BLBA Consulting
ActiveBLBA Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €58k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
73
/ 100
Healthy▼ -27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency20▼-80
Growth78=
Stability94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 7.33 in 2024), and 87.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
31.1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 16935 sector peers (2025).
NBB · sector comparisonPosition among 16935 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
99 d early
2024
100 d early
2023
43 d early
2022
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 77.0%
2024 · €101k
2022: €5k
2023: €49k
2024: €101k
2022 → 2025
Total assets
€186k▲ 34.4%
2024 · €139k
2022: €6k
2023: €102k
2024: €139k
2022 → 2025
Net result
€58k▲ 10.3%
2024 · €52k
2022: €2k
2023: €44k
2024: €52k
2022 → 2025
Working capital
€6k▼ 92.8%
2024 · €84k
2022: €5k
2023: €29k
2024: €84k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€49k▲ 892%€101k▲ 107%€23k▼ 77.0%
Operating result€2k-€57k▲ 2,254%€67k▲ 16.6%€73k▲ 8.8%
Net result€2k-€44k▲ 2,172%€52k▲ 19.2%€58k▲ 10.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 9% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€31k▼ 24.7%
Current assets
€155k▲ 59.7%
Equity and liabilities €186k
Equity
€23k▼ 77.0%
Debt
€163k▲ 339%
The debt ratio rises from 26.8% to 87.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€85k▲
2024 · €79k
Cash flow
€71k▲
2024 · €65k
Solvency
12.5%▼
2024 · 73.2%
Current ratio
1.04▼
2024 · 7.33
Quick ratio
1.04▼
2024 · 7.33
Debt / equity
7.00▲
2024 · 0.37
ROE
248.5%▲
2024 · 51.7%
ROA
31.1%▼
2024 · 37.9%
Interest coverage
52.13▲
2024 · 39.94
Debt
€163k▲
2024 · €37k
Debt ≤ 1 year
€149k▲
2024 · €13k
Debt > 1 year
€14k▼
2024 · €24k
Income taxes
€15k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€139k€186k▲
Fixed assets21/28€41k€31k▼
Tangible fixed assets22/27€41k€31k▼
Plant, machinery and equipment23€2k€4k▲
Leasing and similar rights25€38k€26k▼
Other tangible fixed assets26€1k€1k▼
Current assets29/58€97k€155k▲
Amounts receivable within one year40/41€72k€142k▲
Trade receivables40€26k€27k▲
Other amounts receivable41€46k€115k▲
Current investments50/53€2k€8k▲
Cash at bank and in hand54/58€21k€2k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€139k€186k▲
Equity10/15€101k€23k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€98k€20k▼
Amounts payable17/49€37k€163k▲
Amounts payable after more than one year17€24k€14k▼
Financial debts170/4€24k€14k▼
Amounts payable within one year42/48€13k€149k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€687€646▼
Suppliers440/4€687€646▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48-€136k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€80k€87k▲
Operating profit (loss)9901€67k€73k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€66k€73k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€52k€58k▲
Profit (loss) for the period to be appropriated9905€52k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€98k€156k▲
Profit (loss) brought forward from the previous period14P€46k€98k▲
Profit to be distributed694/7-€136k
Return on contributions (dividend)694-€136k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €58k ▲10.3%
Operating result €73k, net result €58k, both a record.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 7.33
Current ratio from 2.44 to 7.33; short-term debt falls from €20k to €13k.
31-12
Financial
Equity above €100kEq €101k ▲107%
3 profitable years in a row build equity to €101k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwarte Braak 92260 WesterloGround area
1,077 m²
Building footprint
152 m²
Volume, LiDAR
699 m³
Parcel 13039B0077/00M002, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BLBA Consulting
since 20222.338.104.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13039B0077/00M002 | Flanders | 1,077 m² | 1 · 152 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Conncept
BE 0628.907.616
Herk-de-Stad · Eq €23k
Flions
BE 0707.565.906
Tienen · Eq €23k
Watermelonsec
BE 1003.155.390
Brussel · Eq €23k
Robberechts It Consulting
BE 0744.764.317
Lebbeke · Eq €23k
Ithaca Quest
BE 0648.946.628
Mortsel · Eq €23k
Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 13,530 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.