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Generated 17-08-2026
Active BE 0719.974.877Public limited company

The Business Analysts Centrum

Veldkant 33 A ·2550 Kontich, Belgium· 7 yrs active
Sector: Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten (62200)
Conclusion Checked

The computed 12-month bankruptcy probability of The Business Analysts Centrum is 0.3% (very low). The 2024 annual accounts show equity of €1.63M and a net result of €12k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 563 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €1.63M
Net result €12k
Staff (FTE) 16.5
Better than sector 76%
Financial profile 5 of 5 axes measured · computed by Checked
Health88Profitability25Solvency100Growth35Stability100
70 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 88
Profitability 25
Solvency 100
Growth 35
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
88 / 100 Excellent
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 07-07-2025 with the NBB · fiscal year 2024 · verkort
€0€5.00M€10.00M€15.00MRevenue 2020: €13.44M€13.44MOperating result 2020: €1.34M€1.34MNet result 2020: €599k€599kRevenue 2021: €7.10M€7.10MOperating result 2021: €461k€461kNet result 2021: €325k€325kRevenue 2022: €6.91M€6.91MOperating result 2022: €295k€295kNet result 2022: €202k€202kRevenue 2023: €7.68M€7.68MOperating result 2023: €187k€187kNet result 2023: €103k€103kRevenue 2024: €6.75M€6.75MOperating result 2024: €49k€49kNet result 2024: €12k€12k20202021202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~10.3%/year over 5 fiscal years, indicative, assuming unchanged policy.
€500k€1.00M€1.50M€2.00M€2.50M2025: €1.93M (€1.80M - €2.06M)2026: €2.09M (€1.93M - €2.24M)2027: €2.24M (€2.03M - €2.46M)2020: €989k2021: €1.31M2022: €1.52M2023: €1.62M2024: €1.63M20202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 69.6% 34.8%
better than 76% of 563 sector peers
Net result €12k €15k
better than 48% of 563 sector peers
Equity €1.63M €79k
better than 93% of 563 sector peers
Gross operating margin €2.07M €81k
better than 95% of 562 sector peers
Staff costs €1.41M €298k
higher than 90% of 288 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€6.75M
-12.1% 20-24
EBITDA
€616k
-18.3% 20-24
Net profit
€12k
-87.8% 20-24
Cash flow
€580k
-13.4% 20-24
Total assets
€2.35M
-16.7% 20-24
Equity
€1.63M
+0.8% 20-24
Working capital
€1.04M
+115.2% 20-24
Employees (FTE)
17
-17.9% 20-24
Show 13 other metrics
Staff costs
€1.41M
-12.9% 20-24
Income taxes
€5k
-90.2% 20-24
Debt
€711k
-40.5% 20-24
Debt ≤ 1y
€711k
-40.5% 20-24
Current ratio
2.47
+75.6% 20-24
Quick ratio
2.47
+75.6% 20-24
Solvency
69.6%
+21.0% 20-24
Debt / equity
0.44
-41.0% 20-24
ROE
0.8%
-87.9% 20-24
ROA
0.5%
-85.4% 20-24
Net margin
0.2%
-86.2% 20-24
EBITDA margin
9.1%
-7.0% 20-24
Interest coverage
18.37
-22.2% 20-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue€6.75M
EBITDA€616k
Net profit€12k
Cash flow€580k
Staff costs€1.41M
Income taxes€5k
Dividends-
Total assets€2.35M
Equity€1.63M
Debt€711k
of which ≤ 1y€711k
of which > 1y-
Working capital€1.04M
Employees (FTE)16.5
Ratios (computed)
2024
Current ratio2.47
Quick ratio2.47
Working capital ratio44.5%
Solvency69.6%
Debt / equity0.44
Long-term debt ratio-
Interest coverage18.37
Gross margin30.0%
Net margin0.2%
ROA0.5%
ROE0.8%
EBITDA margin9.1%
Days sales outstanding75d
Days payable outstanding38d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€2.35M
Fixed assets 21/28€591k
Intangible fixed assets 21€561k
Tangible fixed assets 22/27€30k
Current assets 29/58€1.75M
Amounts receivable within one year 40/41€1.73M
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.35M
Equity 10/15€1.63M
Contributions / capital 10/11€62k
Reserves 13€1.57M
Accumulated profits (losses) 14€565
Provisions & deferred taxes 16€3k
Amounts payable 17/49€711k
Amounts payable within one year 42/48€711k
Trade debts payable within one year 44€498k
Income statement
Turnover 70€6.75M
Gross operating margin 9900€2.07M
Operating result 9901€49k
Financial income 75€2k
Financial charges 65€34k
Result before taxes 9903€18k
Income taxes 67/77€5k
Net result for the period 9904€12k
Result to be appropriated 9905€341k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Former directors (2)
  • Divirsiti NVLegal entity
    Director· perm. rep.: Wim Bijnens
    State Gazette act 22043859 (05-04-2022)
    Former
    - → 17-02-2022
  • Josephus de Wit
    Director
    State Gazette act 22043859 (05-04-2022)
    Former
    - → 17-02-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200)
Legal form Public limited company(014)
Incorporation07-02-2019
StatusActive
Postal code2550
Establishment units 1 location
