THUISVERPLEGING PEPELS-HEYENS
ActiveSummary
THUISVERPLEGING PEPELS-HEYENS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €-577. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-13
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
-8.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
30 d late
2022
3 d early
2021
25 d late
2020
27 d late
2019
104 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 8.5%
2024 · €7k
2018: €30k
2019: €30k
2020: €30k
2021: €7k
2022: €7k
2023: €7k
2024: €7k
2018 → 2025
Total assets
€7k▼ 0.7%
2024 · €7k
2018: €61k
2019: €30k
2020: €30k
2021: €8k
2022: €7k
2023: €7k
2024: €7k
2018 → 2025
Net result
€-577▼ 150%
2024 · €-231
2018: €2k
2019: €-464
2020: €-159
2021: €-939
2022: €-477
2023: €172
2024: €-231
2018 → 2025
Working capital
€6k▼ 8.5%
2024 · €7k
2018: €30k
2021: €7k
2023: €7k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€7k▼ 6.5%€7k▲ 2.5%€7k▼ 3.3%€6k▼ 8.5%
Operating result€-887-€-467▲ 47.4%€262€-175€-527▼ 201%
Net result€-939-€-477▲ 49.2%€172€-231€-577▼ 150%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €527 in 2025 against €175 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €7k
Equity
€6k ▼ 8.5%
Debt
€567 ▲ 1,343%
Debt's share of the balance-sheet total rises from 0.6% to 8.3%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
12.00
Debt to equity
0.09▲
2024 · 0.01
ROE
-9.3%▼
2024 · -3.4%
ROA
-8.5%▼
2024 · -3.4%
Debt ≤ 1 year
€567▲
2024 · €39
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7k€7k▼
Current assets29/58€7k€7k▼
Amounts receivable within one year40/41€7k-
Other amounts receivable41€7k-
Cash at bank and in hand54/58€19€7k▲
Equity and liabilities
Total equity and liabilities10/49€7k€7k▼
Equity10/15€7k€6k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€141€141=
Profit (loss) carried forward14€-1k€-2k▼
Amounts payable17/49€39€567▲
Amounts payable within one year42/48€39€567▲
Trade debts44€39-
Suppliers440/4€39-
Other amounts payable47/48-€567
Income statement
Code20242025
Other operating charges640/8€62€62=
Gross operating margin9900€-113€-465▼
Operating profit (loss)9901€-175€-527▼
Financial charges65/66B€56€50▼
Recurring financial charges65€56€50▼
Profit (loss) for the period before taxes9903€-231€-577▼
Profit (loss) for the period9904€-231€-577▼
Profit (loss) for the period to be appropriated9905€-231€-577▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-2k▼
Profit (loss) brought forward from the previous period14P€-1k€-1k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €172
Net result €172 after 4 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Weakest financial yearnet €-939
Net result drops to €-939, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kiezel Kleine Brogel 133990 PeerGround area
597 m²
Building footprint
139 m²
Volume, LiDAR
705 m³
Parcel 72030A0497/00M000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030A0497/00M000 | Flanders | 597 m² | 1 · 139 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-02-2003
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.