This is Given
ActiveSummary
The computed 12-month bankruptcy probability of This is Given is 2.9% (moderate). The 2025 annual accounts show equity of €35,767 and a net result of €405. Equity is growing by ~36% per year across the filed fiscal years. Its solvency ranks better than 52% of 18458 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-31
Solvency62▲+3
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.33 in 2024; short-term debt: 58.8% and cash: 45.8% of total assets), but 63.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.6%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 30 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€35,767▲ 1.1%
2024 · €35,362
Total assets
€97,661▼ 6.7%
2024 · €104,645
Net result
€405▼ 99.0%
2024 · €40,064
Working capital
€29,478▲ 28.4%
2024 · €22,959
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€6,721-€46,640▲ 594%€1,599▼ 96.6%
Net result€5,298-€40,064▲ 656%€405▼ 99.0%
Equity€10,298-€35,362▲ 243%€35,767▲ 1.1%
Total assets€31,725-€104,645▲ 230%€97,661▼ 6.7%
Debt€21,426-€69,283▲ 223%€61,895▼ 10.7%
Working capital-€5,358-€22,959€29,478▲ 28.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97,661
Fixed assets
€10,789 ▼ 13.0%
Current assets
€86,873 ▼ 5.8%
Equity and liabilities €97,661
Equity
€35,767 ▲ 1.1%
Debt
€61,895 ▼ 10.7%
Debt's share of the balance-sheet total falls from 66.2% to 63.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4,851▼
2024 · €49,892
Cash flow
€3,657▼
2024 · €43,316
Current ratio
1.51▲
2024 · 1.33
Debt to equity
1.73▼
2024 · 1.96
ROE
1.1%▼
2024 · 113.3%
ROA
0.4%▼
2024 · 38.3%
Interest coverage
22.57▼
2024 · 329.36
Debt ≤ 1 year
€57,395▼
2024 · €69,283
Income taxes
€980▼
2024 · €6,425
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €606 | €3,252 | €3,252 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €468 | - |
| Other operating charges640/8 | €384 | €462 | - | - |
| Gross operating margin9900 | €7,711 | €50,354 | €5,319 | ▼ 89.4% |
| Operating profit (loss)9901 | €6,721 | €46,640 | €1,599 | ▼ 96.6% |
| Financial income75/76B | - | €0 | €1 | ▲ 518% |
| Recurring financial income75 | - | €0 | €1 | ▲ 518% |
| Financial charges65/66B | €23 | €151 | €215 | ▲ 41.9% |
| Recurring financial charges65 | €23 | €151 | €215 | ▲ 41.9% |
| Profit (loss) for the period before taxes9903 | €6,698 | €46,488 | €1,385 | ▼ 97.0% |
| Income taxes67/77 | €1,400 | €6,425 | €980 | ▼ 84.8% |
| Profit (loss) for the period9904 | €5,298 | €40,064 | €405 | ▼ 99.0% |
| Profit (loss) for the period to be appropriated9905 | €5,298 | €40,064 | €405 | ▼ 99.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €31,725 | €104,645 | €97,661 | ▼ 6.7% |
| Fixed assets21/28 | €15,656 | €12,403 | €10,789 | ▼ 13.0% |
| Intangible fixed assets21 | €15,656 | €12,403 | €9,151 | ▼ 26.2% |
| Financial fixed assets28 | - | - | €1,638 | - |
| Current assets29/58 | €16,069 | €92,242 | €86,873 | ▼ 5.8% |
| Amounts receivable within one year40/41 | €15,619 | €42,854 | €42,098 | ▼ 1.8% |
| Trade receivables40 | €15,619 | €42,854 | €42,098 | ▼ 1.8% |
| Cash at bank and in hand54/58 | €450 | €49,387 | €44,774 | ▼ 9.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €31,725 | €104,645 | €97,661 | ▼ 6.7% |
| Equity10/15 | €10,298 | €35,362 | €35,767 | ▲ 1.1% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €5,298 | €30,362 | €30,767 | ▲ 1.3% |
| Amounts payable17/49 | €21,426 | €69,283 | €61,895 | ▼ 10.7% |
| Amounts payable within one year42/48 | €21,426 | €69,283 | €57,395 | ▼ 17.2% |
| Trade debts44 | €13,718 | €11,885 | €20,613 | ▲ 73.4% |
| Suppliers440/4 | €13,718 | €11,885 | €20,613 | ▲ 73.4% |
| Taxes, remuneration and social security45 | €2,907 | €31,065 | €24,340 | ▼ 21.6% |
| Taxes450/3 | €2,907 | €31,065 | €24,340 | ▼ 21.6% |
| Other amounts payable47/48 | €4,801 | €26,333 | €12,442 | ▼ 52.8% |
| Accrued charges and deferred income492/3 | - | - | €4,500 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,298 | €40,064 | €405 | ▼ 99.0% |
| + Depreciation and write-downs630 | €606 | €3,252 | €3,252 | = |
| Operating cash flow (approximation) | €5,904 | €43,316 | €3,657 | ▼ 91.6% |
| Investment in fixed assets (approximation) | - | €0 | -€1,638 | - |
| Change in cash | - | €48,937 | -€4,613 | ▼ 109% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €405 ▼99%
Net result drops to €405, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2023net €40,064 ▲656%
Operating result €46,640, net result €40,064, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 2 establishment units since 2023
Ground area
5,996 m²
Building footprint
1,918 m²
Volume, LiDAR
25,346 m³
2 parcels, Brussels, Wallonia · tallest building 36.3 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
This is Given
since 20232.346.264.605
Terhulpsesteenweg 177, 1170 Watermaal-Bosvoorde
since 20252.380.863.515
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0039/00H003 | Brussels | 5,127 m² | 1 · 1,510 m² | 36.3 m · 1 fl. |
| 25763R0010/00T008 ProtectedSite or landscape |
Wallonia | 869 m² | 1 · 407 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 12,954 companies in sector 47120 we hold annual accounts for 2,190. 1,480 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
46494Wholesale of non-electrical household articles
47789Other retail sale of new goods
70200Business and other management consultancy
82300Organisation of conventions and trade shows
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.