THE STEADIMAKERS
ActiveSummary
THE STEADIMAKERS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €-16k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-13
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 17.51 against 9.63 in 2024; short-term debt: 4% and cash: 65.2% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
43 d early
2023
47 d early
2022
17 d early
2021
44 d early
2020
28 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-16k
2024 · €15k
2018: €33k
2019: €25k
2020: €21k
2021: €29k
2022: €28k
2023: €-3k
2024: €15k
2018 → 2025
Working capital
€180k▲ 1.3%
2024 · €178k
2018: €197k
2019: €249k
2020: €259k
2021: €154k
2022: €209k
2023: €160k
2024: €178k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€242k-€270k▲ 11.7%€267k▼ 1.3%€281k▲ 5.5%€266k▼ 5.6%
Operating result€39k-€38k▼ 2.6%€-1k€21k€-15k
Net result€29k-€28k▼ 2.9%€-3k€15k€-16k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €21k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €276k
Fixed assets
€85k ▼ 21.0%
Current assets
€191k ▼ 3.7%
Equity and liabilities €276k
Equity
€266k ▼ 5.6%
Debt
€11k ▼ 56.5%
Debt's share of the balance-sheet total falls from 8.2% to 4.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €51k
Cash flow
€10k▼
2024 · €45k
Current ratio
17.51▲
2024 · 9.63
Debt to equity
0.04▼
2024 · 0.09
ROE
-5.9%▼
2024 · 5.2%
ROA
-5.7%▼
2024 · 4.8%
Interest coverage
12.43▼
2024 · 26.40
Debt ≤ 1 year
€11k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€306k€276k▼
Fixed assets21/28€108k€85k▼
Intangible fixed assets21-€3k
Tangible fixed assets22/27€108k€83k▼
Plant, machinery and equipment23€108k€83k▼
Current assets29/58€199k€191k▼
Amounts receivable within one year40/41€19k€11k▼
Trade receivables40€10k€7k▼
Other amounts receivable41€9k€4k▼
Cash at bank and in hand54/58€178k€180k▲
Deferred charges and accrued income490/1€1k€44▼
Equity and liabilities
Total equity and liabilities10/49€306k€276k▼
Equity10/15€281k€266k▼
Contributions10/11€26k€26k=
Profit (loss) carried forward14€255k€239k▼
Amounts payable17/49€25k€11k▼
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€21k€11k▼
Current portion of amounts payable after more than one year42€18k€5k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€26k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€52k€12k▼
Operating profit (loss)9901€21k€-15k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2k€900▼
Recurring financial charges65€2k€900▼
Profit (loss) for the period before taxes9903€19k€-16k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€15k€-16k▼
Profit (loss) for the period to be appropriated9905€15k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€255k€239k▼
Profit (loss) brought forward from the previous period14P€241k€255k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-16k ▼207%
Net result drops to €-16k, the lowest in the series.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 9.63
Current ratio from 4.59 to 9.63; short-term debt falls from €45k to €21k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 11current ratio 22.72
Current ratio from 2.06 to 22.72; short-term debt falls from €145k to €10k.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 9.27
Current ratio from 2.52 to 9.27; short-term debt falls from €129k to €30k.
Show earlier events
30-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruisbroeksesteenweg 761180 UkkelGround area
4,730 m²
Building footprint
1,374 m²
Volume, LiDAR
24,199 m³
2 parcels, Brussels · tallest building 26.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Generaal Wahislaan 16 F, 1030 Schaarbeek
since 19992.091.853.894
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0384/00K000indicative | Brussels | 2,385 m² | 1 · 626 m² | 26.6 m · 7 fl. |
| 21616G0001/00G000 | Brussels | 2,345 m² | 1 · 748 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TECQMENNE
BE 0440.106.816
Lebbeke · Eq €266k
BUF Distribution
BE 0835.396.563
Herentals · Eq €270k
Optiek Wim Truyens
BE 0701.713.737
Bertem · Eq €259k
binôche
BE 0456.768.347
Antwerpen · Eq €255k
OPTIEK PIETERS
BE 0447.744.575
Kortrijk · Eq €253k
Of 250 companies in sector 46432 we hold annual accounts for 171. 124 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-1999
Fiscal year end31-12
Activities, NACEBEL 2025
46432Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mpbth@skynet.be
Phone:026720261