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ThommITment

Active
BE 0789.321.563
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ThommITment is 0.4% (very low). The 2025 annual accounts show equity of €149k and a net result of €48k. Equity is growing by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 168 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€48k+30.9%
Working capital€122k+65.7%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 02-02-2026 with the NBB · fiscal year 2025 · verkort
€0€20k€40k€60k€80kOperating result 2023: €78k€78kNet result 2023: €60k€60kOperating result 2024: €49k€49kNet result 2024: €37k€37kOperating result 2025: €63k€63kNet result 2025: €48k€48k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~41.7%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k2026: €191k (€179k - €203k)2027: €233k (€221k - €245k)2028: €275k (€264k - €287k)2023: €65k2024: €101k2025: €149k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 72.5% 36.7%
better than 78% of 168 sector peers
Net result €48k €30k
better than 60% of 168 sector peers
Equity €149k €99k
better than 61% of 168 sector peers
Gross operating margin €85k €88k
better than 49% of 168 sector peers
Total assets €205k €365k
better than 38% of 168 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€84k
+20.4% -38% vs sector
Net profit
€48k
+30.9% -43% vs sector
Cash flow
€69k
+20.7% +23% vs sector
Total assets
€205k
+22.5% -81% vs sector
Equity
€149k
+47.3% -81% vs sector
Working capital
€122k
+65.7% -84% vs sector
Income taxes
€13k
+25.7% -54% vs sector
Debt
€57k
-15.2% -64% vs sector
Debt ≤ 1y
€33k
+24.5% -78% vs sector
Debt > 1y
€23k
-42.0% 23-25
Current ratio
4.64
+24.2% -32% vs sector
Quick ratio
4.64
+24.2% -32% vs sector
Solvency
72.5%
+20.2% -18% vs sector
Debt / equity
0.38
-42.4% +182% vs sector
ROE
32.1%
-11.1% +230% vs sector
ROA
23.3%
+6.9% +171% vs sector
Interest coverage
45.89
+38.5% +241% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€84k
Net profit€48k
Cash flow€69k
Staff costs-
Income taxes€13k
Dividends-
Total assets€205k
Equity€149k
Debt€57k
of which ≤ 1y€33k
of which > 1y€23k
Working capital€122k
Employees (FTE)-
Ratios (computed)
2025
Current ratio4.64
Quick ratio4.64
Working capital ratio59.3%
Solvency72.5%
Debt / equity0.38
Long-term debt ratio0.15
Interest coverage45.89
Gross margin-
Net margin-
ROA23.3%
ROE32.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€205k
Fixed assets 21/28€50k
Tangible fixed assets 22/27€50k
Financial fixed assets 28€150
Current assets 29/58€155k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€139k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€205k
Equity 10/15€149k
Contributions / capital 10/11€5k
Reserves 13€144k
Amounts payable 17/49€57k
Amounts payable after one year 17€23k
Amounts payable within one year 42/48€33k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€85k
Operating result 9901€63k
Financial charges 65€2k
Result before taxes 9903€61k
Income taxes 67/77€13k
Net result for the period 9904€48k
Result to be appropriated 9905€48k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
ThommITment
Kerkstraat 41, 2380 RavelsGroothandel in computers, randapparatuur en software
since 20222.335.906.191
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area966 m²
Buildings1
Building footprint189 m²
Volume (LiDAR)811 m³
Tallest building7.7 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13035A0281/00T000 Flanders 966 m² 1 · 189 m² 7.7 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth52Stability94
89 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Activiteiten van hoofdkantoren70100Activiteiten van hoofdkantoren70100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL ThommITment
Registered office
Kerkstraat 41 bus B
2380 Ravels, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.