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Tholvi Finance

Active Risk: not assessed
Private limited companyfounded 2024active for 2 yearsStadsplein 3, 3960 Bree, BelgiumKBO/BCE: BE 1005.756.178
Summary

Tholvi Finance is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €33,344 and a net result of €79,274. Its solvency ranks better than 13% of 3,058 sector peers (NACE 66, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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Overview

Official details

Source: KBO
Status
Active since 07-02-2024 Normal situation
Activity
Agents and brokers in banking services NACE 66191
Joint committee
341 Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten · annual accounts 2025
Establishment unit
2.356.732.982 3960 Bree, since 07-02-2024
Financial year end
31 December
Peppol
Reachable since 13-01-2026
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€79,274
▲ 19×
Equity
€33,344
▲ 137%
Total assets
€658,999
▲ 1.7%
Employees on 31-12-2025
4
=
  • 2025 accounts filed 28 days after the deadline
Financials
Signalsraises riskWeak solvency compared with the sectorYoung company2025 accounts filed 28 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Three signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 3058 sector peers (2025).
NBB · sector comparison
Position among 3058 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
28 days late
2024
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 6 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Positive: Result rose in 2025from €4,070 to €79,274 ▲ 19× View
  • Caution: Lower solvency than 87% of companies in auxiliary financial servicessector median 50.1% · 3,058 companies 5.1% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €10,000 · Appointment: NELLISSEN Joris Danny Wendy (director)
All 3 events

Comparable companies

These companies have the same main activity as Tholvi Finance: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €584,000 and €681,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
Tholvi Finance Bree€658,999€446,788
FinanSis Merelbeke-Melle€643,232€441,768
VALORIA Rumes€672,755€533,839
ALMAGA Habay€680,823€423,217
Credinvest Vorselaar€662,043€343,802
ADNET MANAGEMENT Florenville€583,637€431,324
SILVIE VERMEIREN Ath€676,069€335,733
Full comparison

Key facts about Tholvi Finance
What is the company number of Tholvi Finance?
The company number of Tholvi Finance is 1005.756.178. The VAT number is the same number with BE in front: BE 1005.756.178.
Where is Tholvi Finance based?
The registered office is at Stadsplein 3, 3960 Bree.Company details
What does Tholvi Finance do?
According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of Tholvi Finance?
The legal form of Tholvi Finance is Private limited company (BV).
When was Tholvi Finance founded?
Tholvi Finance was founded on 07-02-2024.
Is Tholvi Finance still active?
Yes, Tholvi Finance is an active enterprise in the KBO register.
How many employees does Tholvi Finance have?
Tholvi Finance had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Tholvi Finance fall under?
In its 2025 annual accounts, Tholvi Finance states joint committee 341 (Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten).
What is the turnover of Tholvi Finance?
The turnover in financial year 2025 is ≈ €710,000. This figure is estimated from the gross margin of €446,788 and 31 comparable companies (NACE 66). It probably lies between €640,000 and €820,000.
Is Tholvi Finance profitable?
In financial year 2025, Tholvi Finance made a profit of €79,274.
Where can I find the annual accounts of Tholvi Finance?
Tholvi Finance filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Tholvi Finance due?
Tholvi Finance must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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