Financials
- Fiscal year
- 2025
- Total assets
- €514,699
- Profit
- €32,375
- Solvency
- 7.3%
THOMAS POTIER CONSTRUCTION
ActiveSummary
The computed 12-month bankruptcy probability of THOMAS POTIER CONSTRUCTION is 2.1% (moderate). The 2025 annual accounts show equity of €37,375 and a net result of €32,375. Its solvency ranks better than 16% of 9,066 sector peers (NACE 41, fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001Bricklaying and masonry work NACE 43910
#10 company by total assets in Dalhem, Construction sector1 site
Size
€514,699total assets 2025
- Staff
- 3.1 FTE
- Equity
- €37,375
- Profit
- €32,375
Turnover not published (abridged schema)
Structure
Accounts 30 days early0 of 1 deed read
Why 53- Founded in 2025- Sector Construction of residential and non-residential buildings (NACE 41)- Equity €37,375 (7.3% of total assets)+ Size: total assets €514,699Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 35% of its sector peers (NACE 41, micro)
Financial strength
Average
Solvency
32
equity 7.3% of total assets
Liquidity
39
short-term debt 37.5% · cash 5.1%
Profitability
77
return on assets 6.3%
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 3.6%
05-2026: 3.6%● unchanged vs 04-2026
06-2026: 3.7%▲ +0.1 percentage points vs 05-2026
07-2026: 4.0%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 1.9%▼ -2.1 percentage points vs 07-2026lowest value
09-2026: 2.0%▲ +0.1 percentage points vs 08-2026
10-2026: 2.1%▲ +0.1 percentage points vs 09-2026
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.81; short-term debt: 37.5% and cash: 5.1% of total assets), but 92.7% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 16% on solvency, 35% on liquidity and 55% on profitability.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9066 sector peers (2025).
NBB · sector comparisonPosition among 9066 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 days early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 27-03-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.