Age3 yrs
Real estate1 parcel · 327 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of THE MAFFIA is 1.7% (moderate). The 2025 annual accounts show equity of €35k and a net result of €1k. Equity remains stable across the filed fiscal years (±2.4% per year). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 21-08-2026 | 21 d late | 2026-00416023 |
| 31-12-2024 | 31-07-2025 | 30-06-2025 | 31 d early | 2025-00211862 |
| 31-12-2023 | 31-07-2024 | 30-06-2024 | 31 d early | 2024-00192818 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.7%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated schema)
EBIT marginNot published (abbreviated schema)
Net result€1k+244.4%
Working capital€47k+10.5%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 21-08-2026 with the NBB · fiscal year 2025 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 3 fiscal years (±2.4%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
€34k
+40.7%
23-25
€1k
+244.4%
23-25
€10k
+18.2%
23-25
€555k
+2.0%
23-25
€35k
+3.8%
23-25
€47k
+10.5%
23-25
3
+47.4%
23-25
€146k
+69.1%
23-25
Show 11 other metrics
€3k
+61.0%
23-25
€520k
+1.8%
23-25
€459k
+0.6%
23-25
€46k
0.0%
23-25
1.10
+0.8%
23-25
1.10
+0.8%
23-25
6.3%
+1.8%
23-25
14.92
-1.9%
23-25
3.6%
+231.9%
23-25
0.2%
+237.8%
23-25
1.62
-5.3%
23-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €34k |
| Net profit | €1k |
| Cash flow | €10k |
| Staff costs | €146k |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €555k |
| Equity | €35k |
| Debt | €520k |
| of which ≤ 1y | €459k |
| of which > 1y | €46k |
| Working capital | €47k |
| Employees (FTE) | 2.8 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.10 |
| Quick ratio | 1.10 |
| Working capital ratio | 8.5% |
| Solvency | 6.3% |
| Debt / equity | 14.92 |
| Long-term debt ratio | 1.33 |
| Interest coverage | 1.62 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.2% |
| ROE | 3.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €555k |
| Fixed assets | 21/28 | €49k |
| Intangible fixed assets | 21 | €33k |
| Tangible fixed assets | 22/27 | €15k |
| Financial fixed assets | 28 | €1k |
| Current assets | 29/58 | €506k |
| Amounts receivable within one year | 40/41 | €283k |
| Cash & bank | 54/58 | €220k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €555k |
| Equity | 10/15 | €35k |
| Contributions / capital | 10/11 | €20k |
| Accumulated profits (losses) | 14 | €15k |
| Amounts payable | 17/49 | €520k |
| Amounts payable after one year | 17 | €46k |
| Amounts payable within one year | 42/48 | €459k |
| Trade debts payable within one year | 44 | €151k |
| Income statement | ||
| Gross operating margin | 9900 | €181k |
| Operating result | 9901 | €24k |
| Financial income | 75 | €297 |
| Financial charges | 65 | €21k |
| Result before taxes | 9903 | €4k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €1k |
| Result to be appropriated | 9905 | €1k |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed64
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationTHE MAFFIA
since 20232.341.147.260
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area327 m²
Buildings1
Building footprint101 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41034D1040/02D000 | Flanders | 327 m² | 1 · 101 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Company purpose
dit alles in de meest ruime zin van het woord, zowel in binnen als buitenland, het verlenen van diensten in of gerelateerd aan de marketing- en communicatiesector, informatica- en (tele)communicatietechnologie sector, de financiële sector en de media sector. Binnen deze sectoren, of gerelateerd daaraan, stelt de vennootschap zich bovendien tot voorwerp: a) Het rechtstreeks of onrechtstreeks participeren, onder welke vorm dan ook, in bestaande of nog op te richten Belgische of buitenlandse vennootschappen, verenigingen of andere entiteiten of personen met of zonder rechtspersoonlijkheid, voor e