The Business Analysts Centrum
Veldkant 33 A, 2550 KontichComputerconsultancy-activiteiten
since 20192.285.587.244
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11024B0079/00F000 Flanders 3,333 m² 1 · 932 m² 10.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
07-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
27-11-2024
State Gazette act Director changes
23-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
21-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
28-04-2023
State Gazette act Director changes
2022
18-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
05-04-2022
State Gazette act Director changes
2021
12-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 1 year ago
2024
27-11-2024 Dirk Deroost reappointed as director Director changes
  • Dirk Deroost, Bestuurder
Technical details 
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    {
      "kind": "director_renew",
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      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": null,
        "name": "De Cronos Groep NV",
        "address": null,
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        "legal_form": "NV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-06-18",
      "evidence_quote": "Volgend op het voorstel van het bestuursorgaan, beslist de Algemene Vergadering der Aandeelhouders om: De Cronos Groep NV, vast vertegenwoordigd door Dirk Deroost te herbenoemen tot bestuurder van de Vennootschap en dit met ingang van dinsdag 18 juni 2024.",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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  "notary": {
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  "act_meta": {
    "language": "nl",
    "pub_date": "2024-11-27",
    "filing_date": "2024-11-15",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-06-17",
      "unanimous": null
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  ],
  "is_correction": false,
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
28-04-2023 1 director appointed, 1 reappointed Director changes
  • Dieter Vanloock, Commissaris
  • Dieter Van Loock, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
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        "rrn": null,
        "name": "Dieter Vanloock",
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        "profession": "bedrijfsrevisor",
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      },
      "reason": null,
      "subkind": "successor_conditional",
      "via_org": {
        "kbo": null,
        "name": "KPMG Bedrijfsrevisoren CVBA",
        "address": "Luchthaven Brussel Nationaal 1K, 1930 Zaventem",
        "country": "BE",
        "legal_form": "CVBA"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-01-01",
      "evidence_quote": "de heer Filip De Bock, bedrijfsrevisor, werd vervangen als vaste vertegenwoordiger van de commissaris van de Vennootschap, te weten KPMG Bedrijfsrevisoren CVBA, kantoorhoudend te Luchthaven Brussel Nationaal 1K, 1930 Zaventem, door de heer Dieter Vanloock, bedrijfsrevisor, met ingang vanaf het boekj",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "3"
      },
      "rep_rotation_new_rep": "Dieter Vanloock",
      "rep_rotation_old_rep": "Filip De Bock",
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dieter Van Loock",
        "address": null,
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        "profession": "bedrijfsrevisor",
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      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": null,
        "name": "KPMG Bedrijfsrevisoren CVBA",
        "address": "1930 Zaventem",
        "country": "BE",
        "legal_form": "CVBA"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Aldus opgemaakt te Kontich op 2 maart 2023, De Cronos Groep NV bestuurder vast vertegenwoordigd door Dirk Deroost",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "3"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-04-28",
    "filing_date": "2023-04-18",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2023-02-03",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0719.974.877",
    "name_full": "The Business Analysts Centrum",
    "legal_form": "NV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "De Cronos Groep NV",
    "person_name": null,
    "org_rep_person_name": "Dirk Deroost",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
05-04-2022 4 resigning Director changes
  • Josephus de Wit, Bestuurder
  • Wim Bijnens, Bestuurder
  • Josephus de Wit, Bestuurder
  • Josephus de Wit, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Josephus de Wit",
