Financials
- Financial year
- 2025
- Total assets
- €270,594
- Profit
- €62,029
- Solvency
- 60.8%
Total assets▲ 24.0%
Net result
20232025
Stefinity
ActiveSummary
Stefinity has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164,528 and a net result of €62,029. Equity is growing by about 63% per year across the filed financial years. Its solvency ranks better than 77% of 16,833 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
2 sites
Size
€270,594total assets 2025
- Equity
- €164,528
- Profit
- €62,029
Turnover not published (micro format)
Structure
2025 accounts 30 days early1 deed in the Belgian Official Gazette
Why 87raises riskSector: Food and beverage service activities (NACE 56)Founded in 2021lowers riskLiquidity: current ratio 3.43, cash €143,533Equity €164,528 (60.8% of total assets)Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 86% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency
86+20
equity 60.8% of total assets
Liquidity
96+10
short-term debt 17.0% · cash 53.0%
Profitability
97+8
return on assets 22.9%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.3%
12-2024: 2.3%● unchanged vs 11-2024
01-2025: 2.4%▲ +0.1 percentage points vs 12-2024
02-2025: 2.5%▲ +0.1 percentage points vs 01-2025highest value
03-2025: 2.4%▼ -0.1 percentage points vs 02-2025
04-2025: 1.8%▼ -0.6 percentage points vs 03-2025
05-2025: 1.8%● unchanged vs 04-2025
06-2025: 1.8%● unchanged vs 05-2025
07-2025: 1.8%● unchanged vs 06-2025
08-2025: 1.8%● unchanged vs 07-2025
09-2025: 1.4%▼ -0.4 percentage points vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.5%▲ +0.1 percentage points vs 12-2025
02-2026: 1.6%▲ +0.1 percentage points vs 01-2026
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.8%▲ +0.2 percentage points vs 03-2026
05-2026: 0.5%▼ -1.3 percentage points vs 04-2026lowest value
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.43, compared with 1.53 in 2024, above the usual 1.5; short-term debt: 17% and cash: 53% of total assets), and 39.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 77% on solvency, 95% on liquidity, 85% on profitability and 87% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 days early
2024
33 days early
2023
28 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 30 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 31 March (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end26-10-2026 today30-04-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2023 to 2025net €62,029 ▲71.7%
- Liquidity more than doubledcurrent ratio 3.43
Key points
By topic
Timeline
- Events
- 6
- Since
- 2024
- Next accounts
- by 30-04-2027
- 30-09-2025Equity above €150,000
- 28-03-2025Annual accounts filed
- 02-04-2024Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 22-12-2021
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Key facts about Stefinity
- What is the company number of Stefinity?
- 0778.990.469. In Belgium the VAT number is the company number with BE in front: BE 0778.990.469.
- Where is Stefinity based?
- The registered office is at Veldstraat 97/A, 8650 Houthulst.Company details
- What does Stefinity do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of Stefinity?
- Private limited company (BV).
- When was Stefinity founded?
- On 22-12-2021.
- Is Stefinity still active?
- Yes, Stefinity is an active enterprise in the KBO register.
- How many employees does Stefinity have?
- On average 0.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of Stefinity?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is Stefinity profitable?
- In financial year 2025, Stefinity made a profit of €62,029.
- Where can I find the annual accounts of Stefinity?
- Stefinity filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Stefinity due?
- By 30-04-2027, for financial year 2026.Timeline
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