Thomco Interieur

Active

Private limited companyfounded 20242 yrs activeHogeweg 86, 9320 Aalst, BelgiumKBO/BCE: BE 1011.369.213

Summary

The computed 12-month bankruptcy probability of Thomco Interieur is 4.6% (elevated). The 2025 annual accounts show equity of €24,778 and a net result of €13,310. Its solvency ranks better than 13% of 33831 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Thomco InterieurActiveChecked score 39/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

€321,034total assets 2025

Equity: €24,778
Profit: €13,310

Turnover not published (abridged schema)

Financial health

39 Weak Checked score 2025

Bankruptcy chance 12 m: 4.6%

Structure

Accounts on time2 of 4 deeds read

Why 39- 2 changes of registered office in 24 months- Founded in 2024- Equity €24,778 (7.7% of total assets)+ Liquidity: current ratio 2.41, cash €84,949Show the evidence

Checked score

Score 2025

39 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 54% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 33-13

equity 7.7% of total assets

Liquidity 65-6

short-term debt 38.7% · cash 26.5%

Profitability 74-20

return on assets 4.1%

Bankruptcy probability, 12 months

4.6% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)

Last 24 months 08-2025: 1.1%lowest value 09-2025: 1.1%● 0.0% vs 08-2025lowest value 10-2025: 1.1%● 0.0% vs 09-2025lowest value 11-2025: 1.1%▲ +6.8% vs 10-2025 12-2025: 1.1%▲ +0.5% vs 11-2025 01-2026: 1.1%▲ +0.6% vs 12-2025 02-2026: 1.2%▲ +7.5% vs 01-2026 03-2026: 1.3%▲ +4.7% vs 02-2026 04-2026: 1.3%▲ +4.6% vs 03-2026 05-2026: 1.4%▲ +3.3% vs 04-2026 06-2026: 2.7%▲ +97.8% vs 05-2026 07-2026: 2.9%▲ +6.3% vs 06-2026 08-2026: 4.6%▲ +57.0% vs 07-2026highest value 09-2026: 4.6%● 0.0% vs 08-2026highest value 10-2026: 4.6%● 0.0% vs 09-2026highest value

2 changes of registered office in 24 months raises the probability
Founded in 2024 raises the probability for this profile
Liquidity: current ratio 2.41, cash €84,949 lowers the probability
Equity €24,778 (7.7% of total assets) raises the probability

Credit up to €500 at 30 days only on tighter terms

Liquidity ample (current ratio 2.41 against 1.24 in 2024; short-term debt: 38.7% and cash: 26.5% of total assets), but 92.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 12%, liquidity 63%, profitability 47%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

2 changes of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Liquidity: current ratio 2.41, cash €84,949

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €24,778 (7.7% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 33831 sector peers (2025).

NBB · sector comparison

Position among 33831 sector peers

Solvency

better than 13%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

on the day

2024

31 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-07-26 Annual accounts filedfiscal year 2025 · micro…
22-07-26 Registered officeRegistered-office move · Director in…
07-05-26 Registered officeRegistered-office move · Director in…

Key points

Caution: Among the weakest 13% on solvencysector median 47.1% · 33,831 companies 7.7% View
Total assets 20252 fiscal years filed €321,034 View
Active since 2024founded 09-07-2024 2 years View