The Product Architects

Active

Private limited companyfounded 2020active for 6 yearsThonetlaan 74, 2050 Antwerpen, BelgiumKBO/BCE: BE 0746.353.236

Summary

The annual accounts of The Product Architects for financial year 2024 show a net loss of 64% of total assets and of 52% of the equity at the start of that year. The 2024 annual accounts show equity of €45,080 and a net result of -€48,286. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 55% of 8,794 sector peers (NACE 73, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow Report Compare

The Product ArchitectsActiveChecked score 55/100

Risk analysis Report Compare

Activity

Market research and public opinion polling

NACE 73200

1 site

Size

€75,271total assets 2024

Equity: €45,080
Loss: -€48,286

Turnover not published (abbreviated or micro format)

Financial health

55 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 1.0%

Structure

Parent: DUVAL UNION · 50.07%

BV Duval UnionDirector · permanent representative Klaus Lommatzsch
BV ZENITHDirector · permanent representative Alain De Keyser
Marcology BVDirector · permanent representative Marc Bresseel

2025 accounts not filed, 91 days past the deadline2 of 6 deeds summarised

Why 55raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearFigures for financial year 2024 (filed 25-06-2025)Loss of €48,286 (financial year 2024)lowers riskLiquidity: current ratio 2.35, cash €54,919Sector: Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2024

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 37% of its sector peers (NACE 73, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Average

Solvency 85-8

equity 59.9% of total assets

Liquidity 81-7

short-term debt 40.1% · cash 73.0%

Profitability 0-87

return on assets -64.1%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,223 companies, NACE 73, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.5 percentage points vs 09-2026highest value

Credit of up to €2,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 2.35, compared with 3.36 in 2023, above the usual 1.5; short-term debt: 40.1% and cash: 73% of total assets), and 40.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 58% on solvency, 73% on liquidity, 6% on profitability and 13% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Figures for financial year 2024 (filed 25-06-2025)

NBB · annual accounts

Liquidity: current ratio 2.35, cash €54,919

NBB · annual accounts

Loss of €48,286 (financial year 2024)

NBB · annual accounts

Sector: Advertising, market research and public relations activities (NACE 73)

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 91 days later.

NBB · 4 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline30-10-2026 today

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

not filed

2024

36 days early

2023

14 days early

2022

20 days early

2021

37 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 27 days before the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

18-08-2025 Appointments: BV ZENITH, BV DUVAL UNION…Permanent representatives: Alain De Keyser…
25-06-2025 Annual accounts filedfinancial year 2024 · micro…
17-07-2024 Annual accounts filedfinancial year 2023 · abbreviated…

Key points

Risk: 2025 accounts not fileddeadline was 31-07-2026 91 days past the deadline View
Caution: From profit to loss in 2024after €19,945 in 2023 -€48,286 View
Caution: Among the weakest 5% on net resultsector median €13,996 · 8,796 companies -€48,286 View
Controlled by DUVAL UNION 50.07% View

By topic

Financials

Financial year: 2024
Total assets: €75,271
Loss: -€48,286
Solvency: 59.9%

Total assets▼ 44.9%

Net result

20212024

Go to Financials

Board & ownership

Board: 3 members
Parent: DUVAL UNION · 50.07%

BV Duval UnionDirector
BV ZENITHDirector
Marcology BVDirector

Go to Board & ownership

Timeline

Events: 7
Since: 2022

11-07-2023Annual accounts filed
23-02-2023Resignations: Wildstream Ventures NV, Frederic Apers and…
31-12-2022Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Market research and public opinion pollingNACE 73200
Founded: 16-04-2020
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about The Product Architects

What is the company number of The Product Architects?: 0746.353.236. In Belgium the VAT number is the company number with BE in front: BE 0746.353.236.
Where is The Product Architects based?: The registered office is at Thonetlaan 74, 2050 Antwerpen.Company details
What does The Product Architects do?: According to the KBO register, the main activity is market research and public opinion polling (NACE 73200).
What is the legal form of The Product Architects?: Private limited company (BV).
When was The Product Architects founded?: On 16-04-2020.
Is The Product Architects still active?: Yes, The Product Architects is an active enterprise in the KBO register.
What is the turnover of The Product Architects?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is The Product Architects profitable?: In financial year 2024, The Product Architects made a loss of €48,286.
Where can I find the annual accounts of The Product Architects?: The Product Architects filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.