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Complete company report
Generated 09-08-2026
Active BE 0687.828.582General partnership

THE PHONE LAB

· 8 yrs active
Sector: Computer programming & consultancy (62900)
Conclusion Checked

The computed 12-month bankruptcy probability of THE PHONE LAB is 0.1% (very low). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 8 yrs
Board 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.
Directors & mandates 2 directors
Current directors & mandates
  • Közelo Kürşad
    Liquidator
    State Gazette act 25014977 (29-01-2025)
    Current
    29-01-2025 → present
    2 events
    • 29-01-2025 Resigned· Manager
    • 29-01-2025 Appointed· Liquidator
Former directors (1)
  • Közelo Kubilay
    Manager
    State Gazette act 25014977 (29-01-2025)
    Former
    - → 29-01-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Computer programming & consultancy(62900)
Legal form General partnership(011)
Incorporation12-12-2017
StatusActive
Postal code-
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12342C0089/00G000 Flanders 338 m² 1 · 71 m² 7.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-01-2025
State Gazette act Director changes
v3.2
2020
31-07-2020
State Gazette act Registered-office change
v3.2
2018
24-01-2018
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
Address history · 1
31-07-2020
v3.2
All acts · 3 updated 1 year ago
2025
29-01-2025 1 director appointed, 2 resigning Director changes
  • Közelo Kürşad, Vereffenaar
  • Közelo Kubilay, Zaakvoerder
  • Közelo Kürşad, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "K\u00F6zelo Kubilay",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De bijzondere algemene vergadering beslist unaniem dat het mandaat van de bestuurder be\u00EBindigd wordt en er kwijting verleend wordt aan de zaakvoerders, de heer K\u00F6zelo Kubilay en de heer K\u00F6zelo K\u00FCr\u015Fad, voor de verrichtingen tijdens het bestaan van de vennootschap.",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "K\u00F6zelo K\u00FCr\u015Fad",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De bijzondere algemene vergadering beslist unaniem dat het mandaat van de bestuurder be\u00EBindigd wordt en er kwijting verleend wordt aan de zaakvoerders, de heer K\u00F6zelo Kubilay en de heer K\u00F6zelo K\u00FCr\u015Fad, voor de verrichtingen tijdens het bestaan van de vennootschap.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "vereffenaar",
      "person": {
        "rrn": null,
        "name": "K\u00F6zelo K\u00FCr\u015Fad",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De bijzondere algemene vergadering beslist unaniem om volgend persoon te benoemen tot onbezoldigd vereffenaar van de Vennootschap onder firma The Phone Lab: De heer K\u00F6zelo K\u00FCr\u015Fad, NN 95.04.02-201.16, Belgische nationaliteit, wonende te Florali\u00EBnlaan 354 bus 102 2600 Berchem."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0687.828.582",
    "name_full": "THE PHONE LAB",
    "legal_form": "VOF"
  }
}
2020
31-07-2020 Registered office moved within Willebroek Registered-office change
  • Dendermondsesteenweg 142, 2830 Willebroek → Dahliastraat 11, 2830 Willebroek
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Willebroek",
        "region": null,
        "street": "Dahliastraat",
        "country": "BE",
        "postcode": "2830",
        "box_number": null,
        "street_number": "11"
      },
      "old_address": {
        "city": "Willebroek",
        "region": null,
        "street": "Dendermondsesteenweg",
        "country": "BE",
        "postcode": "2830",
        "box_number": "1",
        "street_number": "142"
      },
      "effective_date": "2020-04-30",
      "evidence_quote": "Wijziging zetel naar Dahliastraat 11 te 2830 Willebroek en dit vanaf 30-04-2020"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0687.828.582",
    "name_full": "THE PHONE LAB",
    "legal_form": "VOF"
  }
}
2018
24-01-2018 Incorporation of a new VZW Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Dendermondsesteenweg 142/1 te 2830 Willebroek",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Kubilay Kozelo",
        "niss": null,
        "address": "Viooltjesstraat 39 te 2830 Willebroek"
      },
      "share_class": "gewone aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 14840,
      "holder_person_name": "Kubilay Kozelo",
      "is_subscriber_only": false,
      "n_shares_subscribed": 80,
      "amount_subscribed_eur": 14840,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Kursad Kozelo",
        "niss": null,
        "address": "Viooltjesstraat 39 te 2830 Willebroek"
      },
      "share_class": "gewone aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3710,
      "holder_person_name": "Kursad Kozelo",
      "is_subscriber_only": false,
      "n_shares_subscribed": 20,
      "amount_subscribed_eur": 3710,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18550,
  "subject_company": {
    "kbo": "0687.828.582",
    "name_full": "THE PHONE LAB",
    "legal_form": "VZW"
  },
  "initial_directors": [],
  "incorporation_date": "2017-12-12",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900Overige niet-gespecialiseerde detailhandel47120Detailhandel in ICT-apparatuur47400Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels47410Detailhandel via postorderbedrijven of via internet47910Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100
Primary activity highlighted.
Names & trade names
Legal nameNL THE PHONE LAB
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative