Active BE 0795.627.058Private limited company

THERMIK SOLUTIONS

Bischoffsheimlaan 39 ·1000 Brussel, Belgium· 3 yrs active

Sector: Repair and maintenance of fabricated metal products (33110)

Conclusion Checked

The computed 12-month bankruptcy probability of THERMIK SOLUTIONS is 5.3% (elevated). The 2024 annual accounts show equity of €38k and a net result of €-10k. Its solvency ranks better than 80% of 1631 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€38k
Net result	€-10k
Better than sector	80%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

56 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 52

Profitability 0

Solvency 100

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

5.3% Elevated

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

52 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€2k

estimate, not credit advice

Score history

78 2023

52 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 3.39 (≥ 1.5) +10

Quick ratio Quick ratio 2.74 (≥ 1.0) +5

Leverage Debt/equity 0.33 (< 1.0) +10

Profitability Negatieve ROE -27% -10

Interest coverage Interest coverage -68.0× (< 1.5×) -10

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 08-10-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 33, Repair, maintenance and installation of machinery and equipment · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	75.4%	46.7%	better than 80% of 1631 sector peers
Net result	€-10k	€13k	better than 9% of 1633 sector peers
Equity	€38k	€59k	better than 39% of 1633 sector peers
Gross operating margin	€-5k	€41k	better than 6% of 1632 sector peers
Total assets	€51k	€136k	better than 21% of 1631 sector peers

EBITDA

€-7k

- 23-24

Net profit

€-10k

- 23-24

Cash flow

€-7k

- 23-24

Total assets

€51k

-64.4% 23-24

Equity

€38k

-21.2% 23-24

Working capital

€30k

-38.7% 23-24

Income taxes

€8k

- 23-24

Debt

€12k

-86.7% 23-24

Debt ≤ 1y

€12k

-86.7% 23-24

Current ratio

3.39

+123.5% 23-24

Quick ratio

2.74

+88.5% 23-24

Solvency

75.4%

+121.5% 23-24

Debt / equity

0.33

-83.2% 23-24

ROE

-26.9%

- 23-24

ROA

-20.3%

- 23-24

Interest coverage

-68.04

- 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€-7k	-
Net profit	€-10k	€28k
Cash flow	€-7k	-
Staff costs	-	-
Income taxes	-	€8k
Dividends	-	-
Total assets	€51k	€142k
Equity	€38k	€48k
Debt	€12k	€94k
of which ≤ 1y	€12k	€94k
of which > 1y	-	-
Working capital	€30k	€48k
Employees (FTE)	-	-

Ratios (computed)

	2024	2023
Current ratio	3.39	1.52
Quick ratio	2.74	1.45
Working capital ratio	58.7%	34.1%
Solvency	75.4%	34.1%
Debt / equity	0.33	1.94
Long-term debt ratio	-	-
Interest coverage	-68.04	-
Gross margin	-	-
Net margin	-	-
ROA	-20.3%	20.0%
ROE	-26.9%	58.6%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2024

Assets

Fixed assets €8k · 16.7% Current assets €42k · 83.3%

Equity & liabilities

Equity €38k · 75.4% Debt €12k · 24.6%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€51k	€142k
Fixed assets	21/28	€8k	-
Tangible fixed assets	22/27	€8k	-
Current assets	29/58	€42k	€142k
Stocks & contracts in progress	3	€8k	€6k
Amounts receivable within one year	40/41	€14k	€101k
Cash & bank	54/58	€20k	€34k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€51k	€142k
Equity	10/15	€38k	€48k
Contributions / capital	10/11	€20k	€20k
Accumulated profits (losses)	14	€18k	€28k
Amounts payable	17/49	€12k	€94k
Amounts payable within one year	42/48	€12k	€94k
Trade debts payable within one year	44	€3k	€79k
Income statement
Gross operating margin	9900	€-5k	€39k
Operating result	9901	€-10k	€36k
Financial income	75	-	€420
Financial charges	65	€103	€67
Result before taxes	9903	€-10k	€37k
Income taxes	67/77	-	€8k
Net result for the period	9904	€-10k	€28k
Result to be appropriated	9905	€-10k	€28k

Legal Structure

NACE primary	Repair and maintenance of fabricated metal products(33110)
Legal form	Private limited company(610)
Incorporation	02-01-2023
Status	Active
Postal code	1000

Establishment units 1 location

THERMIK SOLUTIONS

Bischoffsheimlaan 39, 1000 BrusselRepair, maintenance and installation of machinery and equipment

since 20232.345.021.124

Real-estate footprint Source: CBE × cadastre

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21803C0630/00H003	Brussels	808 m²	1 · 279 m²	26.6 m · 8 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 3Financial 1Filings 2

2025

08-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 69 days late

28-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 393 days late

2024

31-12

Financial Liquidity doublescurrent ratio 3.39

Current ratio from 1.52 to 3.39; short-term debt falls from €94k to €12k.

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Repair and maintenance of fabricated metal products33110Installation of electric heating, air conditioning, cooling and ventilation43222General electrical installation work43211Plumbing work43221

Names & trade names

Legal nameFR

THERMIK SOLUTIONS

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