THUISVERPLEGING VIVIANE VAN DAEL
ActiveSummary
THUISVERPLEGING VIVIANE VAN DAEL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 6.36 against 11.03 in 2024; short-term debt: 15.4% and cash: 42.1% of total assets), and 15.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €34k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
38 d early
2023
5 d early
2022
2 d early
2021
2 d late
2020
37 d late
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 65.9%
2024 · €20k
2019: €-6k
2020: €-20k
2021: €-8k
2022: €5k
2023: €8k
2024: €20k
2019 → 2025
Total assets
€40k▲ 79.4%
2024 · €22k
2019: €23k
2020: €1k
2021: €4k
2022: €10k
2023: €9k
2024: €22k
2019 → 2025
Net result
€13k▲ 7.6%
2024 · €12k
2019: €-15k
2020: €-14k
2021: €12k
2022: €13k
2023: €3k
2024: €12k
2019 → 2025
Working capital
€33k▲ 74.3%
2024 · €19k
2019: €-26k
2020: €-20k
2021: €-8k
2022: €4k
2023: €7k
2024: €19k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-8k-€5k€8k▲ 50.3%€20k▲ 158%€34k▲ 65.9%
Operating result€12k-€13k▲ 9.9%€4k▼ 71.8%€16k▲ 322%€18k▲ 15.9%
Net result€12k-€13k▲ 9.4%€3k▼ 79.7%€12k▲ 372%€13k▲ 7.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€923 ▼ 39.1%
Current assets
€39k ▲ 88.1%
Equity and liabilities €40k
Equity
€34k ▲ 65.9%
Debt
€6k ▲ 226%
Debt's share of the balance-sheet total rises from 8.4% to 15.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €16k
Cash flow
€14k▲
2024 · €13k
Current ratio
6.36▼
2024 · 11.03
Debt to equity
0.18▲
2024 · 0.09
ROE
39.7%▼
2024 · 61.3%
ROA
33.6%▼
2024 · 56.1%
Interest coverage
180.91▲
2024 · 149.94
Debt ≤ 1 year
€6k▲
2024 · €2k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€22k€40k▲
Fixed assets21/28€2k€923▼
Tangible fixed assets22/27€2k€923▼
Plant, machinery and equipment23€884€551▼
Furniture and vehicles24€632€372▼
Current assets29/58€21k€39k▲
Amounts receivable within one year40/41€14k€22k▲
Other amounts receivable41€14k€22k▲
Cash at bank and in hand54/58€6k€17k▲
Deferred charges and accrued income490/1€279€341▲
Equity and liabilities
Total equity and liabilities10/49€22k€40k▲
Equity10/15€20k€34k▲
Contributions10/11€20k€20k=
Reserves13€2k€14k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€12k
Profit (loss) carried forward14€-1k-
Amounts payable17/49€2k€6k▲
Amounts payable within one year42/48€2k€6k▲
Trade debts44€378€143▼
Suppliers440/4€378€143▼
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€434€594▲
Other operating charges640/8€259€203▼
Gross operating margin9900€17k€19k▲
Operating profit (loss)9901€16k€18k▲
Financial income75/76B€394€1k▲
Recurring financial income75€394€1k▲
Financial charges65/66B€109€105▼
Recurring financial charges65€109€105▼
Profit (loss) for the period before taxes9903€16k€19k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€12k€13k▲
Profit (loss) for the period to be appropriated9905€12k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€12k▲
Profit (loss) brought forward from the previous period14P€-14k€-1k▲
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €13k ▲7.6%
Operating result €18k, net result €13k, both a record.
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity quadruplescurrent ratio 7.53
Current ratio from 2.00 to 7.53; short-term debt falls from €4k to €1k.
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Liquidity times 6current ratio 2.00
Current ratio from 0.34 to 2.00; short-term debt falls from €12k to €4k.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
31-03
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 37 days late
2019
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vostertstraat 173960 BreeGround area
229 m²
Building footprint
79 m²
Volume, LiDAR
432 m³
Parcel 72004C0332/00M008, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vostertstraat 17, 3960 Bree
since 20102.203.218.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004C0332/00M008 | Flanders | 229 m² | 1 · 79 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2010
Fiscal year end31-03
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.