Per act of 03-02-2023
Capital history · 1
03-02-2023
Founding capital: amount: 20000.0, shares: 100, currency: EUR, price_per_share: 200.0
Address history · 1
05-05-2026
Seat change: new: Pijpweg 1, 9340 Lede, old: Grotekapellelaan 72, 9340 Lede, effective_date: 2025-12-19
All acts · 2
updated 4 months ago
2026
05-05-2026 Board meeting · Seat change · Power of attorney · Act object
- Filing: 2026-04-21 · THE MAFFIA
- Publication: 2026-05-05 · THE MAFFIA
- Board meeting: 2026-01-19 · THE MAFFIA
- Seat change: new: Pijpweg 1, 9340 Lede, old: Grotekapellelaan 72, 9340 Lede, effective_date: 2025-12-19 · THE MAFFIA
- Power of attorney: date: 2026-01-19, scope: acties nodig voor de uitvoering en verwerking en publicatie van de beslissingen van deze vergadering, duration: voor onbepaalde tijd en tot aan de uitdrukkelijke herroeping, granted_by: bestuursorgaan · THE MAFFIA
- Power of attorney: date: 2026-01-19, scope: alle publicatieformulieren, met het oog op de publicatie van de beslissingen van deze vergadering, te ondertekenen, granted_by: bestuursorgaan, representative: Lien RASSCHAERT · THE MAFFIA
- Act object: Adreswijziging zetel
- Power of attorney · THE MAFFIA
Summary:
Board meeting · Seat change · Power of attorney · Act object
2023
03-02-2023 Notarial deed · Incorporation · Mandate term · Founder
- Publication: 2023-02-03 · THE MAFFIA
- Filing: 2023-02-01 · THE MAFFIA
- Notarial deed: 2023-02-01 · THE MAFFIA
- Incorporation: 2023-02-01 · THE MAFFIA
- Mandate term: Onbepaald · THE MAFFIA
- Founder · THE MAFFIA
- Founding capital: amount: 20000.0, shares: 100, currency: EUR, price_per_share: 200.0 · THE MAFFIA
- Share distribution: 100 · THE MAFFIA
- First fiscal year: end: 2023-12-31, start: 2023-02-01 · THE MAFFIA
- Annual meeting schedule: laatste vrijdag van de maand juni om 20.00 uur · THE MAFFIA
- Officer appointment: role: niet statutaire bestuurder, start: 2023-02-01, duration: onbepaalde duur · THE MAFFIA
- Permanent representative: role: vast vertegenwoordiger · COSI Consultancy CommV
- Mandate compensation: onbezoldigd · COSI Consultancy CommV
- Representation rule: één bestuurder · THE MAFFIA
- Pre incorporation ratification: end: 2023-02-01, start: 2023-01-01 · THE MAFFIA
- Power of attorney: inschrijving van de vennootschap bij de diensten in de Kruispuntbank voor Ondernemingen, het Ondernemingsloket en bij de sociale en fiscale administraties · THE MAFFIA
- Purpose: dit alles in de meest ruime zin van het woord, zowel in binnen als buitenland, het verlenen van diensten in of gerelateerd aan de marketing- en communicatiesector, informatica- en (tele)communicatietechnologie sector, de financiële sector en de media sector. Binnen deze sectoren, of gerelateerd daaraan, stelt de vennootschap zich bovendien tot voorwerp: a) Het rechtstreeks of onrechtstreeks participeren, onder welke vorm dan ook, in bestaande of nog op te richten Belgische of buitenlandse vennootschappen, verenigingen of andere entiteiten of personen met of zonder rechtspersoonlijkheid, voor e
- Act object: OPRICHTING
Summary:
Notarial deed · Incorporation · Mandate term · FounderNotary:
Stefanie MIKOLAJCZAK
Analysis
Financial profile
5 of 5 axes measured49
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
64
Profitability
18
Solvency
18
Growth
52
Stability
94
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 431 of the 2,355 companies in this sector. 366 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Arbeidsbemiddeling78100Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
| Legal nameNL | THE MAFFIA |
Registered office
Pijpweg 1
9340 Lede, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.