Active BE 1006.785.566Private limited company

The Lounge by PTS

Chaussée de Tongres 427 ·4450 Juprelle, Belgium· 2 yrs active

Sector: Travel agency activities (79110)

Conclusion Checked

The computed 12-month bankruptcy probability of The Lounge by PTS is 5.9% (elevated). The 2025 annual accounts show equity of €31k and a net result of €19k. Its solvency ranks better than 19% of 147 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€31k
Net result	€19k
Staff (FTE)	4.8
Better than sector	19%

Financial profile 5 of 5 axes measured · computed by Checked

70 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 76

Profitability 100

Solvency 15

Growth 78

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

5.9% Elevated

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

76 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 25-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 79, Travel agency, tour operator and other reservation service and related activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	2.3%	31.8%	better than 19% of 147 sector peers
Net result	€-18k	€4k	better than 12% of 145 sector peers
Equity	€12k	€26k	better than 35% of 147 sector peers
Gross operating margin	€-3k	€17k	better than 16% of 146 sector peers
Staff costs	€14k	€33k	higher than 23% of 38 sector peers

EBITDA

€24k

- 24-25

Net profit

€19k

- 24-25

Cash flow

€19k

- 24-25

Total assets

€734k

+38.8% 24-25

Equity

€31k

+155.2% 24-25

Working capital

€51k

+374.2% 24-25

Employees (FTE)

5

+1500.0% 24-25

Staff costs

€275k

+1909.8% 24-25

Income taxes

€23

- 24-25

Debt

€703k

+36.1% 24-25

Debt ≤ 1y

€680k

+31.7% 24-25

Current ratio

1.08

+5.3% 24-25

Quick ratio

1.08

+5.3% 24-25

Solvency

4.2%

+83.8% 24-25

Debt / equity

22.97

-46.7% 24-25

ROE

60.8%

- 24-25

ROA

2.5%

- 24-25

Interest coverage

4.39

- 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro schema
Revenue	-
EBITDA	€24k
Net profit	€19k
Cash flow	€19k
Staff costs	€275k
Income taxes	€23
Dividends	-
Total assets	€734k
Equity	€31k
Debt	€703k
of which ≤ 1y	€680k
of which > 1y	-
Working capital	€51k
Employees (FTE)	4.8

Ratios (computed)

	2025
Current ratio	1.08
Quick ratio	1.08
Working capital ratio	7.0%
Solvency	4.2%
Debt / equity	22.97
Long-term debt ratio	-
Interest coverage	4.39
Gross margin	-
Net margin	-
ROA	2.5%
ROE	60.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Balance-sheet composition 2025

Assets

Fixed assets €1k · 0.2% Current assets €732k · 99.8%

Equity & liabilities

Equity €31k · 4.2% Debt €703k · 95.8%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€734k
Fixed assets	21/28	€1k
Formation expenses	20	€891
Financial fixed assets	28	€1k
Current assets	29/58	€732k
Amounts receivable within one year	40/41	€201k
Cash & bank	54/58	€165k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€734k
Equity	10/15	€31k
Contributions / capital	10/11	€30k
Accumulated profits (losses)	14	€605
Amounts payable	17/49	€703k
Amounts payable within one year	42/48	€680k
Trade debts payable within one year	44	€104k
Income statement
Gross operating margin	9900	€300k
Operating result	9901	€24k
Financial income	75	€77
Financial charges	65	€6k
Result before taxes	9903	€19k
Income taxes	67/77	€23
Net result for the period	9904	€19k
Result to be appropriated	9905	€19k

Legal Structure

NACE primary	Travel agency activities(79110)
Legal form	Private limited company(610)
Incorporation	05-03-2024
Status	Active
Postal code	4450

Establishment units 2 locations

The Lounge by PTS

Chaussée de Tongres 427, 4450 JuprelleTravel agency activities

since 20242.356.826.123

The Lounge by PTS

Rue Cochetay 4, 4140 SprimontTravel agency activities

since 20242.356.826.222

Real-estate footprint Source: CBE × cadastre

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62045A0068/00F002	Wallonia	2,244 m²	-	-
62060A0804/00X000indicative	Wallonia	1,239 m²	1 · 286 m²	5.3 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

1 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 2 NBB filing 2

2025 2025: 1 NBB filing 2026 2026: 1 NBB filing

2026

25-08-2026 NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-08-2025 NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Travel agency activities79110Travel agency, tour operator and other reservation service and related activities79120Tourist information services79901

Names & trade names

Legal nameFR

The Lounge by PTS

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