Thuisverpleging Margot Colpaert
ActiveSummary
Thuisverpleging Margot Colpaert has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €9k. Equity is growing by ~9.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-9
Solvency86▼-14
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.52 against 5.89 in 2024; short-term debt: 12.8% and cash: 5.7% of total assets), and 39.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.8%
Return on assets
3.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
17 d early
2023
29 d early
2022
42 d early
2021
on the day
2020
4 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€151k▲ 6.3%
2024 · €143k
2019: €66k
2020: €94k
2021: €192k
2022: €118k
2023: €124k
2024: €143k
2019 → 2025
Total assets
€249k▲ 43.9%
2024 · €173k
2019: €116k
2020: €160k
2021: €220k
2022: €150k
2023: €156k
2024: €173k
2019 → 2025
Net result
€9k▼ 50.9%
2024 · €18k
2019: €14k
2020: €28k
2021: €92k
2022: €37k
2023: €27k
2024: €18k
2019 → 2025
Working capital
€112k▼ 2.2%
2024 · €114k
2019: €55k
2020: €86k
2021: €166k
2022: €67k
2023: €85k
2024: €114k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€192k-€118k▼ 38.4%€124k▲ 5.5%€143k▲ 14.6%€151k▲ 6.3%
Operating result€119k-€50k▼ 58.1%€40k▼ 19.5%€29k▼ 27.3%€14k▼ 53.6%
Net result€92k-€37k▼ 59.8%€27k▼ 26.7%€18k▼ 32.6%€9k▼ 50.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 54% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€105k ▲ 199%
Current assets
€144k ▲ 4.3%
Equity and liabilities €249k
Equity
€151k ▲ 6.3%
Debt
€98k ▲ 220%
Debt's share of the balance-sheet total rises from 17.6% to 39.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▼
2024 · €45k
Cash flow
€29k▼
2024 · €34k
Current ratio
4.52▼
2024 · 5.89
Debt to equity
0.64▲
2024 · 0.21
ROE
5.9%▼
2024 · 12.8%
ROA
3.6%▼
2024 · 10.5%
Interest coverage
34.28▼
2024 · 78.57
Debt ≤ 1 year
€32k▲
2024 · €23k
Debt > 1 year
€66k▲
2024 · €7k
Income taxes
€6k▼
2024 · €12k
Staff costs
€0▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€173k€249k▲
Fixed assets21/28€35k€105k▲
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€31k€103k▲
Land and buildings22€8k€4k▼
Furniture and vehicles24€18k€96k▲
Other tangible fixed assets26€5k€2k▼
Current assets29/58€138k€144k▲
Amounts receivable after more than one year29€37k€54k▲
Other amounts receivable291€37k€54k▲
Amounts receivable within one year40/41€3k€9k▲
Other amounts receivable41€3k€9k▲
Cash at bank and in hand54/58€41k€14k▼
Deferred charges and accrued income490/1€57k€67k▲
Equity and liabilities
Total equity and liabilities10/49€173k€249k▲
Equity10/15€143k€151k▲
Contributions10/11€19k€19k=
Reserves13€124k€133k▲
Distributable reserves133€124k€133k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€30k€98k▲
Amounts payable after more than one year17€7k€66k▲
Financial debts170/4€7k€66k▲
Amounts payable within one year42/48€23k€32k▲
Current portion of amounts payable after more than one year42€4k€20k▲
Financial debts43€13k€7k▼
Credit institutions430/8€13k€7k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€4k€4k▲
Remuneration and social security454/9€4k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€18k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€20k▲
Other operating charges640/8€4k€17k▲
Gross operating margin9900€67k€51k▼
Operating profit (loss)9901€29k€14k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€569€991▲
Recurring financial charges65€569€991▲
Profit (loss) for the period before taxes9903€30k€15k▼
Income taxes67/77€12k€6k▼
Profit (loss) for the period9904€18k€9k▼
Profit (loss) for the period to be appropriated9905€18k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€9k▼
Transfer from equity791/2€0-
Transfer to equity691/2€18k€9k▼
To other reserves6921€18k€9k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €9k ▼50.9%
Net result drops to €9k, the lowest in the series.
30-06
Financial
Equity above €150kEq €151k ▲6.3%
7 profitable years in a row build equity to €151k.
14-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €92k ▲227%
Operating result €119k, net result €92k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 6.80
Current ratio from 2.45 to 6.80; short-term debt falls from €59k to €29k.
30-06
Financial
Equity above €150kEq €192k ▲104%
3 profitable years in a row build equity to €192k.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langerbrugsestraat 519940 EvergemGround area
4,793 m²
Building footprint
435 m²
Volume, LiDAR
510 m³
Parcel 44302D1698/00A000, Flanders · tallest building 12.7 m. Linked by address, not a title deed.
1 establishment unit
Thuisverpleging Margot Colpaert
since 20132.226.554.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302D1698/00A000 | Flanders | 4,793 m² | 1 · 435 m² | 12.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2013
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.