THE CHAP'S
ActiveSummary
The computed 12-month bankruptcy probability of THE CHAP'S is 5.5% (elevated). The 2024 annual accounts show equity of €5k and a net result of €487. Its solvency ranks better than 38% of 18941 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability70
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.29; short-term debt: 84.8% and cash: 13.1% of total assets), and 84.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.2%
Return on assets
1.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
19 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€5k
Total assets
€36k
Net result
€487
Working capital
€-22k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €36k
Fixed assets
€27k
Current assets
€9k
Equity and liabilities €36k
Equity
€5k
Debt
€31k
Debt finances 84.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€6k
Cash flow
€4k
Current ratio
0.29
Quick ratio
0.21
Debt to equity
5.59
ROE
8.9%
ROA
1.3%
Interest coverage
6.90
Debt ≤ 1 year
€31k
Income taxes
€369
Filed annual accounts As filed with the NBB · 2024 · 38 lines
Balance sheet
Code2024
Assets
Total assets20/58€36k
Fixed assets21/28€27k
Intangible fixed assets21€18k
Tangible fixed assets22/27€9k
Land and buildings22€8k
Plant, machinery and equipment23€1k
Current assets29/58€9k
Stocks and contracts in progress3€3k
Stocks30/36€3k
Amounts receivable within one year40/41€154
Trade receivables40€0
Other amounts receivable41€154
Cash at bank and in hand54/58€5k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€5k
Contributions10/11€5k
Profit (loss) carried forward14€487
Amounts payable17/49€31k
Amounts payable within one year42/48€31k
Trade debts44€850
Suppliers440/4€850
Taxes, remuneration and social security45€554
Taxes450/3€554
Other amounts payable47/48€29k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€1k
Gross operating margin9900€7k
Operating profit (loss)9901€2k
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€802
Recurring financial charges65€802
Profit (loss) for the period before taxes9903€856
Income taxes67/77€369
Profit (loss) for the period9904€487
Profit (loss) for the period to be appropriated9905€487
Appropriation of the result
Profit (loss) to be appropriated9906€487
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Cockerill 1624100 SeraingGround area
333 m²
Building footprint
112 m²
Volume, LiDAR
1,045 m³
2 parcels, Wallonia · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
THE CHAP'S
since 20242.356.152.368
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62047C1395/00H007 | Wallonia | 186 m² | 1 · 59 m² | 13.1 m · 2 fl. |
| 62352E0126/00H016 | Wallonia | 147 m² | 1 · 53 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.356.152.368
Similar companies · same sector, comparable size
IL VINO ENOTECA
BE 1002.836.676
Ham-sur-Heure-Nalinnes · Eq €5,501
A.B.M.T.
BE 0479.748.736
Affligem · Eq €5,467
C DE KROON C
BE 0720.698.914
Maasmechelen · Eq €5,511
SELEIA
BE 0648.678.788
Brussel · Eq €5,452
New Dima
BE 0675.656.666
Hemiksem · Eq €5,523
Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 2,906 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.