BUREAU JOS MOONS
ActiveBUREAU JOS MOONS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173k and a net result of €25k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 92% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 19.3 against 10.34 in 2024), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
13.7%
Age of the figures
11 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €173k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-02-2026, 86 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
86 d early
2024
50 d early
2023
42 d early
2022
66 d early
2021
131 d early
2020
42 d early
2019
140 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€173k▲ 17.2%
2024 · €147k
2018: €112k
2019: €168k
2020: €157k
2021: €173k
2022: €217k
2023: €106k
2024: €147k
2018 → 2025
Total assets
€184k▲ 12.3%
2024 · €164k
2018: €124k
2019: €183k
2020: €171k
2021: €242k
2022: €243k
2023: €188k
2024: €164k
2018 → 2025
Net result
€25k▼ 52.3%
2024 · €53k
2018: €-31k
2019: €57k
2020: €-11k
2021: €61k
2022: €46k
2023: €81k
2024: €53k
2018 → 2025
Working capital
€161k▲ 23.5%
2024 · €130k
2018: €92k
2019: €162k
2020: €153k
2021: €171k
2022: €215k
2023: €104k
2024: €130k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€173k-€217k▲ 25.1%€106k▼ 50.9%€147k▲ 38.5%€173k▲ 17.2%
Operating result€77k-€64k▼ 16.3%€113k▲ 76.9%€76k▼ 33.2%€41k▼ 46.3%
Net result€61k-€46k▼ 25.4%€81k▲ 77.5%€53k▼ 34.4%€25k▼ 52.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 46% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€14k▼ 27.2%
Current assets
€170k▲ 17.6%
Equity and liabilities €184k
Equity
€173k▲ 17.2%
Debt
€11k▼ 31.4%
The debt ratio falls from 10.0% to 6.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€46k▼
2024 · €79k
Cash flow
€31k▼
2024 · €56k
Solvency
93.9%▲
2024 · 90.0%
Current ratio
19.30▲
2024 · 10.34
Quick ratio
18.85▲
2024 · 9.84
Debt / equity
0.07▼
2024 · 0.11
ROE
14.6%▼
2024 · 35.9%
ROA
13.7%▼
2024 · 32.3%
Interest coverage
2302352.50▲
2024 · 13321.79
Debt
€11k▼
2024 · €16k
Debt ≤ 1 year
€9k▼
2024 · €14k
Income taxes
€16k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€184k▲
Fixed assets21/28€20k€14k▼
Tangible fixed assets22/27€20k€14k▼
Land and buildings22€10k€7k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€144k€170k▲
Stocks and contracts in progress3€7k€4k▼
Stocks30/36€7k€4k▼
Amounts receivable within one year40/41€21k€24k▲
Trade receivables40€5k€24k▲
Other amounts receivable41€16k-
Cash at bank and in hand54/58€116k€140k▲
Deferred charges and accrued income490/1€650€1k▲
Equity and liabilities
Total equity and liabilities10/49€164k€184k▲
Equity10/15€147k€173k▲
Contributions10/11€42k€42k=
Reserves13€105k€131k▲
Distributable reserves133€105k€131k▲
Profit (loss) carried forward14€366€454▲
Amounts payable17/49€16k€11k▼
Amounts payable within one year42/48€14k€9k▼
Trade debts44€368€646▲
Suppliers440/4€368€646▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€12k€6k▼
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Non-recurring operating income76A€9k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€81k€48k▼
Operating profit (loss)9901€76k€41k▼
Financial income75/76B€105€278▲
Recurring financial income75€105€278▲
Financial charges65/66B€6€0▼
Recurring financial charges65€6€0▼
Profit (loss) for the period before taxes9903€76k€41k▼
Income taxes67/77€23k€16k▼
Profit (loss) for the period9904€53k€25k▼
Profit (loss) for the period to be appropriated9905€53k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€26k▼
Profit (loss) brought forward from the previous period14P€282€366▲
Transfer to equity691/2€41k€25k▼
To other reserves6921€41k€25k▼
Profit to be distributed694/7€12k-
Return on contributions (dividend)694€12k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €173k ▲17.2%
5 profitable years in a row build equity to €173k.
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity quadruplescurrent ratio 10.34
Current ratio from 2.31 to 10.34; short-term debt falls from €79k to €14k.
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €81k ▲77.5%
Operating result €113k, net result €81k, both a record.
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity triplescurrent ratio 10.13
Current ratio from 3.58 to 10.13; short-term debt falls from €66k to €24k.
30-09
Financial
Equity above €200kEq €217k ▲25.1%
2 profitable years in a row build equity to €217k.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-09
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
30-09
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
30-09
Financial
Equity above €150kEq €168k ▲50.5%
Equity rises from €112k to €168k.
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
16-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat(WEE) 142880 BornemGround area
2,492 m²
Building footprint
160 m²
Volume, LiDAR
724 m³
Parcel 12038B0179/00H000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JOS MOONS BVBA
since 19932.061.303.349
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12038B0179/00H000 | Flanders | 2,492 m² | 1 · 160 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,043 EUR awarded · 1,043 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 158 EUR | 158 EUR |
| 2022 | 1 | 885 EUR | 885 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,508 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-1993
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
85599Other education
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.