/2€5k€5k=
To other reserves6921€5k€5k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €24k ▲191%
Operating result €42k, net result €24k, both a record.
31-12
Financial
Equity above €100kEq €100k ▲32%
4 profitable years in a row build equity to €100k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Appelboomstraat 2091602 Sint-Pieters-LeeuwGround area
2,177 m²
Building footprint
516 m²
Volume, LiDAR
3,056 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
DE KOETSIER
since 19992.091.068.293
FRITUUR VIJFHOEK
since 20072.175.074.946
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23089E0059/00R000 | Flanders | 1,971 m² | 1 · 311 m² | 9.8 m · 2 fl. |
| 23582D0172/00C000 | Flanders | 205 m² | 1 · 205 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Pieters-Leeuw2.175.074.946
Similar companies · same sector, comparable size
CHEZ MIKA
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SCOPELLO
BE 0839.999.610
Antwerpen · Eq €130k
KAFFEIKLASJ
BE 0478.103.793
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TRA
BE 0671.560.890
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DICHHA
BE 0540.749.957
Antwerpen · Eq €130k
Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 7,390 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-02-1999
Fiscal year end31-12
Activities, NACEBEL
55301
55401
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.