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      },
      "reason": "end_of_term",
      "subkind": "regular",
      "via_org": null,
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      "compensated": null,
      "effective_date": "2022-02-17",
      "evidence_quote": "De aandeelhouders hebben kennis genomen van het ontslag van Josephus de Wit als bestuurder van de Vennootschap, met ingang vanaf 17 februari 2022.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": {
        "kind": "until_date",
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    {
      "kind": "director_out",
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      "reason": "end_of_term",
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        "name": "Divirsiti NV",
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      },
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      "effective_date": "2022-02-17",
      "evidence_quote": "De aandeelhouders hebben kennis genomen van het ontslag van Divirsiti NV, vast vertegenwoordigd door Wim Bijnens, als bestuurder van de Vennootschap, met ingang vanaf 17 februari 2022.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": {
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      "rep_rotation_new_rep": null,
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    {
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      "reason": null,
      "subkind": "additional",
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      "evidence_quote": "De aandeelhouders besluiten, bij aparte stemming en voor zover als wettelijk mogelijk, (i) tussentijdse kwijting te verlenen aan voormelde ontslagnemende bestuurders",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "until_date",
        "value": "2022-02-17"
      },
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    },
    {
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        "name": "Wim Bijnens",
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      "evidence_quote": "De aandeelhouders besluiten, bij aparte stemming en voor zover als wettelijk mogelijk, (i) tussentijdse kwijting te verlenen aan voormelde ontslagnemende bestuurders",
      "decharge_status": "granted",
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    },
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      "kind": "director_out",
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      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-02-17",
      "evidence_quote": "Het bestuursorgaan heeft kennis genomen van het ontslag van Josephus de Wit als bestuurder en gedelegeerd bestuurder van de Vennootschap, met ingang vanaf 17 februari 2022.",
      "decharge_status": null,
      "mandate_duration": {
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "mandate_termination_de_plein_droit",
      "role": "bestuurder",
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        "name": "Josephus de Wit",
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "rectification",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-02-17",
      "evidence_quote": "Alle eventuele andere mandaten, volmachten en functies toegekend door het bestuursorgaan aan voormelde bestuurder, worden met ingang vanaf 17 februari 2022 tevens ingetrokken.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2022-02-17"
      },
      "rep_rotation_new_rep": null,
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  "notary": {
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    "firm_name": null,
    "office_city": "Kontich",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-04-05",
    "filing_date": "2022-03-23",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-02-22",
      "unanimous": true
    }
  ],
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  "subject_company": {
    "kbo": "0719.974.877",
    "name_full": "The Business Analysts Centrum",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "De Cronos Groep NV",
    "person_name": null,
    "org_rep_person_name": "Dirk Deroost",
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  },
  "co_filed_documents": [],
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL The Business Analysts Centrum
Registered office
Veldkant 33 A
2550 Kontich, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 6,030 of 29,868 companies in this sector with filed accounts
Willux.be BE 0867.410.127 · Haaltert
MOONGY BE 0847.550.366 · Elsene
TS AUTOMATION BE 0830.860.923 · Sint-Gillis-Waas
BK Partners BE 0891.250.846 · Brussel
AMOOBI BE 0835.209.788 · Nivelles
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative