The Mindbridge
ActiveThe Mindbridge has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.44M and a net result of €552k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+17
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €340k at 30 days acceptable
Liquidity ample (current ratio 5.34 against 4.97 in 2024), and 18.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.4%
Return on assets
13.1%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
18 d late
2023
6 d late
2022
27 d early
2021
27 d early
2020
2 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.44M▲ 19.1%
2024 · €2.89M
2019: €511k
2020: €1.08M
2021: €1.60M
2022: €2.06M
2023: €2.52M
2024: €2.89M
2019 → 2025
Total assets
€4.22M▲ 17.1%
2024 · €3.61M
2019: €1.79M
2020: €1.76M
2021: €3.10M
2022: €3.03M
2023: €3.14M
2024: €3.61M
2019 → 2025
Net result
€552k▲ 50.7%
2024 · €366k
2019: €505k
2020: €565k
2021: €623k
2022: €451k
2023: €457k
2024: €366k
2019 → 2025
Working capital
€3.42M▲ 19.3%
2024 · €2.87M
2019: €510k
2020: €1.07M
2021: €1.83M
2022: €2.05M
2023: €2.50M
2024: €2.87M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.60M-€2.06M▲ 29.0%€2.52M▲ 22.1%€2.89M▲ 14.5%€3.44M▲ 19.1%
Operating result€811k-€588k▼ 27.5%€622k▲ 5.7%€477k▼ 23.2%€725k▲ 51.8%
Net result€623k-€451k▼ 27.6%€457k▲ 1.2%€366k▼ 19.8%€552k▲ 50.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.22M
Fixed assets
€18k▼ 7.6%
Current assets
€4.21M▲ 17.2%
Equity and liabilities €4.22M
Equity
€3.44M▲ 19.1%
Debt
€787k▲ 8.9%
The debt ratio falls from 20.0% to 18.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€732k▲
2024 · €488k
Cash flow
€559k▲
2024 · €377k
Solvency
81.4%▲
2024 · 80.0%
Current ratio
5.34▲
2024 · 4.97
Quick ratio
5.34▲
2024 · 4.97
Debt / equity
0.23▼
2024 · 0.25
ROE
16.1%▲
2024 · 12.7%
ROA
13.1%▲
2024 · 10.1%
Interest coverage
202.71▲
2024 · 142.97
Debt
€787k▲
2024 · €722k
Debt ≤ 1 year
€787k▲
2024 · €722k
Income taxes
€191k▲
2024 · €129k
Staff costs
€391k▲
2024 · €381k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.61M€4.22M▲
Fixed assets21/28€20k€18k▼
Tangible fixed assets22/27€18k€17k▼
Furniture and vehicles24€18k€17k▼
Financial fixed assets28€2k€2k=
Current assets29/58€3.59M€4.21M▲
Amounts receivable within one year40/41€2.55M€2.99M▲
Trade receivables40€289k€654k▲
Other amounts receivable41€2.26M€2.33M▲
Cash at bank and in hand54/58€1.04M€1.22M▲
Deferred charges and accrued income490/1€3k€842▼
Equity and liabilities
Total equity and liabilities10/49€3.61M€4.22M▲
Equity10/15€2.89M€3.44M▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€2.86M€3.42M▲
Amounts payable17/49€722k€787k▲
Amounts payable within one year42/48€722k€787k▲
Trade debts44€376k€656k▲
Suppliers440/4€376k€656k▲
Taxes, remuneration and social security45€121k€131k▲
Taxes450/3€55k€60k▲
Remuneration and social security454/9€66k€70k▲
Other amounts payable47/48€226k-
Income statement
Code20242025
Remuneration, social security and pensions62€381k€391k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€7k▼
Other operating charges640/8€611€2k▲
Gross operating margin9900€870k€1.12M▲
Operating profit (loss)9901€477k€725k▲
Financial income75/76B€22k€22k▲
Recurring financial income75€22k€22k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€496k€743k▲
Income taxes67/77€129k€191k▲
Profit (loss) for the period9904€366k€552k▲
Profit (loss) for the period to be appropriated9905€366k€552k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.86M€3.42M▲
Profit (loss) brought forward from the previous period14P€2.50M€2.86M▲
Social balance
Average headcount (FTE)90876.36.0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 18 days late
2024
31-12
Financial
Weakest financial yearnet €366k ▼19.8%
Net result drops to €366k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 6 days late
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €2MEq €2.06M ▲29%
4 profitable years in a row build equity to €2.06M.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2019net €623k ▲10.2%
Operating result €811k, net result €623k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1MEq €1.08M ▲111%
2 profitable years in a row build equity to €1.08M.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duitslandlaan 23090 OverijseGround area
765 m²
Building footprint
219 m²
Volume, LiDAR
1,226 m³
Parcel 23544D0576/00C000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Duitslandlaan 2, 3090 Overijse
since 20182.276.013.839
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0576/00C000 | Flanders | 765 m² | 1 · 219 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 11,250 EUR awarded · 11,250 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,250 EUR | 5,250 EUR |
| 2024 | 1 | 6,000 EUR | 6,000 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
254900HMEPVOMM2Q0Y08
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 2,859 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
46510Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.