PKDJ
ActiveThe computed 12-month bankruptcy probability of PKDJ is 4.4% (elevated). The 2025 annual accounts show equity of €12k and a net result of €522. Its solvency ranks better than 56% of 13306 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-50
Solvency63▼-11
Growth52
Track record82
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.03 against 1.77 in 2024; short-term debt: 61.5% and cash: 41.1% of total assets), and 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
66 d early
2024
69 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 4.5%
2024 · €12k
2024: €12k
2024 → 2025
Total assets
€32k▲ 36.5%
2024 · €24k
2024: €24k
2024 → 2025
Net result
€522▼ 85.6%
2024 · €4k
2024: €4k
2024 → 2025
Working capital
€553▼ 93.2%
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€12k-€12k▲ 4.5%
Operating result€5k-€2k▼ 54.4%
Net result€4k-€522▼ 85.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€12k▲ 140%
Current assets
€20k▲ 9.1%
Equity and liabilities €32k
Equity
€12k▲ 4.5%
Debt
€20k▲ 67.6%
The debt ratio rises from 50.8% to 62.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €6k
Cash flow
€1k▼
2024 · €4k
Solvency
37.7%▼
2024 · 49.2%
Current ratio
1.03▼
2024 · 1.77
Quick ratio
0.74▼
2024 · 0.76
Debt / equity
1.65▲
2024 · 1.03
ROE
4.3%▼
2024 · 31.2%
ROA
1.6%▼
2024 · 15.4%
Interest coverage
2.04▼
2024 · 9.38
Debt
€20k▲
2024 · €12k
Debt ≤ 1 year
€20k▲
2024 · €11k
Income taxes
€483▼
2024 · €1k
Staff costs
€4k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€32k▲
Fixed assets21/28€5k€12k▲
Tangible fixed assets22/27€2k€9k▲
Furniture and vehicles24€2k€9k▲
Financial fixed assets28€3k€3k▼
Current assets29/58€19k€20k▲
Stocks and contracts in progress3€11k€6k▼
Stocks30/36€11k€6k▼
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€245€424▲
Other amounts receivable41€1k€953▼
Cash at bank and in hand54/58€6k€13k▲
Deferred charges and accrued income490/1€357-
Equity and liabilities
Total equity and liabilities10/49€24k€32k▲
Equity10/15€12k€12k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€4k€4k▲
Amounts payable17/49€12k€20k▲
Amounts payable within one year42/48€11k€20k▲
Trade debts44€996€12k▲
Suppliers440/4€996€12k▲
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€4k€6k▲
Remuneration and social security454/9€6k€1k▼
Other amounts payable47/48€25-
Accrued charges and deferred income492/3€1k€281▼
Income statement
Code20242025
Remuneration, social security and pensions62€4k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€371€515▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€400€90▼
Gross operating margin9900€14k€10k▼
Operating profit (loss)9901€5k€2k▼
Financial income75/76B€7€24▲
Recurring financial income75€7€24▲
Financial charges65/66B€605€1k▲
Recurring financial charges65€605€1k▲
Profit (loss) for the period before taxes9903€5k€1k▼
Income taxes67/77€1k€483▼
Profit (loss) for the period9904€4k€522▼
Profit (loss) for the period to be appropriated9905€4k€522▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€4k▲
Profit (loss) brought forward from the previous period14P-€4k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Martyr 504800 VerviersGround area
61 m²
Building footprint
61 m²
Volume, LiDAR
467 m³
Parcel 63079A0235/00A000, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PKDJ
since 20242.356.260.850
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079A0235/00A000 | Wallonia | 61 m² | 1 · 61 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVerviers2.356.260.850
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,681 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2024
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:pkdj.srl@hotmail.com