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The Product Architects

Active
Private limited companyfounded 2020active for 6 yearsThonetlaan 74, 2050 Antwerpen, BelgiumKBO/BCE: BE 0746.353.236
Summary

The annual accounts of The Product Architects for financial year 2024 show a net loss of 64% of total assets and of 52% of the equity at the start of that year. The 2024 annual accounts show equity of €45,080 and a net result of -€48,286. Equity has been growing by about 16% per year since 2021. Its solvency ranks better than 55% of 8,792 sector peers (NACE 73, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 16-04-2020 Normal situation
Activity
Market research and public opinion polling NACE 73200
Establishment unit
2.301.428.136 2050 Antwerpen, since 16-04-2020
Financial year end
31 December
Peppol
Reachable since 02-09-2025

Board and ownership

Board
  • Ideation Hub BVDirector · since 16-04-2020 · permanent representative Hederik Laloo
  • BV Duval UnionDirector · since 21-11-2023 · permanent representative Klaus Lommatzsch
  • BV ZENITHDirector · since 21-11-2023 · permanent representative Alain De Keyser
and 1 other
Shareholders
  • DUVAL UNION· score 9530-06-2025 annual accounts of DUVAL UNION
  • ZENITH· score 5330-09-2025 annual accounts of ZENITH

Financial position

55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2024
Gross margin
-€45,637
Loss
€48,286
Equity
€45,080
▼ 51.7%
Total assets
€75,271
▼ 44.9%
  • 2025 accounts not filed, 94 days past the deadline
Turnover not published (abbreviated or micro format)
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearFigures for financial year 2024 (filed on 25-06-2025)Loss of €48,286 (financial year 2024)lowers riskLiquidity: current ratio 2.35, cash €54,919Sector: Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 37% of micro companies in advertising and market research (NACE 73)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2023
Average
Solvency 85-8
equity 59.9% of total assets
Liquidity 81-7
short-term debt 40.1% · cash 73.0%
Profitability 0-87
return on assets -64.1%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.5 percentage points vs 09-2026highest value 11-2026: 1.0%● unchanged vs 10-2026highest value
Credit of up to €2,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 2.35 (3.36 in 2023), above the usual 1.5. Short-term debt is 40.1% and cash 73% of total assets. 40.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 58% of them on solvency, 73% on liquidity, 6% on profitability and 13% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed on 25-06-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.35, cash €54,919
NBB · annual accounts
raises risk · Loss of €48,286 (financial year 2024)
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
36 days early
2023
14 days early
2022
20 days early
2021
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 27 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2024after a profit of €19,945 in 2023 -€48,286 View
  • Caution: Lower net result than 95% of companies in advertising and market researchsector median €14,006 · 8,794 companies -€48,286 View

Recent changes

  1. · Gazette deed Appointments: BV ZENITH, BV DUVAL UNION and BV MARCOLOGYPermanent representatives: Alain De Keyser, Klaus Lommatzsch and 3 others
  2. · Gazette deed Resignations: Wildstream Ventures NV, Frederic Apers and Koen VanderhoydonkPermanent representatives: Jan Vanhoyweghen and Nathalie Goossens
  3. · Gazette deed Resignation: E-Scope BV (director)Permanent representatives: Johan Elias, Hederik Laloo and Jan Vanhoyweghen · Reappointments: Ideation Hub BV (class A director) and Wildstream NV (class B director) · Appointments: Koen Vanderhoydonk (class A director) and Frederic Apers (class B director)
All 9 events

Comparable companies

These companies have the same main activity as The Product Architects: market research and public opinion polling (NACE 73200). They are comparable in size and age: total assets between €53,500 and €115,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
The Product Architects Antwerpen€75,271-€45,637
V.S.T. MANAGEMENT Hoogstraten€93,974€279
WILMA Merchtem€86,657-€5,493
Dips Consulting Kasterlee€53,506-€2,618
INSIGHTFUL CONSULTING Turnhout€102,866-€22,249
Eilahtan Research Boechout€114,706-€24,427
Fellow Consulting Scherpenheuvel-Zichem€103,365-€337
Full comparison

Key facts about The Product Architects

What is the company number of The Product Architects?
The company number of The Product Architects is 0746.353.236. The VAT number is the same number with BE in front: BE 0746.353.236.
Where is The Product Architects based?
The registered office is at Thonetlaan 74, 2050 Antwerpen.Company details
What does The Product Architects do?
According to the KBO register, the main activity is market research and public opinion polling (NACE 73200).
What is the legal form of The Product Architects?
The legal form of The Product Architects is Private limited company (BV).
When was The Product Architects founded?
The Product Architects was founded on 16-04-2020.
Is The Product Architects still active?
Yes, The Product Architects is an active enterprise in the KBO register.
What is the turnover of The Product Architects?
The annual accounts for financial year 2024 state no turnover. The abbreviated or micro format does not require it.Financials
Is The Product Architects profitable?
In financial year 2024, The Product Architects made a loss of €48,286.
Where can I find the annual accounts of The Product Architects?
The Product Architects filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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