Thuisverpleging Bartels
ActiveThuisverpleging Bartels has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €31k. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 94% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 25.56 against 14.09 in 2024), and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
21.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
30 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 28.5%
2024 · €110k
2022: €37k
2023: €74k
2024: €110k
2022 → 2025
Total assets
€147k▲ 25.1%
2024 · €117k
2022: €67k
2023: €110k
2024: €117k
2022 → 2025
Net result
€31k▼ 12.8%
2024 · €36k
2022: €35k
2023: €37k
2024: €36k
2022 → 2025
Working capital
€127k▲ 35.7%
2024 · €93k
2022: €6k
2023: €50k
2024: €93k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€37k-€74k▲ 99.8%€110k▲ 48.5%€142k▲ 28.5%
Operating result€44k-€48k▲ 9.2%€47k▼ 3.3%€41k▼ 12.5%
Net result€35k-€37k▲ 7.0%€36k▼ 2.9%€31k▼ 12.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€15k▼ 11.0%
Current assets
€132k▲ 31.2%
Equity and liabilities €147k
Equity
€142k▲ 28.5%
Debt
€5k▼ 27.7%
The debt ratio falls from 6.1% to 3.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€49k▼
2024 · €54k
Cash flow
€39k▼
2024 · €43k
Solvency
96.5%▲
2024 · 93.9%
Current ratio
25.56▲
2024 · 14.09
Quick ratio
25.56▲
2024 · 14.09
Debt / equity
0.04▼
2024 · 0.06
ROE
22.2%▼
2024 · 32.7%
ROA
21.4%▼
2024 · 30.7%
Interest coverage
803.20▼
2024 · 1195.15
Debt
€5k▼
2024 · €7k
Debt ≤ 1 year
€5k▼
2024 · €7k
Income taxes
€9k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€147k▲
Fixed assets21/28€17k€15k▼
Intangible fixed assets21-€3k
Tangible fixed assets22/27€17k€12k▼
Furniture and vehicles24€17k€12k▼
Current assets29/58€100k€132k▲
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€4k€4k▼
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€91k€121k▲
Deferred charges and accrued income490/1€364€720▲
Equity and liabilities
Total equity and liabilities10/49€117k€147k▲
Equity10/15€110k€142k▲
Contributions10/11€3k€3k=
Reserves13€108k€139k▲
Distributable reserves133€108k€139k▲
Amounts payable17/49€7k€5k▼
Amounts payable within one year42/48€7k€5k▼
Trade debts44€512€154▼
Suppliers440/4€512€154▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€7k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€1k€898▼
Gross operating margin9900€55k€50k▼
Operating profit (loss)9901€47k€41k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€45€61▲
Recurring financial charges65€45€61▲
Profit (loss) for the period before taxes9903€47k€41k▼
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€36k€31k▼
Profit (loss) for the period to be appropriated9905€36k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€31k▼
Transfer to equity691/2€36k€31k▼
To other reserves6921€36k€31k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €31k ▼12.8%
Net result drops to €31k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Liquidity times 6current ratio 14.09
Current ratio from 2.39 to 14.09; short-term debt falls from €36k to €7k.
31-12
Financial
Equity above €100kEq €110k ▲48.5%
3 profitable years in a row build equity to €110k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2022net €37k ▲7%
Operating result €48k, net result €37k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oud Kerkhofstraat 23680 MaaseikGround area
309 m²
Building footprint
77 m²
Volume, LiDAR
452 m³
Parcel 72021A1541/00X000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Thuisverpleging Bartels
since 20222.327.741.068
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021A1541/00X000 | Flanders | 309 m² | 1 · 77 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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THUISVERPLEGING PINCET
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JOHANNE BAEYENS
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Of 5,971 companies in sector 86940 we hold annual accounts for 1,797. 1,458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2022
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.