Summary
Thelen Assurances is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €16,152 and a net result of €11,152. Its solvency ranks better than 23% of 2463 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2463 sector peers (2025).
NBB · sector comparisonPosition among 2463 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€16,152
Net result
€11,152
Total assets
€97,553
Solvency
16.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €97,553
Fixed assets
€72,842
Current assets
€24,710
Equity and liabilities €97,553
Equity
€16,152
Debt
€81,401
Debt finances 83.4% of the balance-sheet total.
Key figures and ratios
ROE
69.0%
ROA
11.4%
Debt ≤ 1 year
€31,612
Debt > 1 year
€49,790
Income taxes
€5,500
Staff costs
€21,815
Annual accounts
| Line | 2025 |
|---|---|
| Turnover70 | €0 |
| Goods, raw materials, services and sundry goods60/61 | €0 |
| Remuneration, social security and pensions62 | €21,815 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,158 |
| Other operating charges640/8 | €5,205 |
| Gross operating margin9900 | €55,485 |
| Operating profit (loss)9901 | €21,307 |
| Financial income75/76B | €1 |
| Recurring financial income75 | €1 |
| Financial charges65/66B | €4,657 |
| Recurring financial charges65 | €4,657 |
| Profit (loss) for the period before taxes9903 | €16,652 |
| Income taxes67/77 | €5,500 |
| Profit (loss) for the period9904 | €11,152 |
| Profit (loss) for the period to be appropriated9905 | €11,152 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €97,553 | |
| Fixed assets21/28 | €72,842 | |
| Intangible fixed assets21 | €64,726 | |
| Tangible fixed assets22/27 | €8,116 | |
| Furniture and vehicles24 | €8,116 | |
| Current assets29/58 | €24,710 | |
| Amounts receivable within one year40/41 | €23,508 | |
| Trade receivables40 | €20,622 | |
| Other amounts receivable41 | €2,887 | |
| Cash at bank and in hand54/58 | €308 | |
| Deferred charges and accrued income490/1 | €894 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €97,553 | |
| Equity10/15 | €16,152 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €11,152 | |
| Amounts payable17/49 | €81,401 | |
| Amounts payable after more than one year17 | €49,790 | |
| Financial debts170/4 | €49,790 | |
| Amounts payable within one year42/48 | €31,612 | |
| Current portion of amounts payable after more than one year42 | €16,645 | |
| Trade debts44 | €5,227 | |
| Suppliers440/4 | €5,227 | |
| Taxes, remuneration and social security45 | €9,739 | |
| Taxes450/3 | €6,778 | |
| Remuneration and social security454/9 | €2,961 | |
| Other amounts payable47/48 | €0 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €11,152 |
| + Depreciation and write-downs630 | €7,158 |
| Operating cash flow (approximation) | €18,309 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 2 establishment units since 2024
Ground area
3,092 m²
Building footprint
311 m²
Volume, LiDAR
2,162 m³
3 parcels, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Thelen Assurances
since 20242.368.271.925
Thelen Assurances
since 20242.368.272.024
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030A0483/00W000 | Wallonia | 1,876 m² | 1 · 112 m² | 10.9 m · 3 fl. |
| 62012D0273/00Y000 | Wallonia | 1,020 m² | 1 · 125 m² | 6.8 m · 1 fl. |
| 62009D0039/00X008 | Wallonia | 196 m² | 1 · 73 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,222. 1,358 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
E-invoicing
Reachable via Peppol
Peppol ID
0208:1017041535
Also
9925:BE1017041535
Registered
01-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.