Cloudcrossing
ActiveCloudcrossing has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.47M and a net result of €378k. Equity is growing by ~70.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 3.03 in 2024), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
13.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
30 d late
2022
52 d early
2021
10 d late
2020
50 d early
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.47M▲ 1.7%
2024 · €1.45M
2018: €61k
2019: €46k
2020: €148k
2021: €383k
2022: €515k
2023: €958k
2024: €1.45M
2018 → 2025
Total assets
€2.72M▲ 28.5%
2024 · €2.12M
2018: €83k
2019: €120k
2020: €219k
2021: €520k
2022: €718k
2023: €1.37M
2024: €2.12M
2018 → 2025
Net result
€378k▼ 22.3%
2024 · €487k
2018: €17k
2019: €-15k
2020: €102k
2021: €235k
2022: €131k
2023: €444k
2024: €487k
2018 → 2025
Working capital
€1.38M▲ 1.5%
2024 · €1.36M
2018: €60k
2019: €15k
2020: €122k
2021: €362k
2022: €430k
2023: €879k
2024: €1.36M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€383k-€515k▲ 34.2%€958k▲ 86.3%€1.45M▲ 50.8%€1.47M▲ 1.7%
Operating result€308k-€169k▼ 45.0%€600k▲ 254%€645k▲ 7.5%€551k▼ 14.6%
Net result€235k-€131k▼ 44.3%€444k▲ 238%€487k▲ 9.7%€378k▼ 22.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.72M
Fixed assets
€89k▲ 4.3%
Current assets
€2.63M▲ 29.5%
Equity and liabilities €2.72M
Equity
€1.47M▲ 1.7%
Debt
€1.25M▲ 86.1%
The debt ratio rises from 31.7% to 45.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€562k▼
2024 · €653k
Cash flow
€389k▼
2024 · €495k
Solvency
54.1%▼
2024 · 68.3%
Current ratio
2.11▼
2024 · 3.03
Quick ratio
2.11▼
2024 · 3.03
Debt / equity
0.85▲
2024 · 0.46
ROE
25.7%▼
2024 · 33.7%
ROA
13.9%▼
2024 · 23.0%
Interest coverage
10.63▼
2024 · 106.91
Debt
€1.25M▲
2024 · €670k
Debt ≤ 1 year
€1.25M▲
2024 · €670k
Income taxes
€130k▼
2024 · €165k
Staff costs
€624k▲
2024 · €531k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.12M€2.72M▲
Fixed assets21/28€85k€89k▲
Tangible fixed assets22/27€16k€26k▲
Plant, machinery and equipment23€12k€20k▲
Furniture and vehicles24€3k€6k▲
Other tangible fixed assets26€775€475▼
Financial fixed assets28€70k€63k▼
Current assets29/58€2.03M€2.63M▲
Amounts receivable within one year40/41€1.08M€1.18M▲
Trade receivables40€1.06M€1.17M▲
Other amounts receivable41€16k€10k▼
Cash at bank and in hand54/58€935k€1.45M▲
Deferred charges and accrued income490/1€17k€0▼
Equity and liabilities
Total equity and liabilities10/49€2.12M€2.72M▲
Equity10/15€1.45M€1.47M▲
Contributions10/11€44k€44k=
Reserves13€1.40M€1.43M▲
Distributable reserves133€1.40M€1.43M▲
Profit (loss) carried forward14-€0
Amounts payable17/49€670k€1.25M▲
Amounts payable within one year42/48€670k€1.25M▲
Financial debts43-€20k
Credit institutions430/8-€20k
Trade debts44€439k€721k▲
Suppliers440/4€439k€721k▲
Taxes, remuneration and social security45€153k€175k▲
Taxes450/3€122k€116k▼
Remuneration and social security454/9€31k€59k▲
Other amounts payable47/48€78k€332k▲
Accrued charges and deferred income492/3€660€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€531k€624k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€268€309▲
Gross operating margin9900€1.18M€1.19M▲
Operating profit (loss)9901€645k€551k▼
Financial income75/76B€14k€10k▼
Recurring financial income75€14k€10k▼
Financial charges65/66B€6k€53k▲
Recurring financial charges65€6k€53k▲
Profit (loss) for the period before taxes9903€652k€508k▼
Income taxes67/77€165k€130k▼
Profit (loss) for the period9904€487k€378k▼
Profit (loss) for the period to be appropriated9905€487k€378k▼
Appropriation of the result
Profit (loss) to be appropriated9906€487k€378k▼
Transfer to equity691/2€487k€25k▼
To other reserves6921€487k€25k▼
Profit to be distributed694/7-€353k
Return on contributions (dividend)694-€353k
Social balance
Average headcount (FTE)90873.95.0▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €487k ▲9.7%
Operating result €645k, net result €487k, both a record.
31-12
Financial
Equity above €1MEq €1.45M ▲50.8%
5 profitable years in a row build equity to €1.45M.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €515k ▲34.2%
3 profitable years in a row build equity to €515k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Equity above €200kEq €383k ▲159%
2 profitable years in a row build equity to €383k.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €102k
Net result €102k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.72
Current ratio from 1.20 to 2.72; short-term debt falls from €74k to €71k.
31-12
Financial
Equity above €100kEq €148k ▲221%
Equity rises from €46k to €148k.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
31-12
Financial
Weakest financial yearnet €-15k ▼185%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dahlialaan 12950 KapellenGround area
2,007 m²
Building footprint
294 m²
Volume, LiDAR
1,084 m³
Parcel 11902H0015/00Y002, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Cloudcrossing
since 20172.270.709.325
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902H0015/00Y002 | Flanders | 2,007 m² | 1 · 294 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 50,049 EUR awarded · 46,153 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 15,784 EUR | 15,044 EUR |
| 2024 | 2 | 11,780 EUR | 9,146 EUR |
| 2023 | 2 | 16,575 EUR | 16,437 EUR |
| 2022 | 2 | 5,910 EUR | 5,526 EUR |
Schemes
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 6,393 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2017
Fiscal year end31-12
Activities, NACEBEL
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.