INVTALENT

Active

Private limited companyfounded 20224 yrs activeRue Nicolas Arnold 61, 4800 Verviers, BelgiumKBO/BCE: BE 0786.573.592

INVTALENT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €142k and a net result of €127k. Equity is growing by ~115.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 19904 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2024

94 / 100

Excellent▼ -6 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency75▼-25

Growth78=

Stability94

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €13k at 30 days acceptable

Liquidity ample (current ratio 2.63 against 3.28 in 2023), but 66.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 86

Relative position

BE, all sectors

reference

Sector 86

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 19904 sector peers (2024).

NBB · sector comparison

Position among 19904 sector peers

Solvency

better than 23%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

12 d late

2023

40 d early

2022

39 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€142k▲ 149%

2023 · €57k

2022: €10k 2023: €57k

2022 → 2024

Total assets

€420k▲ 419%

2023 · €81k

2022: €12k 2023: €81k

2022 → 2024

Net result

€127k▲ 166%

2023 · €48k

2022: €217 2023: €48k

2022 → 2024

Working capital

€137k▲ 151%

2023 · €55k

2022: €7k 2023: €55k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€10k-€57k▲ 459%€142k▲ 149%

Operating result€1k-€74k▲ 5,466%€165k▲ 122%

Net result€217-€48k▲ 21,930%€127k▲ 166%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen two years in a row; 2024 is 122% above 2023 and is the highest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €420k

47.4%

52.6%

Fixed assets €199k▲ 7,616%

Current assets €221k▲ 182%

Equity and liabilities €420k

33.8%

66.2%

Equity €142k▲ 149%

Debt €278k▲ 1,064%

The debt ratio rises from 29.5% to 66.2%: debt grows faster than equity.

Key figures and ratios

2024 value · change against 2023

EBITDA

€166k▲

2023 · €75k

Cash flow

€128k▲

2023 · €48k

Solvency

33.8%▼

2023 · 70.5%

Current ratio

2.63▼

2023 · 3.28

Quick ratio

2.61▼

2023 · 3.23

Debt / equity

1.96▲

2023 · 0.42

ROE

89.4%▲

2023 · 83.5%

ROA

30.2%▼

2023 · 58.9%

Interest coverage

162.41▲

2023 · 6.11

Debt

€278k▲

2023 · €24k

Debt ≤ 1 year

€84k▲

2023 · €24k

Debt > 1 year

€193k

Income taxes

€37k▲

2023 · €14k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€81k€420k▲

Fixed assets21/28€3k€199k▲

Intangible fixed assets21€0-

Tangible fixed assets22/27€3k€199k▲

Land and buildings22-€170k

Furniture and vehicles24€3k€29k▲

Current assets29/58€78k€221k▲

Amounts receivable after more than one year29€25k€25k=

Trade receivables290€25k€25k=

Stocks and contracts in progress3€1k€1k=

Stocks30/36€1k€1k=

Amounts receivable within one year40/41€6k€0▼

Trade receivables40€0-

Other amounts receivable41€6k€0▼

Cash at bank and in hand54/58€38k€161k▲

Deferred charges and accrued income490/1€8k€34k▲

Equity and liabilities

Total equity and liabilities10/49€81k€420k▲

Equity10/15€57k€142k▲

Contributions10/11€10k€10k=

Profit (loss) carried forward14€47k€132k▲

Amounts payable17/49€24k€278k▲

Amounts payable after more than one year17-€193k

Financial debts170/4-€193k

Amounts payable within one year42/48€24k€84k▲

Current portion of amounts payable after more than one year42-€5k

Trade debts44€4k€5k▲

Suppliers440/4€4k€5k▲

Taxes, remuneration and social security45€19k€32k▲

Taxes450/3€16k€32k▲

Remuneration and social security454/9€2k€0▼

Other amounts payable47/48€1k€42k▲

Accrued charges and deferred income492/3€0€1k▲

Income statement Code20232024

Remuneration, social security and pensions62€0-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€439€1k▲

Other operating charges640/8€786€24k▲

Gross operating margin9900€75k€190k▲

Operating profit (loss)9901€74k€165k▲

Financial income75/76B€66€756▲

Recurring financial income75€66€756▲

Financial charges65/66B€12k€1k▼

Recurring financial charges65€12k€1k▼

Non-recurring financial charges66B€299-

Profit (loss) for the period before taxes9903€62k€165k▲

Income taxes67/77€14k€37k▲

Profit (loss) for the period9904€48k€127k▲

Profit (loss) for the period to be appropriated9905€48k€127k▲

Appropriation of the result

Profit (loss) to be appropriated9906€48k€174k▲

Profit (loss) brought forward from the previous period14P€217€47k▲

Profit to be distributed694/7€800€42k▲

Return on contributions (dividend)694€800€42k▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

2025

12-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 12 days late

2024

31-12

Financial Highest result since 2022net €127k ▲166%

Operating result €165k, net result €127k, both a record.

31-12

Financial Equity above €100kEq €142k ▲149%

3 profitable years in a row build equity to €142k.

21-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

22-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Verviers · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Nicolas Arnold 614800 Verviers

Ground area

92 m²

Building footprint

90 m²

Volume, LiDAR

848 m³

Parcel 63059B0261/00S006, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

INVTALENT

Rue Nicolas Arnold 61, 4800 VerviersReal estate activities

since 20222.332.632.442

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63059B0261/00S006	Wallonia	92 m²	1 · 90 m²	11.3 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

THUISVERPLEGING PINCET

BE 0844.931.267

Maasmechelen · Eq €142k

Thuisverpleging Bartels

VANDENDRIESSCHE ANNE-LIES

Of 5,983 companies in sector 86940 we hold annual accounts for 1,807. 1,466 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-05-2022

Fiscal year end31-12

Activities, NACEBEL

86906Human health activities

86940Nursing and midwifery

70200Business and other management consultancy

70220Business consulting

85599Other education

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.