Thomas De Bie Kinesitherapie
ActiveSummary
The annual accounts of Thomas De Bie Kinesitherapie for fiscal year 2025 show a net loss of 82% of the equity at the start of that year. The 2025 annual accounts show equity of €9k and a net result of €-44k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 16546 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-14
Solvency26▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.54 against 1.23 in 2024; short-term debt: 5.9% of total assets), and 98.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.5%
Return on assets
-7%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-44k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
8 d early
2022
2 d early
2021
31 d early
2020
5 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 82.3%
2024 · €53k
2018: €-10k
2019: €18k
2020: €16k
2021: €32k
2022: €70k
2023: €71k
2024: €53k
2018 → 2025
Total assets
€629k▼ 7.3%
2024 · €678k
2018: €226k
2019: €237k
2020: €795k
2021: €788k
2022: €764k
2023: €746k
2024: €678k
2018 → 2025
Net result
€-44k▼ 147%
2024 · €-18k
2018: €-3k
2019: €28k
2020: €-3k
2021: €17k
2022: €38k
2023: €7k
2024: €-18k
2018 → 2025
Working capital
€-17k
2024 · €9k
2018: €-7k
2019: €26k
2020: €-283k
2021: €-277k
2022: €-10k
2023: €-4k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€70k▲ 116%€71k▲ 1.6%€53k▼ 25.0%€9k▼ 82.3%
Operating result€57k-€84k▲ 47.3%€43k▼ 48.0%€14k▼ 68.0%€-14k
Net result€17k-€38k▲ 126%€7k▼ 81.1%€-18k€-44k▼ 147%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €14k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €629k
Fixed assets
€609k ▼ 3.2%
Current assets
€20k ▼ 59.9%
Equity and liabilities €629k
Equity
€9k ▼ 82.3%
Debt
€619k ▼ 0.9%
Debt's share of the balance-sheet total rises from 92.1% to 98.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €42k
Cash flow
€-22k▼
2024 · €11k
Current ratio
0.54▼
2024 · 1.23
Debt to equity
65.68▲
2024 · 11.71
ROE
-466.1%▼
2024 · -33.3%
ROA
-7.0%▼
2024 · -2.6%
Interest coverage
0.26▼
2024 · 1.25
Debt ≤ 1 year
€37k▼
2024 · €40k
Debt > 1 year
€581k▼
2024 · €585k
Income taxes
€140▲
2024 · €135
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€678k€629k▼
Fixed assets21/28€629k€609k▼
Tangible fixed assets22/27€629k€609k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€2k€2k▼
Leasing and similar rights25€624k€605k▼
Current assets29/58€50k€20k▼
Amounts receivable within one year40/41€46k€20k▼
Other amounts receivable41€46k€20k▼
Cash at bank and in hand54/58€3k-
Deferred charges and accrued income490/1€2k€359▼
Equity and liabilities
Total equity and liabilities10/49€678k€629k▼
Equity10/15€53k€9k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€41k€-3k▼
Amounts payable17/49€625k€619k▼
Amounts payable after more than one year17€585k€581k▼
Financial debts170/4€585k€581k▼
Amounts payable within one year42/48€40k€37k▼
Current portion of amounts payable after more than one year42€26k€5k▼
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€13k€25k▲
Suppliers440/4€13k€25k▲
Taxes, remuneration and social security45€2k€140▼
Taxes450/3€585€140▼
Remuneration and social security454/9€1k-
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Non-recurring operating income76A€14k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€22k▼
Other operating charges640/8€4k€909▼
Gross operating margin9900€47k€9k▼
Operating profit (loss)9901€14k€-14k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€34k€31k▼
Recurring financial charges65€34k€31k▼
Profit (loss) for the period before taxes9903€-18k€-44k▼
Income taxes67/77€135€140▲
Profit (loss) for the period9904€-18k€-44k▼
Profit (loss) for the period to be appropriated9905€-18k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€-3k▼
Profit (loss) brought forward from the previous period14P€59k€41k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €38k ▲126%
Operating result €84k, net result €38k, both a record.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
25-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
30-09
Financial
Liquidity times 5current ratio 3.44
Current ratio from 0.64 to 3.44; short-term debt falls from €20k to €11k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lierse steenweg 142288 GrobbendonkGround area
4.1 ha
Building footprint
33 m²
Volume, LiDAR
195 m³
Parcel 13005A0067/00B003, Flanders · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Thomas De Bie Kinesitherapie
since 20152.247.417.942
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13005A0067/00B003 | Flanders | 4.1 ha | 1 · 33 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 197 EUR awarded · 197 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 197 EUR | 197 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,686 companies in sector 86951 we hold annual accounts for 2,142. 1,498 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2015
Fiscal year end30-09
Activities, NACEBEL 2025
86951Physiotherapy
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.