TF DESIGN
ActiveThe computed 12-month bankruptcy probability of TF DESIGN is 1.7% (moderate). The 2025 annual accounts show equity of €5k and a net result of €1k. Its solvency ranks better than 15% of 27451 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability66
Solvency37
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 27451 sector peers (2025).
NBB · sector comparisonPosition among 27451 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€5k
Total assets
€42k
Net result
€1k
Working capital
€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €42k
Fixed assets
€2k
Current assets
€41k
Equity and liabilities €42k
Equity
€5k
Debt
€37k
Debt finances 87.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€2k
Cash flow
€1k
Solvency
12.2%
Current ratio
1.92
Quick ratio
1.53
Debt / equity
7.23
ROE
22.3%
ROA
2.7%
Interest coverage
5.28
Debt
€37k
Debt ≤ 1 year
€21k
Debt > 1 year
€16k
Income taxes
€766
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€42k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€41k
Stocks and contracts in progress3€8k
Contracts in progress37€8k
Amounts receivable within one year40/41€27k
Other amounts receivable41€27k
Cash at bank and in hand54/58€5k
Deferred charges and accrued income490/1€437
Equity and liabilities
Total equity and liabilities10/49€42k
Equity10/15€5k
Contributions10/11€4k
Reserves13€1k
Distributable reserves133€1k
Amounts payable17/49€37k
Amounts payable after more than one year17€16k
Financial debts170/4€16k
Amounts payable within one year42/48€21k
Current portion of amounts payable after more than one year42€4k
Trade debts44€15k
Suppliers440/4€15k
Advances received on contracts in progress46€420
Taxes, remuneration and social security45€2k
Taxes450/3€766
Remuneration and social security454/9€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€99
Other operating charges640/8€585
Gross operating margin9900€2k
Operating profit (loss)9901€2k
Financial income75/76B€559
Recurring financial income75€559
Financial charges65/66B€340
Recurring financial charges65€340
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€766
Profit (loss) for the period9904€1k
Profit (loss) for the period to be appropriated9905€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1k
Transfer to equity691/2€1k
To other reserves6921€1k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olmenweg 623680 MaaseikGround area
243 m²
Building footprint
66 m²
Parcel 72021A2043/00A004, Flanders. Linked by address, not a title deed.
1 establishment unit
TF DESIGN
since 20252.372.779.950
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021A2043/00A004 | Flanders | 243 m² | 1 · 66 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NS EXPERT
BE 1018.365.386
Willebroek · Eq €5k
Algemene Schrijnwerkerij Muylle
BE 0713.526.852
Sint-Pieters-Leeuw · Eq €5k
TRISTAN M MENUISERIE
BE 0770.976.586
Rixensart · Eq €5k
Ramencentrum Van Hecke
BE 0446.245.530
Zelzate · Eq €5k
EB WORX
BE 1023.531.528
Sint-Jans-Molenbeek · Eq €5k
Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 3,140 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2025
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43240Other construction installation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.