InstaWindow
ActiveThe computed 12-month bankruptcy probability of InstaWindow is 1.7% (moderate). The 2025 annual accounts show equity of €5k and a net result of €3k. Its solvency ranks better than 10% of 7760 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability48
Solvency33
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.08; short-term debt: 92.2% and cash: 23.9% of total assets), and 92.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 7760 sector peers (2025).
NBB · sector comparisonPosition among 7760 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€5k
Total assets
€59k
Net result
€3k
Working capital
€5k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Equity and liabilities €59k
Equity
€5k
Debt
€54k
Debt finances 92.2% of the balance-sheet total.
Key figures and ratios
Solvency
7.8%
Current ratio
1.08
Quick ratio
1.08
Debt / equity
11.85
ROE
56.4%
ROA
4.4%
Debt
€54k
Debt ≤ 1 year
€54k
Income taxes
€886
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€59k
Current assets29/58€59k
Amounts receivable within one year40/41€45k
Trade receivables40€45k
Cash at bank and in hand54/58€14k
Equity and liabilities
Total equity and liabilities10/49€59k
Equity10/15€5k
Contributions10/11€2k
Reserves13€3k
Distributable reserves133€3k
Amounts payable17/49€54k
Amounts payable within one year42/48€54k
Trade debts44€25k
Suppliers440/4€25k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€27k
Income statement
Code2025
Other operating charges640/8€450
Gross operating margin9900€4k
Operating profit (loss)9901€3k
Financial charges65/66B€22
Recurring financial charges65€22
Profit (loss) for the period before taxes9903€3k
Income taxes67/77€886
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
Transfer to equity691/2€3k
To other reserves6921€3k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Velaart 181861 MeiseGround area
675 m²
Building footprint
135 m²
Volume, LiDAR
573 m³
Parcel 23093A0176/00T000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
InstaWindow
since 20252.375.522.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093A0176/00T000 | Flanders | 675 m² | 1 · 135 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CLD CONCEPT
BE 0884.800.148
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KRISMARTIN
BE 0894.209.049
Seraing · Eq €5k
JMCreation
BE 0450.778.497
Enghien · Eq €5k
MSL POSE
BE 0541.519.821
Walcourt · Eq €5k
LA PARQUETERIE DE BEAURIEUX
BE 0876.946.811
Court-Saint-Etienne · Eq €5k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 2,895 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2025
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.