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Complete company report
Generated 11-08-2026
Active BE 0751.810.079Private limited company

THE FOUR CONSULTING

Koningin Astridlaan 49 ·1780 Wemmel, Belgium· 6 yrs active
Sector: Ontwerpen van computerprogramma’s (62100)
Conclusion Checked

The computed 12-month bankruptcy probability of THE FOUR CONSULTING is 0.8% (low). The 2022 annual accounts show equity of €118k and a net result of €33k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €118k
Net result €33k
Active 6 yrs
Board 1
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health94Profitability100Solvency91Growth78Stability100
93 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 100
Solvency 91
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2022 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40k€60kOperating result 2020: €27k€27kNet result 2020: €21k€21kOperating result 2022: €52k€52kNet result 2022: €33k€33k20202022
Operating resultNet result
EBITDA
€52k
- 20-22
Net profit
€33k
+57.7% 20-22
Cash flow
€33k
- 20-22
Total assets
€247k
+394.1% 20-22
Equity
€118k
+462.2% 20-22
Working capital
€116k
+453.5% 20-22
Income taxes
€22k
+272.5% 20-22
Debt
€129k
+344.8% 20-22
Debt ≤ 1y
€129k
+344.8% 20-22
Current ratio
1.90
+10.3% 20-22
Quick ratio
1.90
+10.3% 20-22
Solvency
47.8%
+13.8% 20-22
Debt / equity
1.09
- 20-22
ROE
27.9%
-71.9% 20-22
ROA
13.4%
-68.1% 20-22
Interest coverage
24.68
- 20-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA€52k
Net profit€33k
Cash flow€33k
Staff costs-
Income taxes€22k
Dividends-
Total assets€247k
Equity€118k
Debt€129k
of which ≤ 1y€129k
of which > 1y-
Working capital€116k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.90
Quick ratio1.90
Working capital ratio47.1%
Solvency47.8%
Debt / equity1.09
Long-term debt ratio-
Interest coverage24.68
Gross margin-
Net margin-
ROA13.4%
ROE27.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€247k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€245k
Amounts receivable within one year 40/41€230k
Cash & bank 54/58€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€247k
Equity 10/15€118k
Contributions / capital 10/11€100
Accumulated profits (losses) 14€118k
Amounts payable 17/49€129k
Amounts payable within one year 42/48€129k
Trade debts payable within one year 44€77k
Income statement
Gross operating margin 9900€60k
Operating result 9901€52k
Financial income 75€6k
Financial charges 65€2k
Result before taxes 9903€55k
Income taxes 67/77€22k
Net result for the period 9904€33k
Result to be appropriated 9905€33k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Karima Merabet
    Director
    State Gazette act 21028429 (03-03-2021)
    Current
    05-08-2020 → present
Former directors (1)
  • EL KHADJI ANASS
    Director
    State Gazette act 21036384 (23-03-2021)
    Former
    - → 08-03-2021
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Ontwerpen van computerprogramma’s(62100)
Legal form Private limited company(610)
Incorporation05-08-2020
StatusActive
Postal code1780
Establishment units 1 location
The Four Consulting
Sint-Elooiweg 17, 1860 MeiseReproductie vanaf een origineel van programmatuur en gegevens op schijven, compactdiscs, banden of cassettes
since 20202.311.273.537
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22662B0408/00S005 Flanders 1,531 m² 1 · 587 m² 13.9 m · 4 fl.
23050F0480/00B000 Flanders 1,124 m² 1 · 127 m² 5.8 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
12-03-2026
State Gazette act Director changes
2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
14-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
14-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
23-03-2022
NBB filing Annual accounts filed
fiscal year 2020 · micro
2021
18-11-2021
State Gazette act Capital & shares
v3.2
23-03-2021
State Gazette act Director changes
v3.2
03-03-2021
State Gazette act Director changes
v3.2
2020
07-08-2020
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 5 acts
Capital history · 1
18-11-2021
v3.2
All acts · 5 updated 5 months ago
2026
12-03-2026 1 director appointed, 2 resigning Director changes
  • Saint-Blaise BABOSSAY, Bestuurder
  • Anass EL KHADJI, Bestuurder
  • Karima MERABЕТ, Bestuurder
Technical details 
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  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-03-12",
    "filing_date": "2026-03-05",
    "act_kind_objet": "ONTSLAG/BENOEMING BESTUURDER - ZETEL"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2025-09-30",
      "unanimous": true
    }
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  "is_correction": false,
  "subject_company": {
    "kbo": "0751.810.079",
    "name_full": "THE FOUR CONSULTING",
    "legal_form": "BV"
  },
  "publication_proxy": {
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2021
18-11-2021 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
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      "amount": 50,
      "currency": null,
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      "delta_eur": null,
      "before_eur": null,
      "amount_type": "onbekend",
      "effective_date": "2021-03-08",
      "evidence_quote": "Mevrouw Merabet Karima staan half van haar aandelen aan Menheer El Khadji Anass die ze accepteren.",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
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  }
}
23-03-2021 EL KHADJI ANASS resigns as director Director changes
  • EL KHADJI ANASS, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "EL KHADJI ANASS",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2021-03-08",
      "evidence_quote": "De algemene vergadering aanvaardt de ontslaging van Menheer Anass El Khadji als bestuurder en dis vanaf deze dag. Kwijntig wordt gegeven voor zijn functie.",
      "discharge_granted": true
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    "legal_form": "BV"
  }
}
03-03-2021 Karima Merabet appointed as director Director changes
  • Karima Merabet, Bestuurder
Summary: v3.2
Technical details 
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      "role": "bestuurder",
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      },
      "effective_date": "2020-08-05",
      "evidence_quote": "De algemene vergadering aanvaardt de benoeming van Mevrouw Karima Merabet als bestuurder en dis vanaf deze dag.",
      "discharge_granted": true
    }
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}
2020
07-08-2020 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
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  "seat": "1860 Meise, Sint-Elooiweg 17",
  "schema": "v3.2",
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      "person": {
        "dob": "1988-06-03",
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  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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Company registry (CBE) Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Reproductie van opgenomen media18200Reproductie van opgenomen media18200Computerconsultancy-activiteiten62020Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62090Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110
Primary activity highlighted.
Names & trade names
Legal nameNL THE FOUR CONSULTING
Registered office
Koningin Astridlaan 49
1780 Wemmel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative