THD.erp.Consulting
ActiveSummary
THD.erp.Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188k and a net result of €60k. Equity is growing by ~47.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 5.63 against 3.82 in 2024; short-term debt: 16.9% and cash: 85.1% of total assets), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.1%
Return on assets
26.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
43 d early
2024
32 d early
2023
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€188k▲ 46.3%
2024 · €129k
2023: €67k
2024: €129k
2023 → 2025
Total assets
€227k▲ 34.5%
2024 · €169k
2023: €95k
2024: €169k
2023 → 2025
Net result
€60k▼ 3.5%
2024 · €63k
2023: €65k
2024: €63k
2023 → 2025
Working capital
€178k▲ 58.0%
2024 · €112k
2023: €46k
2024: €112k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€67k-€129k▲ 92.6%€188k▲ 46.3%
Operating result€91k-€87k▼ 4.1%€84k▼ 3.6%
Net result€65k-€63k▼ 3.0%€60k▼ 3.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 4% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€11k ▼ 34.7%
Current assets
€216k ▲ 41.8%
Equity and liabilities €227k
Equity
€188k ▲ 46.3%
Debt
€38k ▼ 3.8%
Debt's share of the balance-sheet total falls from 23.7% to 16.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€90k▼
2024 · €93k
Cash flow
€66k▼
2024 · €68k
Current ratio
5.63▲
2024 · 3.82
Debt to equity
0.20▼
2024 · 0.31
ROE
32.1%▼
2024 · 48.7%
ROA
26.7%▼
2024 · 37.2%
Interest coverage
1705.62▲
2024 · 699.72
Debt ≤ 1 year
€38k▼
2024 · €40k
Income taxes
€24k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€169k€227k▲
Fixed assets21/28€16k€11k▼
Tangible fixed assets22/27€16k€11k▼
Furniture and vehicles24€16k€11k▼
Current assets29/58€152k€216k▲
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€19k€20k▲
Other amounts receivable41€464€1k▲
Cash at bank and in hand54/58€131k€193k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€169k€227k▲
Equity10/15€129k€188k▲
Contributions10/11€3k€3k=
Reserves13€126k€185k▲
Distributable reserves133€126k€185k▲
Amounts payable17/49€40k€38k▼
Amounts payable within one year42/48€40k€38k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€38k€36k▼
Taxes450/3€34k€33k▼
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€800€859▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€249€285▲
Gross operating margin9900€93k€90k▼
Operating profit (loss)9901€87k€84k▼
Financial income75/76B€25€59▲
Recurring financial income75€25€59▲
Financial charges65/66B€133€53▼
Recurring financial charges65€133€53▼
Profit (loss) for the period before taxes9903€87k€84k▼
Income taxes67/77€24k€24k▼
Profit (loss) for the period9904€63k€60k▼
Profit (loss) for the period to be appropriated9905€63k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€60k▼
Transfer to equity691/2€62k€60k▼
To other reserves6921€62k€60k▼
Profit to be distributed694/7€800€859▲
Return on contributions (dividend)694€800€859▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €60k ▼3.5%
Net result drops to €60k, the lowest in the series.
30-06
Financial
Equity above €150kEq €188k ▲46.3%
3 profitable years in a row build equity to €188k.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €100kEq €129k ▲92.6%
2 profitable years in a row build equity to €129k.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuze-en-Hainaut · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue dU Trieu(C.W.) 177903 Leuze-en-HainautGround area
1,498 m²
Building footprint
161 m²
Volume, LiDAR
857 m³
Parcel 57020A0524/00G000, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
THD.erp.Consulting
since 20222.330.488.148
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57020A0524/00G000 | Wallonia | 1,498 m² | 1 · 160 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SYSLOGIC
BE 0670.581.388
Braine-l'Alleud · Eq €188,336
Normas
BE 0843.140.925
Mortsel · Eq €188,362
iXiT
BE 0828.101.371
Kontich · Eq €188,317
Thryve
BE 1004.424.805
Grobbendonk · Eq €188,307
PNV Consulting
BE 0894.948.229
Zonnebeke · Eq €188,454
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,873 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2022
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.