THREE TECH

Active

Private limited companyfounded 20205 yrs activeCoupl'Voie 41, 9600 Ronse, BelgiumKBO/BCE: BE 0760.461.786

THREE TECH has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €105k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 27% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

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Checked score

Score 2025

86 / 100

Excellent= vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+96

Solvency45▼-52

Growth52▲+20

Stability94

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €13k at 30 days acceptable

Liquidity tight (current ratio 1.33 against 2.15 in 2024), and 74.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 42

Relative position

BE, all sectors

reference

Sector 42

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

25.4%

Return on assets

17.6%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

1 d early

2024

on the day

2023

30 d late

2022

396 d late

2021

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€152k▲ 3.7%

2024 · €147k

2021: €150k 2022: €141k 2023: €145k 2024: €147k

2021 → 2025

Total assets

€599k▲ 120%

2024 · €272k

2021: €285k 2022: €349k 2023: €535k 2024: €272k

2021 → 2025

Net result

€105k▲ 8,033%

2024 · €1k

2021: €144k 2022: €-9k 2023: €4k 2024: €1k

2021 → 2025

Working capital

€148k▲ 2.8%

2024 · €144k

2021: €141k 2022: €153k 2023: €140k 2024: €144k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€150k-€141k▼ 6.2%€145k▲ 3.1%€147k▲ 0.9%€152k▲ 3.7%

Operating result€185k-€-9k€8k€5k▼ 35.8%€141k▲ 2,567%

Net result€144k-€-9k€4k€1k▼ 70.1%€105k▲ 8,033%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 2,567% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €599k

99.4%

Fixed assets €4k▲ 64.1%

Current assets €595k▲ 121%

Equity and liabilities €599k

25.4%

74.6%

Equity €152k▲ 3.7%

Debt €447k▲ 256%

The debt ratio rises from 46.1% to 74.6%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

EBITDA

€143k▲

2024 · €9k

Cash flow

€108k▲

2024 · €5k

Solvency

25.4%▼

2024 · 53.9%

Current ratio

1.33▼

2024 · 2.15

Quick ratio

1.33▼

2024 · 2.15

Debt / equity

2.94▲

2024 · 0.86

ROE

69.4%▲

2024 · 0.9%

ROA

17.6%▲

2024 · 0.5%

Interest coverage

60.19▲

2024 · 8.85

Debt

€447k▲

2024 · €126k

Debt ≤ 1 year

€447k▲

2024 · €126k

Income taxes

€33k▲

2024 · €3k

Staff costs

€53k▼

2024 · €63k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€272k€599k▲

Fixed assets21/28€2k€4k▲

Tangible fixed assets22/27€2k€4k▲

Plant, machinery and equipment23€328€0▼

Furniture and vehicles24€2k€4k▲

Current assets29/58€270k€595k▲

Amounts receivable within one year40/41€242k€542k▲

Trade receivables40€127k€399k▲

Other amounts receivable41€115k€143k▲

Cash at bank and in hand54/58€26k€52k▲

Deferred charges and accrued income490/1€1k€1k▼

Equity and liabilities

Total equity and liabilities10/49€272k€599k▲

Equity10/15€147k€152k▲

Contributions10/11€6k€6k=

Profit (loss) carried forward14€141k€146k▲

Amounts payable17/49€126k€447k▲

Amounts payable within one year42/48€126k€447k▲

Trade debts44€117k€306k▲

Suppliers440/4€117k€306k▲

Taxes, remuneration and social security45€8k€41k▲

Taxes450/3€3k€33k▲

Remuneration and social security454/9€5k€8k▲

Other amounts payable47/48-€100k

Income statement Code20242025

Remuneration, social security and pensions62€63k€53k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼

Other operating charges640/8€3k€2k▼

Gross operating margin9900€75k€198k▲

Operating profit (loss)9901€5k€141k▲

Financial income75/76B€43€218▲

Recurring financial income75€43€218▲

Financial charges65/66B€1k€2k▲

Recurring financial charges65€1k€2k▲

Profit (loss) for the period before taxes9903€4k€138k▲

Income taxes67/77€3k€33k▲

Profit (loss) for the period9904€1k€105k▲

Profit (loss) for the period to be appropriated9905€1k€105k▲

Appropriation of the result

Profit (loss) to be appropriated9906€141k€246k▲

Profit (loss) brought forward from the previous period14P€139k€141k▲

Profit to be distributed694/7-€100k

Return on contributions (dividend)694-€100k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Equity above €150kEq €152k ▲3.7%

3 profitable years in a row build equity to €152k.

31-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

30-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 396 days late

2023

31-12

Financial Back to profitnet €4k

Net result €4k after one loss-making year.

2022

31-12

Financial Weakest financial yearnet €-9k ▼106%

Net result drops to €-9k, the lowest in the series; recovery starts the following year.

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ronse · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Coupl'Voie 419600 Ronse

Ground area

144 m²

Building footprint

58 m²

Volume, LiDAR

548 m³

Parcel 45423E0385/00F002, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

THREE TECH

Coupl'Voie 41, 9600 RonseManufacture of fabricated metal products, except machinery and equipment

since 20212.310.938.490

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
45423E0385/00F002	Flanders	143 m²	1 · 58 m²	13.0 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

TATA COMMUNICATIONS (BELGIUM)

BE 0472.596.668

Sint-Joost-ten-Node · Eq €153k

Sint-Niklaas · Eq €155k

Of 1,806 companies in sector 42220 we hold annual accounts for 947. 690 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded23-12-2020

Fiscal year end31-12

Activities, NACEBEL

42220Construction of utility projects for electricity and telecommunications

43211General electrical installation work

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.