THOMICHA
ActiveTHOMICHA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €27k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 946 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▲+24
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 0.67 in 2024), and 28.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.8%
Return on assets
15.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 07-10-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
2 d early
2023
1 d early
2022
7 d early
2021
4 d early
2020
7 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▲ 27.7%
2024 · €99k
2019: €43k
2020: €51k
2021: €46k
2022: €57k
2023: €72k
2024: €99k
2019 → 2025
Total assets
€175k▼ 6.7%
2024 · €188k
2019: €186k
2020: €173k
2021: €164k
2022: €149k
2023: €184k
2024: €188k
2019 → 2025
Net result
€27k▲ 3.7%
2024 · €26k
2019: €-3k
2020: €8k
2021: €-5k
2022: €13k
2023: €17k
2024: €26k
2019 → 2025
Working capital
€19k
2024 · €-22k
2019: €-23k
2020: €-24k
2021: €-34k
2022: €-30k
2023: €-40k
2024: €-22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€57k▲ 24.3%€72k▲ 26.5%€99k▲ 36.4%€126k▲ 27.7%
Operating result€-1k-€20k€25k▲ 28.4%€39k▲ 54.6%€40k▲ 1.1%
Net result€-5k-€13k€17k▲ 30.7%€26k▲ 55.1%€27k▲ 3.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€122k▼ 15.0%
Current assets
€53k▲ 20.4%
Equity and liabilities €175k
Equity
€126k▲ 27.7%
Debt
€49k▼ 44.7%
The debt ratio falls from 47.5% to 28.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€64k▲
2024 · €62k
Cash flow
€52k▲
2024 · €49k
Solvency
71.8%▲
2024 · 52.5%
Current ratio
1.56▲
2024 · 0.67
Quick ratio
1.56▲
2024 · 0.67
Debt / equity
0.39▼
2024 · 0.90
ROE
21.7%▼
2024 · 26.7%
ROA
15.6%▲
2024 · 14.0%
Interest coverage
70.15▲
2024 · 33.77
Debt
€49k▼
2024 · €89k
Debt ≤ 1 year
€34k▼
2024 · €66k
Debt > 1 year
€16k▼
2024 · €24k
Income taxes
€12k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€175k▼
Fixed assets21/28€144k€122k▼
Tangible fixed assets22/27€143k€121k▼
Land and buildings22€90k€80k▼
Plant, machinery and equipment23€17k€13k▼
Furniture and vehicles24€36k€29k▼
Financial fixed assets28€1k€1k=
Current assets29/58€44k€53k▲
Amounts receivable within one year40/41€15k€18k▲
Trade receivables40€15k€18k▲
Current investments50/53€7k€7k=
Cash at bank and in hand54/58€21k€28k▲
Deferred charges and accrued income490/1€2k€659▼
Equity and liabilities
Total equity and liabilities10/49€188k€175k▼
Equity10/15€99k€126k▲
Contributions10/11€20k€20k=
Reserves13€68k€95k▲
Tax-exempt reserves132€4k€4k=
Distributable reserves133€64k€91k▲
Profit (loss) carried forward14€11k€11k▲
Amounts payable17/49€89k€49k▼
Amounts payable after more than one year17€24k€16k▼
Financial debts170/4€24k€16k▼
Amounts payable within one year42/48€66k€34k▼
Current portion of amounts payable after more than one year42€10k€8k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€19k€22k▲
Taxes450/3€19k€22k▲
Other amounts payable47/48€34k€46▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€24k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€65k€67k▲
Operating profit (loss)9901€39k€40k▲
Financial income75/76B€23€68▲
Recurring financial income75€23€68▲
Financial charges65/66B€2k€914▼
Recurring financial charges65€2k€914▼
Profit (loss) for the period before taxes9903€38k€39k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€26k€27k▲
Profit (loss) for the period to be appropriated9905€26k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€38k▲
Profit (loss) brought forward from the previous period14P€11k€11k▲
Transfer to equity691/2€26k€27k▲
To other reserves6921€26k€27k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €27k ▲3.7%
Operating result €40k, net result €27k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 1.56
Current ratio from 0.67 to 1.56; short-term debt falls from €66k to €34k.
31-03
Financial
Equity above €100kEq €126k ▲27.7%
4 profitable years in a row build equity to €126k.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-5k ▼165%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2020
07-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 7 days late
31-03
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Niklaasstraat(SGW) 329170 Sint-Gillis-WaasGround area
2,392 m²
Building footprint
185 m²
Volume, LiDAR
920 m³
Parcel 46020E0355/00F000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Niklaasstraat(SGW) 32, 9170 Sint-Gillis-Waas
since 20012.116.337.486
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020E0355/00F000 | Flanders | 2,392 m² | 1 · 185 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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LLINA
BE 0893.164.221
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KLOON
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MEVO
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Of 275 companies in sector 52241 we hold annual accounts for 212. 124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2001
Fiscal year end31-03
Activities, NACEBEL
52241Warehousing and support activities for transportation
01110Growing of cereals (except rice), leguminous crops and oil seeds
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.