Financials
- Fiscal year
- 2025
- Total assets
- €221,565
- Loss
- -€5,717
- Solvency
- -7.5%
Total assets▲ 33.2%
Net result
20242025
AJA Chavet
ActiveSummary
AJA Chavet has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,723) and a net result of -€5,717. Its solvency ranks better than 8% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Joinery installation
NACE 43320
1 site
Size
€221,565total assets 2025
- Equity
- -€16,723
- Loss
- -€5,717
Turnover not published (abridged schema)
Structure
Accounts 24 d early0 of 1 deed read
Why 54Capped at 59: negative equity- Founded in 2024- Negative equity -€16,723- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.44, cash €50,976Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 28% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency
17-1
equity -7.5% of total assets
Liquidity
67+10
short-term debt 28.7% · cash 23.0%
Profitability
66+9
return on assets -2.6%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 2.5%
10-2025: 2.5%● 0.0% vs 09-2025
11-2025: 2.6%▲ +5.2% vs 10-2025
12-2025: 2.7%▲ +2.5% vs 11-2025
01-2026: 2.6%▼ -3.1% vs 12-2025
02-2026: 2.6%● -0.0% vs 01-2026
03-2026: 2.7%▲ +4.5% vs 02-2026
04-2026: 2.8%▲ +6.1% vs 03-2026
05-2026: 2.9%▲ +2.4% vs 04-2026
06-2026: 2.9%▼ -2.1% vs 05-2026
07-2026: 3.0%▲ +3.3% vs 06-2026highest value
08-2026: 1.2%▼ -58.3% vs 07-2026lowest value
09-2026: 1.2%● 0.0% vs 08-2026lowest value
10-2026: 1.2%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 1.44, cash €50,976 lowers the probability
- Founded in 2024 raises the probability for this profile
- Negative equity -€16,723 raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
No credit on open account
Liquidity tight (current ratio 1.44 against 2.42 in 2024; short-term debt: 28.7% and cash: 23% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 7%, liquidity 65%, profitability 32%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€16,723
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 07-07-2026Annual accounts filed
- 17-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 28-03-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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