THE IDENTITY BUILDERS
ActiveSummary
THE IDENTITY BUILDERS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €2k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70=
Solvency58▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.79 in 2024; short-term debt: 67.4% and cash: 33.3% of total assets), and 67.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.6%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
66 d early
2023
71 d early
2022
77 d early
2021
80 d early
2020
61 d early
2019
72 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€285k
EBIT margin
18.2%
Net result
€2k▼ 8.0%
2024 · €3k
2018: €7k
2019: €4k
2020: €32k
2021: €-15k
2022: €47k
2023: €2k
2024: €3k
2018 → 2025
Working capital
€-33k▼ 48.2%
2024 · €-22k
2018: €-54k
2019: €-41k
2020: €-7k
2021: €-11k
2022: €-19k
2023: €-30k
2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€84k▲ 125%€86k▲ 2.7%€89k▲ 2.9%€59k▼ 33.0%
Operating result€-6k-€67k€13k▼ 79.9%€15k▲ 12.9%€18k▲ 19.5%
Net result€-15k-€47k€2k▼ 95.1%€3k▲ 11.1%€2k▼ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€92k ▼ 16.8%
Current assets
€90k ▲ 10.9%
Equity and liabilities €182k
Equity
€59k ▼ 33.0%
Debt
€123k ▲ 18.9%
Debt's share of the balance-sheet total rises from 53.8% to 67.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€46k▲
2024 · €43k
Cash flow
€30k▲
2024 · €30k
Current ratio
0.73▼
2024 · 0.79
Debt to equity
2.06▲
2024 · 1.16
ROE
3.9%▲
2024 · 2.8%
ROA
1.3%▼
2024 · 1.3%
Interest coverage
15.96▼
2024 · 20.37
Debt ≤ 1 year
€123k▲
2024 · €103k
Income taxes
€13k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€192k€182k▼
Fixed assets21/28€111k€92k▼
Tangible fixed assets22/27€106k€87k▼
Plant, machinery and equipment23€75k€59k▼
Furniture and vehicles24€31k€28k▼
Financial fixed assets28€5k€6k▲
Current assets29/58€81k€90k▲
Amounts receivable within one year40/41€37k€20k▼
Trade receivables40€32k€20k▼
Other amounts receivable41€5k-
Current investments50/53-€5k
Cash at bank and in hand54/58€44k€61k▲
Deferred charges and accrued income490/1€810€4k▲
Equity and liabilities
Total equity and liabilities10/49€192k€182k▼
Equity10/15€89k€59k▼
Contributions10/11€19k€19k=
Reserves13€70k€41k▼
Distributable reserves133€70k€41k▼
Amounts payable17/49€103k€123k▲
Amounts payable within one year42/48€103k€123k▲
Current portion of amounts payable after more than one year42€6k-
Trade debts44€37k€8k▼
Suppliers440/4€37k€8k▼
Taxes, remuneration and social security45€3k€12k▲
Taxes450/3€3k€12k▲
Other amounts payable47/48€58k€102k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€6k€2k▼
Gross operating margin9900€52k€51k▼
Operating profit (loss)9901€15k€18k▲
Financial income75/76B€90€0▼
Recurring financial income75€90€0▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€13k€15k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€2k▼
Transfer from equity791/2-€32k
Transfer to equity691/2€3k€2k▼
To other reserves6921€3k€2k▼
Profit to be distributed694/7-€32k
Return on contributions (dividend)694-€32k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-15k ▼147%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waversesteenweg(OPV) 513360 BierbeekGround area
746 m²
Building footprint
117 m²
Parcel 24713D0256/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
The Identity Builders
since 20012.063.159.019
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24713D0256/00A000 | Flanders | 746 m² | 1 · 117 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,247 EUR awarded · 935 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 327 EUR | 327 EUR |
| 2024 | 1 | 401 EUR | 401 EUR |
| 2023 | 1 | 312 EUR | 207 EUR |
| 2022 | 1 | 207 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,970 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-1993
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.