THL-CONSULT
ActiveTHL-CONSULT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €841k and a net result of €189k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 77% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 4.72 against 5.56 in 2024), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
18.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
24 d early
2023
36 d early
2022
27 d early
2021
9 d early
2020
33 d early
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€841k▲ 8.0%
2024 · €778k
2018: €413k
2019: €551k
2020: €678k
2021: €597k
2022: €689k
2023: €723k
2024: €778k
2018 → 2025
Total assets
€1.05M▲ 11.5%
2024 · €937k
2018: €426k
2019: €575k
2020: €710k
2021: €712k
2022: €808k
2023: €906k
2024: €937k
2018 → 2025
Net result
€189k▼ 2.7%
2024 · €194k
2018: €119k
2019: €139k
2020: €128k
2021: €111k
2022: €173k
2023: €173k
2024: €194k
2018 → 2025
Working capital
€762k▲ 5.3%
2024 · €724k
2018: €378k
2019: €523k
2020: €658k
2021: €587k
2022: €604k
2023: €655k
2024: €724k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€597k-€689k▲ 15.4%€723k▲ 4.9%€778k▲ 7.7%€841k▲ 8.0%
Operating result€160k-€245k▲ 53.3%€249k▲ 1.5%€262k▲ 5.3%€258k▼ 1.4%
Net result€111k-€173k▲ 55.7%€173k▲ 0.2%€194k▲ 12.1%€189k▼ 2.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€78k▲ 43.5%
Current assets
€967k▲ 9.6%
Equity and liabilities €1.05M
Equity
€841k▲ 8.0%
Debt
€205k▲ 29.0%
The debt ratio rises from 16.9% to 19.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€275k▼
2024 · €283k
Cash flow
€206k▼
2024 · €215k
Solvency
80.4%▼
2024 · 83.1%
Current ratio
4.72▼
2024 · 5.56
Quick ratio
4.72▼
2024 · 5.56
Debt / equity
0.24▲
2024 · 0.20
ROE
22.5%▼
2024 · 25.0%
ROA
18.1%▼
2024 · 20.7%
Interest coverage
153.34▼
2024 · 332.58
Debt
€205k▲
2024 · €159k
Debt ≤ 1 year
€205k▲
2024 · €159k
Income taxes
€83k▼
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€937k€1.05M▲
Fixed assets21/28€55k€78k▲
Tangible fixed assets22/27€55k€78k▲
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€49k€75k▲
Current assets29/58€882k€967k▲
Amounts receivable within one year40/41€52k€107k▲
Trade receivables40€52k€107k▲
Other amounts receivable41€27€13▼
Current investments50/53€658k€434k▼
Cash at bank and in hand54/58€170k€425k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€937k€1.05M▲
Equity10/15€778k€841k▲
Reserves13€778k€841k▲
Distributable reserves133€778k€841k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€159k€205k▲
Amounts payable within one year42/48€159k€205k▲
Trade debts44€81€4k▲
Suppliers440/4€81€4k▲
Advances received on contracts in progress46-€61k
Taxes, remuneration and social security45€19k€13k▼
Taxes450/3€19k€13k▼
Other amounts payable47/48€140k€127k▼
Income statement
Code20242025
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€17k▼
Other operating charges640/8€440€1k▲
Gross operating margin9900€283k€277k▼
Operating profit (loss)9901€262k€258k▼
Financial income75/76B€18k€16k▼
Recurring financial income75€18k€16k▼
Financial charges65/66B€850€2k▲
Recurring financial charges65€850€2k▲
Profit (loss) for the period before taxes9903€279k€272k▼
Income taxes67/77€85k€83k▼
Profit (loss) for the period9904€194k€189k▼
Profit (loss) for the period to be appropriated9905€194k€189k▼
Appropriation of the result
Profit (loss) to be appropriated9906€194k€189k▼
Transfer from equity791/2€138k€127k▼
Transfer to equity691/2€194k€189k▼
To other reserves6921€194k€189k▼
Profit to be distributed694/7€138k€127k▼
Return on contributions (dividend)694€138k€127k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €194k ▲12.1%
Operating result €262k, net result €194k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €111k ▼13%
Net result drops to €111k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial
Equity above €500kEq €551k ▲33.5%
2 profitable years in a row build equity to €551k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keerstraat (W.) 119790 Wortegem-PetegemGround area
1,831 m²
Building footprint
184 m²
Volume, LiDAR
850 m³
Parcel 45055C0067/00E000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
THL-CONSULT
since 20112.203.974.315
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45055C0067/00E000 | Flanders | 1,831 m² | 1 · 184 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Steisaren
BE 0890.639.350
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I.B.K.
BE 0466.192.688
Maaseik · Eq €841k
DE LEENHEER J.
BE 0859.631.024
Roeselare · Eq €840k
VISTRADEX
BE 0809.731.452
Boechout · Eq €840k
PASS & PARTNERS
BE 0877.677.675
Tremelo · Eq €840k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 29,637 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.