THE QABBANI
ActiveSummary
The computed 12-month bankruptcy probability of THE QABBANI is 4.1% (elevated). The 2025 annual accounts show equity of €122k and a net result of €34k. Equity is growing by ~53.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 18941 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-16
Solvency68▼-2
Growth78=
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 1.68 against 1.69 in 2024; short-term debt: 52.5% and cash: 23.9% of total assets), but 56.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
52 d late
2024
54 d late
2023
14 d early
2022
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k▲ 39.1%
2024 · €88k
2022: €20k
2023: €39k
2024: €88k
2022 → 2025
Total assets
€281k▲ 43.0%
2024 · €197k
2022: €265k
2023: €135k
2024: €197k
2022 → 2025
Net result
€34k▼ 28.9%
2024 · €48k
2022: €17k
2023: €19k
2024: €48k
2022 → 2025
Working capital
€100k▲ 57.9%
2024 · €64k
2022: €4k
2023: €23k
2024: €64k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€20k-€39k▲ 91.9%€88k▲ 124%€122k▲ 39.1%
Operating result€22k-€24k▲ 8.0%€62k▲ 163%€49k▼ 21.9%
Net result€17k-€19k▲ 7.9%€48k▲ 159%€34k▼ 28.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281k
Fixed assets
€33k ▼ 19.8%
Current assets
€248k ▲ 59.9%
Equity and liabilities €281k
Equity
€122k ▲ 39.1%
Debt
€159k ▲ 46.2%
Debt's share of the balance-sheet total rises from 55.5% to 56.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61k▼
2024 · €72k
Cash flow
€46k▼
2024 · €59k
Current ratio
1.68▼
2024 · 1.69
Quick ratio
1.67▼
2024 · 1.69
Debt to equity
1.31▲
2024 · 1.25
ROE
28.3%▼
2024 · 55.4%
ROA
12.3%▼
2024 · 24.7%
Interest coverage
14.87▼
2024 · 44.53
Debt ≤ 1 year
€148k▲
2024 · €92k
Debt > 1 year
€12k▼
2024 · €18k
Income taxes
€10k▼
2024 · €12k
Staff costs
€59k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€197k€281k▲
Fixed assets21/28€42k€33k▼
Tangible fixed assets22/27€41k€33k▼
Plant, machinery and equipment23€10k€12k▲
Furniture and vehicles24€10k€6k▼
Leasing and similar rights25€21k€15k▼
Financial fixed assets28€100€100=
Current assets29/58€155k€248k▲
Stocks and contracts in progress3-€1k
Stocks30/36-€1k
Amounts receivable within one year40/41€93k€179k▲
Trade receivables40€74k€107k▲
Other amounts receivable41€19k€72k▲
Cash at bank and in hand54/58€62k€67k▲
Equity and liabilities
Total equity and liabilities10/49€197k€281k▲
Equity10/15€88k€122k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€85k€119k▲
Amounts payable17/49€109k€159k▲
Amounts payable after more than one year17€18k€12k▼
Financial debts170/4€18k€12k▼
Amounts payable within one year42/48€92k€148k▲
Current portion of amounts payable after more than one year42€5k€6k▲
Trade debts44€61k€88k▲
Suppliers440/4€61k€88k▲
Taxes, remuneration and social security45€25k€54k▲
Taxes450/3€18k€31k▲
Remuneration and social security454/9€7k€23k▲
Income statement
Code20242025
Remuneration, social security and pensions62€53k€59k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€1k€573▼
Gross operating margin9900€126k€120k▼
Operating profit (loss)9901€62k€49k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€61k€45k▼
Income taxes67/77€12k€10k▼
Profit (loss) for the period9904€48k€34k▼
Profit (loss) for the period to be appropriated9905€48k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€119k▲
Profit (loss) brought forward from the previous period14P€36k€85k▲
Profit to be distributed694/7-€262
Employees696-€262
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 52 days late
2025
31-12
Financial
Equity above €100kEq €122k ▲39.1%
4 profitable years in a row build equity to €122k.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Highest result since 2022net €48k ▲159%
Operating result €62k, net result €48k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krabbenijkstraat 102A9520 Sint-Lievens-HoutemGround area
902 m²
Building footprint
220 m²
Volume, LiDAR
1,086 m³
Parcel 41063B0319/00K003, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
THE QABBANI
since 20222.328.186.872
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41063B0319/00K003 | Flanders | 902 m² | 1 · 220 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Lievens-Houtem2.328.186.872
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,967 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.